ZSE:IKBA Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 4, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	75	78	56	47	37	29
Market Cap Growth	13.84%	38.89%	19.76%	25.56%	29.88%	-6.44%
Last Close Price	510.00	507.17	352.60	283.90	217.39	160.29
PE Ratio	6.35	6.05	4.94	8.47	7.51	7.04
PS Ratio	2.63	2.71	2.15	2.62	2.42	1.88
PB Ratio	0.92	1.03	0.87	0.85	0.73	0.60
P/FCF Ratio	-	-	-	8.62	-	-
P/OCF Ratio	-	-	-	7.91	-	-
Debt / Equity Ratio	-	0.07	0.09	0.14	0.20	0.12
Debt / FCF Ratio	-	-	-	1.47	-	-
Return on Equity (ROE)	15.36%	18.37%	18.94%	10.39%	9.99%	8.85%
Return on Assets (ROA)	1.45%	1.67%	1.56%	0.85%	0.90%	0.82%
Earnings Yield	15.76%	16.52%	20.23%	11.80%	13.32%	14.21%
FCF Yield	-35.24%	-22.27%	-518.21%	11.60%	-51.61%	-48.51%
Dividend Yield	3.53%	3.55%	4.25%	4.23%	4.90%	6.61%
Payout Ratio	22.40%	17.30%	15.70%	28.49%	31.80%	-
Buyback Yield / Dilution	0.00%	-	-	-	-	-0.03%
Total Shareholder Return	3.53%	3.55%	4.25%	4.23%	4.90%	6.58%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.