ADRIATIC osiguranje d.d. (ZSE:JDOS)
Croatia · Delayed Price · Currency is EUR 486.00
-19.00 (-3.76%)
At close: Apr 24, 2026
ADRIATIC osiguranje d.d. Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 254.04 | 234.68 | 203.93 | 173.62 | 141.2 |
Total Interest & Dividend Income | 5.01 | 3.46 | 1.86 | 9.5 | 2.85 |
Gain (Loss) on Sale of Investments | 3.9 | 0.16 | -0.01 | - | 0.02 |
Other Revenue | 7.75 | 5.41 | - | 8.04 | 6.18 |
| 270.7 | 243.71 | 205.78 | 191.15 | 150.23 | |
Revenue Growth | 11.07% | 18.43% | 7.66% | 27.24% | 30.97% |
Policy Benefits | 177.7 | 150.03 | 126.23 | 110.11 | 74.14 |
Policy Acquisition & Underwriting Costs | 20.43 | 18.9 | 16.43 | 13.49 | 36.41 |
Depreciation & Amortization | 0.12 | 0.12 | 0.11 | - | - |
Selling, General & Administrative | - | - | - | - | 23.21 |
Other Operating Expenses | 76.21 | 73.46 | 66.84 | 61.91 | 6.21 |
Total Operating Expenses | 274.46 | 242.52 | 209.61 | 185.5 | 139.97 |
Operating Income | -3.76 | 1.2 | -3.83 | 5.65 | 10.26 |
Currency Exchange Gain (Loss) | -0.13 | -0 | -0.09 | 0.1 | -0.21 |
Other Non Operating Income (Expenses) | 0.03 | 0.19 | 6.21 | 0.13 | - |
EBT Excluding Unusual Items | -3.86 | 1.38 | 2.3 | 5.88 | 10.05 |
Impairment of Goodwill | - | - | - | - | -0.07 |
Gain (Loss) on Sale of Assets | -0.08 | -0 | 0.01 | - | - |
Asset Writedown | 5.22 | 3.46 | 2.02 | - | 1.55 |
Pretax Income | 1.29 | 4.83 | 4.33 | 5.88 | 11.53 |
Income Tax Expense | -0.12 | 0.77 | 0.72 | 0.32 | 1.8 |
Net Income | 1.41 | 4.06 | 3.61 | 5.55 | 9.73 |
Net Income to Common | 1.41 | 4.06 | 3.61 | 5.55 | 9.73 |
Net Income Growth | -65.34% | 12.38% | -34.95% | -42.93% | 7.19% |
Shares Outstanding (Basic) | 0 | 0 | 0 | 0 | 0 |
Shares Outstanding (Diluted) | 0 | 0 | 0 | 0 | 0 |
Shares Change | - | - | - | - | - |
EPS (Basic) | 11.26 | 32.48 | 28.90 | 44.42 | 77.84 |
EPS (Diluted) | 11.26 | 32.48 | 28.90 | 44.42 | 77.84 |
EPS Growth | -65.34% | 12.38% | -34.95% | -42.93% | 7.19% |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 9.64 | 34.81 | 16.35 | 19.85 | 29.69 |
Free Cash Flow Per Share | 77.14 | 278.49 | 130.79 | 158.78 | 237.55 |
Dividend Per Share | - | 24.000 | - | - | - |
Dividend Growth | - | - | - | - | - |
Operating Margin | -1.39% | 0.49% | -1.86% | 2.96% | 6.83% |
Profit Margin | 0.52% | 1.67% | 1.75% | 2.90% | 6.48% |
Free Cash Flow Margin | 3.56% | 14.28% | 7.94% | 10.38% | 19.77% |
EBITDA | -2.68 | 2.42 | -1.42 | 5.85 | 12.36 |
EBITDA Margin | -0.99% | 0.99% | -0.69% | 3.06% | 8.23% |
D&A For EBITDA | 1.08 | 1.22 | 2.41 | 0.21 | 2.1 |
EBIT | -3.76 | 1.2 | -3.83 | 5.65 | 10.26 |
EBIT Margin | -1.39% | 0.49% | -1.86% | 2.96% | 6.83% |
Effective Tax Rate | - | 16.03% | 16.57% | 5.51% | 15.64% |