Croatia osiguranje d.d. (ZSE:CROS2)

Croatia osiguranje d.d. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	838.79	846.16	919.72	875.17	922.2	869.54
Investments in Equity & Preferred Securities	224.85	201.57	148.94	112.41	125.8	81.24
Policy Loans	-	-	-	-	3.68	3.95
Other Investments	121.08	77.49	72.55	116.12	124.98	145.76
Total Investments	1,501	1,382	1,425	1,280	1,403	1,325
Cash & Equivalents	12.06	85.7	66.82	143.1	106.08	88.67
Reinsurance Recoverable	61.15	76.08	74.02	51.9	84.32	94.66
Other Receivables	44.52	57.64	33.36	36.14	91.16	78.16
Deferred Policy Acquisition Cost	-	-	-	-	31.53	32.76
Separate Account Assets	13.9	15.03	17	22.92	-	-
Property, Plant & Equipment	124.49	125.4	120.49	110.67	108.42	115.82
Goodwill	3.47	3.47	-	-	-	-
Other Intangible Assets	21.21	21.06	19.39	17.78	19.21	14.29
Other Current Assets	0.74	9.02	9.53	14.84	8.75	12.46
Long-Term Deferred Tax Assets	8.43	1.42	0.91	0.35	0.15	0.22
Other Long-Term Assets	57.21	-	-	-	-	-
Total Assets	1,848	1,776	1,767	1,677	1,853	1,762
Accounts Payable	-	7.06	7.27	9.59	8.91	7.06
Accrued Expenses	24.34	36.02	26.39	24.58	26.83	23.92
Insurance & Annuity Liabilities	345.96	864.14	867	829	431.59	411.65
Unpaid Claims	373.92	4.3	4.17	2.44	396.6	418.93
Unearned Premiums	147.4	1.91	2.24	1.37	201.18	191.49
Reinsurance Payable	3.58	6.64	4.03	2.16	15.47	12.8
Current Portion of Leases	-	-	-	-	3.25	2.68
Short-Term Debt	-	-	-	10.01	10.18	-
Current Income Taxes Payable	2.11	1.54	12.07	2.06	5.11	2.65
Long-Term Debt	2.95	3.04	1.71	1.84	1.98	1.62
Long-Term Leases	45.31	45.3	46.22	41.82	39.44	37.28
Long-Term Deferred Tax Liabilities	39.07	27.5	15.2	25.54	14.9	11.23
Separate Account Liability	-	-	-	-	50.09	54.58
Other Current Liabilities	0.61	0.82	0.09	0.08	0.99	1.31
Other Long-Term Liabilities	56.14	16.24	13.09	11.65	11.43	15.54
Total Liabilities	1,049	1,017	1,002	964.21	1,240	1,217
Common Stock	78.3	78.3	78.3	78.22	78.42	78.06
Additional Paid-In Capital	90.45	90.45	90.45	90.45	90.68	90.27
Retained Earnings	472.6	452.06	504.24	442.5	350.47	300.43
Comprehensive Income & Other	157.87	138.15	91.43	100.69	92.67	75.3
Total Common Equity	799.22	758.96	764.41	711.86	612.23	544.05
Minority Interest	0.51	0.48	0.75	1.37	1.35	1.68
Shareholders' Equity	799.73	759.44	765.16	713.23	613.58	545.72
Total Liabilities & Equity	1,848	1,776	1,767	1,677	1,853	1,762
Filing Date Shares Outstanding	0.42	0.42	0.42	0.42	0.42	0.42
Total Common Shares Outstanding	0.42	0.42	0.42	0.42	0.42	0.42
Total Debt	48.26	48.34	47.92	53.67	54.85	41.57
Net Cash (Debt)	-36.2	37.37	18.9	89.42	51.23	47.1
Net Cash Growth	-	97.70%	-78.86%	74.55%	8.77%	-
Net Cash Per Share	-86.00	88.76	44.90	212.43	121.70	111.88
Book Value Per Share	1898.63	1802.97	1815.93	1691.08	1454.41	1292.44
Tangible Book Value	774.55	734.43	745.02	694.07	593.02	529.76
Tangible Book Value Per Share	1840.02	1744.70	1769.87	1648.83	1408.78	1258.50
Land	-	7.52	7.97	7.84	7.47	8.87
Buildings	-	75.35	77.84	75.04	72.23	86.9
Machinery	-	63.92	57.95	50.75	46.81	43.9
Construction In Progress	-	0.64	0.43	1.99	1.07	0.39

Updated Feb 24, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.