Santander Bank Polska S.A. (WSE:SPL)

Santander Bank Polska Statistics

Total Valuation

WSE:SPL has a market cap or net worth of PLN 56.55 billion.

Market Cap	56.55B
Enterprise Value	n/a

Important Dates

The next confirmed earnings date is Thursday, April 30, 2026.

Earnings Date	Apr 30, 2026
Ex-Dividend Date	May 12, 2025

Share Statistics

WSE:SPL has 102.19 million shares outstanding.

Current Share Class	102.19M
Shares Outstanding	102.19M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.02%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	28.60%
Float	42.20M

Valuation Ratios

The trailing PE ratio is 9.05 and the forward PE ratio is 11.65.

PE Ratio	9.05
Forward PE	11.65
PS Ratio	3.66
PB Ratio	1.59
P/TBV Ratio	1.73
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-10.72
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.68%.

Return on Equity (ROE)	18.68%
Return on Assets (ROA)	2.13%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.05%
Revenue Per Employee	1.37M
Profits Per Employee	574,771
Employee Count	11,272
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, WSE:SPL has paid 1.73 billion in taxes.

Income Tax	1.73B
Effective Tax Rate	20.91%

Stock Price Statistics

The stock price has increased by +4.16% in the last 52 weeks. The beta is 0.38, so WSE:SPL's price volatility has been lower than the market average.

Beta (5Y)	0.38
52-Week Price Change	+4.16%
50-Day Moving Average	572.07
200-Day Moving Average	520.98
Relative Strength Index (RSI)	42.29
Average Volume (20 Days)	110,614

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, WSE:SPL had revenue of PLN 15.44 billion and earned 6.48 billion in profits. Earnings per share was 63.40.

Revenue	15.44B
Gross Profit	15.44B
Operating Income	9.74B
Pretax Income	8.26B
Net Income	6.48B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	63.40

Balance Sheet

The company has 52.22 billion in cash and 31.64 billion in debt, with a net cash position of 20.58 billion or 201.42 per share.

Cash & Cash Equivalents	52.22B
Total Debt	31.64B
Net Cash	20.58B
Net Cash Per Share	201.42
Equity (Book Value)	35.51B
Book Value Per Share	346.67
Working Capital	-196.97B

Cash Flow

In the last 12 months, operating cash flow was -2.31 billion and capital expenditures -640.48 million, giving a free cash flow of -2.95 billion.

Operating Cash Flow	-2.31B
Capital Expenditures	-640.48M
Free Cash Flow	-2.95B
FCF Per Share	-28.89

Margins

Gross Margin	n/a
Operating Margin	63.11%
Pretax Margin	53.51%
Profit Margin	41.97%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 46.37, which amounts to a dividend yield of 8.32%.

Dividend Per Share	46.37
Dividend Yield	8.32%
Dividend Growth (YoY)	-31.69%
Years of Dividend Growth	4
Payout Ratio	73.14%
Buyback Yield	n/a
Shareholder Yield	8.32%
Earnings Yield	11.46%
FCF Yield	-5.22%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2