Croatia osiguranje d.d. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	661.19	846.16	919.72	875.17	922.2
Investments in Equity & Preferred Securities	427.33	201.57	148.94	112.41	125.8
Policy Loans	-	-	-	-	3.68
Other Investments	130.66	77.49	72.55	116.12	124.98
Total Investments	1,382	1,382	1,425	1,280	1,403
Cash & Equivalents	1.81	85.7	66.82	143.1	106.08
Reinsurance Recoverable	68.56	76.08	74.02	51.9	84.32
Other Receivables	86.08	57.64	33.36	36.14	91.16
Deferred Policy Acquisition Cost	-	-	-	-	31.53
Separate Account Assets	13.91	15.03	17	22.92	-
Property, Plant & Equipment	62.11	125.4	120.49	110.67	108.42
Goodwill	-	3.47	-	-	-
Other Intangible Assets	15.8	21.06	19.39	17.78	19.21
Other Current Assets	0.11	9.02	9.53	14.84	8.75
Long-Term Deferred Tax Assets	6.33	1.42	0.91	0.35	0.15
Other Long-Term Assets	31.77	-	-	-	-
Total Assets	1,669	1,776	1,767	1,677	1,853
Accounts Payable	-	7.06	7.27	9.59	8.91
Accrued Expenses	23.19	36.02	26.39	24.58	26.83
Insurance & Annuity Liabilities	252.82	864.14	867	829	431.59
Unpaid Claims	373.93	4.3	4.17	2.44	396.6
Unearned Premiums	120.8	1.91	2.24	1.37	201.18
Reinsurance Payable	4.41	6.64	4.03	2.16	15.47
Current Portion of Leases	-	-	-	-	3.25
Short-Term Debt	-	-	-	10.01	10.18
Current Income Taxes Payable	4.37	1.54	12.07	2.06	5.11
Long-Term Debt	-	3.04	1.71	1.84	1.98
Long-Term Leases	-	45.3	46.22	41.82	39.44
Long-Term Deferred Tax Liabilities	44.09	27.5	15.2	25.54	14.9
Separate Account Liability	-	-	-	-	50.09
Other Current Liabilities	-	0.82	0.09	0.08	0.99
Other Long-Term Liabilities	78.67	16.24	13.09	11.65	11.43
Total Liabilities	908.48	1,017	1,002	964.21	1,240
Common Stock	78.3	78.3	78.3	78.22	78.42
Additional Paid-In Capital	90.45	90.45	90.45	90.45	90.68
Retained Earnings	361.04	452.06	504.24	442.5	350.47
Comprehensive Income & Other	230.7	138.15	91.43	100.69	92.67
Total Common Equity	760.48	758.96	764.41	711.86	612.23
Minority Interest	-	0.48	0.75	1.37	1.35
Shareholders' Equity	760.48	759.44	765.16	713.23	613.58
Total Liabilities & Equity	1,669	1,776	1,767	1,677	1,853
Filing Date Shares Outstanding	0.42	0.42	0.42	0.42	0.42
Total Common Shares Outstanding	0.42	0.42	0.42	0.42	0.42
Total Debt	-	48.34	47.92	53.67	54.85
Net Cash (Debt)	1.81	37.37	18.9	89.42	51.23
Net Cash Growth	-95.14%	97.70%	-78.86%	74.55%	8.77%
Net Cash Per Share	4.31	88.76	44.90	212.43	121.70
Book Value Per Share	1806.60	1802.97	1815.93	1691.08	1454.41
Tangible Book Value	744.69	734.43	745.02	694.07	593.02
Tangible Book Value Per Share	1769.07	1744.70	1769.87	1648.83	1408.78
Land	-	7.52	7.97	7.84	7.47
Buildings	-	75.35	77.84	75.04	72.23
Machinery	-	63.92	57.95	50.75	46.81
Construction In Progress	-	0.64	0.43	1.99	1.07

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.