Santander Bank Polska S.A. (WSE: SPL)

Santander Bank Polska Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,336	9,052	7,216	9,663	9,361	6,381
Investment Securities	77,121	74,921	64,182	66,254	63,076	40,233
Trading Asset Securities	10,249	10,514	7,433	4,183	3,190	1,952
Total Investments	87,371	85,435	71,615	70,438	66,266	42,185
Gross Loans	185,297	176,351	169,210	155,644	151,829	152,957
Allowance for Loan Losses	-6,129	-5,692	-5,884	-5,860	-6,327	-5,244
Other Adjustments to Gross Loans	-	-1,605	-1,240	-702.26	-575.98	-593.08
Net Loans	179,168	169,054	162,086	149,082	144,925	147,119
Property, Plant & Equipment	1,273	1,260	1,186	1,250	1,514	1,713
Goodwill	1,712	1,712	1,712	1,712	1,712	1,712
Other Intangible Assets	894.33	881.86	740.76	692.8	708.36	772.12
Other Receivables	-	1,236	999.23	1,182	719.87	791.57
Restricted Cash	11,619	5,612	6,853	5,773	1,128	5,592
Other Current Assets	4.89	337.67	276.3	274.22	312.66	260.27
Long-Term Deferred Tax Assets	1,313	1,751	2,486	2,384	1,997	1,848
Other Real Estate Owned & Foreclosed	-	4.55	0.04	0.05	-	4.3
Other Long-Term Assets	6,236	315.62	2,348	566.87	667.32	1,098
Total Assets	290,926	276,652	257,517	243,017	229,311	209,476
Accrued Expenses	1,087	962.85	807.29	793.81	515.74	843.14
Interest Bearing Deposits	75,065	68,189	59,631	26,613	27,561	56,105
Non-Interest Bearing Deposits	144,882	142,917	137,833	158,783	144,019	98,656
Total Deposits	219,947	211,106	197,464	185,396	171,579	154,761
Short-Term Borrowings	11,499	9,449	11,695	8,285	7,748	3,511
Current Portion of Long-Term Debt	482.12	1,108	520.56	896.28	3,017	16.59
Current Portion of Leases	-	157.57	147.8	147.47	192.65	209.15
Current Income Taxes Payable	445.24	1,175	80.75	-	79.05	343.76
Other Current Liabilities	2,446	2,125	1,351	744.37	616.28	604.74
Long-Term Debt	16,675	12,853	14,204	16,518	13,940	19,994
Long-Term Leases	521.92	366.1	456.36	482.38	563.82	638.9
Long-Term Unearned Revenue	212.89	203.65	187.58	194.58	243.74	278.81
Pension & Post-Retirement Benefits	65.99	63.55	44.7	42.73	48.27	44.64
Long-Term Deferred Tax Liabilities	0.52	0.44	0.28	-	-	-
Other Long-Term Liabilities	3,616	3,391	2,093	2,304	2,110	1,251
Total Liabilities	256,999	242,961	229,052	215,804	200,653	182,497
Common Stock	1,022	1,022	1,022	1,022	1,022	1,021
Additional Paid-In Capital	-	7,982	7,982	7,982	7,982	7,982
Retained Earnings	6,399	23,715	21,103	18,540	16,808	15,769
Comprehensive Income & Other	24,581	-956.13	-3,439	-2,012	1,183	659.83
Total Common Equity	32,001	31,763	26,668	25,532	26,995	25,432
Minority Interest	1,926	1,928	1,797	1,682	1,663	1,548
Shareholders' Equity	33,927	33,691	28,465	27,214	28,658	26,980
Total Liabilities & Equity	290,926	276,652	257,517	243,017	229,311	209,476
Total Debt	29,178	23,933	27,023	26,329	25,461	24,369
Net Cash (Debt)	-6,891	8,310	1,450	-12,029	-12,616	-14,185
Net Cash Growth	-	473.15%	-	-	-	-
Net Cash Per Share	-67.44	81.32	14.19	-117.72	-123.43	-138.79
Filing Date Shares Outstanding	102.19	102.19	102.19	102.19	102.19	102.09
Total Common Shares Outstanding	102.19	102.19	102.19	102.19	102.19	102.09
Book Value Per Share	313.16	310.82	260.97	249.85	264.16	249.12
Tangible Book Value	29,395	29,169	24,215	23,127	24,574	22,948
Tangible Book Value Per Share	287.65	285.44	236.96	226.31	240.48	224.78

Source: S&P Capital IQ. Banks template. Financial Sources.