Croatia osiguranje d.d. Statistics

Total Valuation

ZSE:CROS2 has a market cap or net worth of HRK 7.50 billion. The enterprise value is 7.80 billion.

Market Cap	7.50B
Enterprise Value	7.80B

Important Dates

The next estimated earnings date is Wednesday, July 30, 2025.

Earnings Date	Jul 30, 2025
Ex-Dividend Date	Jul 9, 2024

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	3,875

Valuation Ratios

The trailing PE ratio is 15.82.

PE Ratio	15.82
Forward PE	n/a
PS Ratio	1.55
PB Ratio	1.23
P/TBV Ratio	1.27
P/FCF Ratio	11.00
P/OCF Ratio	10.01
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.96, with an EV/FCF ratio of 11.43.

EV / Earnings	16.44
EV / Sales	1.55
EV / EBITDA	11.96
EV / EBIT	14.02
EV / FCF	11.43

Financial Position

The company has a current ratio of 0.44, with a Debt / Equity ratio of 0.06.

Current Ratio	0.44
Quick Ratio	0.33
Debt / Equity	0.06
Debt / EBITDA	0.60
Debt / FCF	0.54
Interest Coverage	33.48

Financial Efficiency

Return on equity (ROE) is 8.13% and return on invested capital (ROIC) is 5.26%.

Return on Equity (ROE)	8.13%
Return on Assets (ROA)	2.37%
Return on Invested Capital (ROIC)	5.26%
Return on Capital Employed (ROCE)	5.28%
Revenue Per Employee	1.22M
Profits Per Employee	119,732
Employee Count	3,880
Asset Turnover	0.35
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +64.62% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+64.62%
50-Day Moving Average	1,567.60
200-Day Moving Average	1,092.03
Relative Strength Index (RSI)	76.15
Average Volume (20 Days)	3

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ZSE:CROS2 had revenue of HRK 4.83 billion and earned 474.26 million in profits. Earnings per share was 1,126.65.

Revenue	4.83B
Gross Profit	2.42B
Operating Income	521.78M
Pretax Income	536.83M
Net Income	474.26M
EBITDA	581.69M
EBIT	521.78M
Earnings Per Share (EPS)	1,126.65

Full Income Statement

Balance Sheet

The company has 1.34 billion in cash and 367.92 million in debt, giving a net cash position of -275.99 million.

Cash & Cash Equivalents	1.34B
Total Debt	367.92M
Net Cash	-275.99M
Net Cash Per Share	n/a
Equity (Book Value)	6.10B
Book Value Per Share	14,475.07
Working Capital	-2.35B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 749.59 million and capital expenditures -67.44 million, giving a free cash flow of 682.15 million.

Operating Cash Flow	749.59M
Capital Expenditures	-67.44M
Free Cash Flow	682.15M
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 50.10%, with operating and profit margins of 10.81% and 9.82%.

Gross Margin	50.10%
Operating Margin	10.81%
Pretax Margin	11.12%
Profit Margin	9.82%
EBITDA Margin	12.05%
EBIT Margin	10.81%
FCF Margin	14.13%

Dividends & Yields

This stock pays an annual dividend of 887.30, which amounts to a dividend yield of 41.46%.

Dividend Per Share	887.30
Dividend Yield	41.46%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	80.38%
Buyback Yield	n/a
Shareholder Yield	41.46%
Earnings Yield	6.32%
FCF Yield	9.09%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a