Croatia osiguranje d.d. (ZSE:CROS2)
Croatia
· Delayed Price · Currency is HRK · Price in EUR 1,950.00
+150.00 (8.33%)
At close: Apr 10, 2025
Croatia osiguranje d.d. Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 540.81 | 476.4 | 428.58 | 3,091 | 2,980 | Upgrade
|
| Total Interest & Dividend Income | 45.11 | 43.94 | 43.61 | 389.03 | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 2.55 | 8.02 | 4.28 | 19.19 | 41.21 | Upgrade
|
| Other Revenue | 36.52 | 28.42 | 23.77 | 239.7 | 433.03 | Upgrade
|
| Total Revenue | 625.02 | 556.82 | 500.73 | 3,739 | 3,454 | Upgrade
|
| Revenue Growth (YoY) | 12.25% | 11.20% | -86.61% | 8.27% | -1.89% | Upgrade
|
| Policy Benefits | 315.68 | 285.93 | 234.2 | 1,913 | 1,937 | Upgrade
|
| Policy Acquisition & Underwriting Costs | - | - | - | 659.68 | 577.72 | Upgrade
|
| Selling, General & Administrative | 135.92 | 122.73 | 118.27 | 604.04 | 562 | Upgrade
|
| Other Operating Expenses | 107.36 | 81.18 | 79.03 | 70.61 | 73.42 | Upgrade
|
| Total Operating Expenses | 558.97 | 489.84 | 431.5 | 3,247 | 3,150 | Upgrade
|
| Operating Income | 66.06 | 66.98 | 69.23 | 492.4 | 304 | Upgrade
|
| Interest Expense | -1.96 | -1.82 | -1.74 | -13.52 | -12.15 | Upgrade
|
| Earnings From Equity Investments | 1.43 | 1.78 | 1.4 | 11.11 | 10.34 | Upgrade
|
| Currency Exchange Gain (Loss) | 1.52 | -1.02 | 2.96 | -14.03 | 38.01 | Upgrade
|
| Other Non Operating Income (Expenses) | 0.86 | 0.58 | 3.38 | -41.58 | -48.22 | Upgrade
|
| EBT Excluding Unusual Items | 67.91 | 66.5 | 75.22 | 434.39 | 291.98 | Upgrade
|
| Gain (Loss) on Sale of Assets | -0.07 | 0.56 | 0.02 | 1.11 | 89.62 | Upgrade
|
| Asset Writedown | 0.89 | 2.59 | -6.16 | -15.1 | -1.52 | Upgrade
|
| Legal Settlements | 0.83 | -0.54 | 0.39 | 9.45 | 1.61 | Upgrade
|
| Other Unusual Items | 0.07 | 0.07 | 0.07 | 8.2 | 9.9 | Upgrade
|
| Pretax Income | 69.62 | 69.17 | 69.54 | 438.05 | 391.59 | Upgrade
|
| Income Tax Expense | 8.54 | 10.72 | 11.26 | 75.3 | 63.39 | Upgrade
|
| Earnings From Continuing Ops. | 61.09 | 58.45 | 58.28 | 362.76 | 328.2 | Upgrade
|
| Minority Interest in Earnings | -0.06 | -0.07 | -0.08 | -0.42 | -0.3 | Upgrade
|
| Net Income | 61.03 | 58.38 | 58.2 | 362.34 | 327.9 | Upgrade
|
| Net Income to Common | 61.03 | 58.38 | 58.2 | 362.34 | 327.9 | Upgrade
|
| Net Income Growth | 4.53% | 0.31% | -83.94% | 10.50% | -3.38% | Upgrade
|
| Shares Outstanding (Basic) | 0 | 0 | 0 | 0 | 0 | Upgrade
|
| Shares Outstanding (Diluted) | 0 | 0 | 0 | 0 | 0 | Upgrade
|
| EPS (Basic) | 144.97 | 138.69 | 138.26 | 860.78 | 778.96 | Upgrade
|
| EPS (Diluted) | 144.97 | 138.69 | 138.26 | 860.78 | 778.96 | Upgrade
|
| EPS Growth | 4.53% | 0.31% | -83.94% | 10.50% | -3.38% | Upgrade
|
| Free Cash Flow | 145.99 | -65.61 | 50.05 | 293.37 | 282.48 | Upgrade
|
| Free Cash Flow Per Share | 346.82 | -155.86 | 118.89 | 696.94 | 671.07 | Upgrade
|
| Dividend Per Share | - | 267.640 | - | - | - | Upgrade
|
| Operating Margin | 10.57% | 12.03% | 13.83% | 13.17% | 8.80% | Upgrade
|
| Profit Margin | 9.76% | 10.48% | 11.62% | 9.69% | 9.49% | Upgrade
|
| Free Cash Flow Margin | 23.36% | -11.78% | 9.99% | 7.85% | 8.18% | Upgrade
|
| EBITDA | 73.76 | 73.46 | 74.73 | 529.09 | 345.05 | Upgrade
|
| EBITDA Margin | 11.80% | 13.19% | 14.92% | 14.15% | 9.99% | Upgrade
|
| D&A For EBITDA | 7.7 | 6.48 | 5.51 | 36.68 | 41.05 | Upgrade
|
| EBIT | 66.06 | 66.98 | 69.23 | 492.4 | 304 | Upgrade
|
| EBIT Margin | 10.57% | 12.03% | 13.83% | 13.17% | 8.80% | Upgrade
|
| Effective Tax Rate | 12.26% | 15.50% | 16.20% | 17.19% | 16.19% | Upgrade
|
| Revenue as Reported | - | - | - | 3,830 | 3,694 | Upgrade
|
Updated Feb 24, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.