Croatia osiguranje d.d. (ZSE:CROS2)

Croatia osiguranje d.d. Ratios and Metrics

Market cap in millions HRK. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 9, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	6,888	5,011	2,839	2,778	2,945	2,696
Market Cap Growth	76.50%	76.50%	2.19%	-5.66%	9.21%	-5.84%
Enterprise Value	6,592	5,255	2,586	2,650	2,521	2,406
PE Ratio	15.46	11.24	6.24	6.33	1.08	1.09
PS Ratio	1.51	1.10	0.65	0.74	0.11	0.10
PB Ratio	1.24	0.90	0.48	0.52	0.09	0.09
P/FCF Ratio	6.46	4.70	-	7.36	1.34	1.26
P/OCF Ratio	6.06	4.41	-	6.46	1.20	1.09
EV/Sales Ratio	1.31	1.15	0.60	0.70	0.09	0.09
EV/EBITDA Ratio	10.35	9.76	4.52	4.70	0.63	0.92
EV/EBIT Ratio	12.18	10.89	4.95	5.08	0.68	1.05
EV/FCF Ratio	6.18	4.93	-	7.02	1.14	1.13
Debt / Equity Ratio	0.06	0.06	0.06	0.08	0.09	0.08
Debt / EBITDA Ratio	0.62	0.62	0.62	0.69	0.75	0.86
Debt / FCF Ratio	0.33	0.33	-	1.07	1.41	1.11
Quick Ratio	3.53	3.53	3.97	3.66	0.56	0.50
Current Ratio	5.01	5.01	5.50	4.95	0.77	0.74
Asset Turnover	0.35	0.35	0.32	0.28	0.28	0.27
Return on Equity (ROE)	8.01%	8.01%	7.91%	8.80%	8.31%	8.25%
Return on Assets (ROA)	2.33%	2.33%	2.43%	2.46%	2.26%	1.46%
Return on Capital (ROIC)	5.09%	5.09%	5.30%	6.04%	6.51%	4.44%
Earnings Yield	647.00%	8.89%	16.03%	15.79%	92.48%	91.81%
Earnings Yield	647.00%	8.89%	16.03%	15.79%	92.48%	91.81%
FCF Yield	1547.86%	21.28%	-18.02%	13.58%	74.88%	79.10%
Dividend Yield	4550.20%	-	35.31%	-	-	-
Payout Ratio	18845.39%	188.45%	0.22%	0.28%	0.54%	-
Total Shareholder Return	4550.20%	-	35.31%	-	-	-

Updated Feb 24, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.