Istarska kreditna banka Umag d.d. (ZSE: IKBA)
Croatia
· Delayed Price · Currency is HRK · Price in EUR510.00
+5.00 (0.99%)
At close: Dec 23, 2024
ZSE: IKBA Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 28.81 | 23.99 | 11.1 | 78.78 | 77.19 | 80.83 | Upgrade
|
| Interest Income on Investments | 0.01 | 0.01 | 0.01 | 0.08 | 0.08 | 0.06 | Upgrade
|
| Total Interest Income | 28.82 | 24 | 11.11 | 78.86 | 77.27 | 80.88 | Upgrade
|
| Interest Paid on Deposits | 3.6 | 0.63 | 0.42 | 3.59 | 4.17 | 6.54 | Upgrade
|
| Net Interest Income | 25.23 | 23.37 | 10.69 | 75.28 | 73.09 | 74.34 | Upgrade
|
| Net Interest Income Growth (YoY) | 28.74% | 118.56% | -85.80% | 2.99% | -1.67% | 1.80% | Upgrade
|
| Income From Trading Activities | 0.04 | - | - | - | - | - | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.19 | 0.19 | 0.26 | 0.06 | 0.78 | 0.79 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.14 | - | - | - | 8.8 | -0.94 | Upgrade
|
| Other Non-Interest Income | 5.99 | 5.17 | 7.52 | 45.71 | 37.49 | 46.51 | Upgrade
|
| Total Non-Interest Income | 6.08 | 5.36 | 7.78 | 45.77 | 47.07 | 46.37 | Upgrade
|
| Non-Interest Income Growth (YoY) | 12.23% | -31.19% | -82.99% | -2.77% | 1.52% | 1.41% | Upgrade
|
| Revenues Before Loan Losses | 31.31 | 28.72 | 18.48 | 121.05 | 120.16 | 120.7 | Upgrade
|
| Provision for Loan Losses | 3.31 | 2.74 | 0.65 | 5.28 | 5.05 | 6.32 | Upgrade
|
| Revenue | 27.99 | 25.99 | 17.83 | 115.76 | 115.12 | 114.39 | Upgrade
|
| Revenue Growth (YoY) | 31.12% | 45.73% | -84.60% | 0.56% | 0.64% | 8.83% | Upgrade
|
| Salaries and Employee Benefits | 7.26 | 7.26 | 6.31 | 42.87 | 42.45 | 42.76 | Upgrade
|
| Occupancy Expenses | 0.57 | 0.62 | 0.65 | 5.36 | 5.63 | 5.65 | Upgrade
|
| Selling, General & Administrative | 4.51 | 3.87 | 3.5 | 21.91 | 21.37 | 21.43 | Upgrade
|
| Other Non-Interest Expense | 0.19 | 0.4 | 0.64 | 0.16 | 8.02 | 7.91 | Upgrade
|
| Total Non-Interest Expense | 12.53 | 12.15 | 11.09 | 70.3 | 77.48 | 77.75 | Upgrade
|
| EBT Excluding Unusual Items | 15.46 | 13.83 | 6.74 | 45.46 | 37.64 | 36.64 | Upgrade
|
| Legal Settlements | - | - | - | - | - | 0.03 | Upgrade
|
| Pretax Income | 15.46 | 13.83 | 6.74 | 45.46 | 37.64 | 36.67 | Upgrade
|
| Income Tax Expense | 2.85 | 2.52 | 1.22 | 8.22 | 6.9 | 6.68 | Upgrade
|
| Net Income | 12.61 | 11.32 | 5.51 | 37.24 | 30.74 | 29.99 | Upgrade
|
| Net Income to Common | 12.61 | 11.32 | 5.51 | 37.24 | 30.74 | 29.99 | Upgrade
|
| Net Income Growth | 55.98% | 105.28% | -85.19% | 21.13% | 2.50% | 25.55% | Upgrade
|
| Basic Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | Upgrade
|
| Diluted Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | Upgrade
|
| Shares Change (YoY) | - | - | - | - | 0.03% | 0.01% | Upgrade
|
| EPS (Basic) | 85.21 | 76.48 | 37.26 | 251.61 | 207.71 | 202.71 | Upgrade
|
| EPS (Diluted) | 85.21 | 76.48 | 37.26 | 251.61 | 207.71 | 202.71 | Upgrade
|
| EPS Growth | 55.98% | 105.28% | -85.19% | 21.13% | 2.47% | 25.54% | Upgrade
|
| Dividend Per Share | 15.000 | 15.000 | 12.000 | 80.000 | 80.000 | 75.000 | Upgrade
|
| Dividend Growth | 25.00% | 25.00% | -85.00% | 0% | 6.67% | 7.14% | Upgrade
|
| Effective Tax Rate | 18.45% | 18.18% | 18.17% | 18.09% | 18.33% | 18.21% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.