ZSE:IKBA Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	43.76	42.52	39.59	269.13	209.74
Investment Securities	374.09	109.52	94.21	84.53	112.9	63.07
Trading Asset Securities	-	0.66	0.22	0.26	0.25	0.24
Total Investments	374.09	110.19	94.43	84.79	113.15	63.3
Gross Loans	-	404.48	379.73	377.87	331	304.37
Allowance for Loan Losses	-	-18.62	-19.41	-23.23	-20.46	-22.74
Net Loans	-	385.86	360.31	354.64	310.54	281.63
Property, Plant & Equipment	4.13	4.36	3.92	4.14	4.7	4.75
Other Intangible Assets	0.23	0.4	0.2	0.18	0.17	0.35
Investments in Real Estate	-	0	0.02	0.04	0.29	1.6
Other Receivables	0.38	0.58	0.25	0.25	0.21	0.18
Restricted Cash	-	274.38	284.14	261.16	2.35	28.45
Other Current Assets	0.15	0.18	0.43	0.13	0.11	0.15
Long-Term Deferred Tax Assets	-	0.2	0.21	0.19	0.19	0.16
Other Real Estate Owned & Foreclosed	-	0.7	0.75	0.56	0.68	0.83
Other Long-Term Assets	1.2	0.09	0.17	0.16	0.05	0.16
Total Assets	793.19	820.68	787.35	745.83	701.56	591.31
Accounts Payable	-	0.8	0.43	0.53	0.65	0.31
Accrued Expenses	-	1.43	1.34	1.21	1.04	0.81
Interest Bearing Deposits	704.08	729.36	703.85	670.74	635.47	527.8
Total Deposits	704.08	729.36	703.85	670.74	635.47	527.8
Current Portion of Long-Term Debt	-	-	-	-	1.01	0.3
Current Portion of Leases	-	0.04	0.05	0.03	0.06	0.05
Current Income Taxes Payable	-	-	0.65	1.34	0.18	0.18
Other Current Liabilities	-	0.53	0.44	0.76	0.44	0.34
Long-Term Debt	-	4.33	4.98	5.89	6.75	9.91
Long-Term Leases	-	0.04	0.08	0.07	0.14	0.08
Other Long-Term Liabilities	5.2	0.44	0.31	0.73	0.84	0.23
Total Liabilities	709.28	736.97	712.14	681.29	646.58	540.01
Common Stock	21.61	21.61	21.61	21.61	21.61	21.66
Additional Paid-In Capital	0.02	0.02	0.02	0.02	0.02	0.02
Retained Earnings	57.32	62	53.59	42.98	33.43	29.57
Comprehensive Income & Other	4.96	0.09	-0.01	-0.07	-0.09	0.04
Shareholders' Equity	83.91	83.72	75.22	64.54	54.98	51.29
Total Liabilities & Equity	793.19	820.68	787.35	745.83	701.56	591.31
Total Debt	-	4.41	5.11	5.99	7.96	10.35
Net Cash (Debt)	-	40.02	37.64	33.86	261.42	199.64
Net Cash Growth	-	6.32%	11.15%	-87.05%	30.95%	59.40%
Net Cash Per Share	-	270.38	254.30	228.78	1766.33	1348.89
Filing Date Shares Outstanding	-	0.15	0.15	0.15	0.15	0.15
Total Common Shares Outstanding	-	0.15	0.15	0.15	0.15	0.15
Book Value Per Share	-	565.66	508.22	436.05	371.46	346.57
Tangible Book Value	83.69	83.31	75.02	64.36	54.81	50.94
Tangible Book Value Per Share	-	562.93	506.89	434.84	370.30	344.22

Source: S&P Global Market Intelligence. Banks template. Financial Sources.