Blue Ridge Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	76.78	78.86	78.66	93.04	104.57	92.48
Net Interest Income Growth	-0.68%	0.25%	-15.46%	-11.02%	13.07%	107.78%
Non-Interest Income	12.11	12.84	13.57	28.38	48.09	86.99
Non-Interest Income Growth	38.55%	-5.43%	-52.17%	-41.00%	-44.71%	55.75%
Revenues Before Loan Losses	88.89	91.7	92.23	121.42	152.66	179.47
Provision for Credit Losses	-8.5	-8	-10.2	22.32	25.69	0.12
Revenue	97.39	99.7	102.43	99.09	126.97	179.35
Revenue Growth (YoY)	0.05%	-2.67%	3.37%	-21.96%	-29.20%	99.48%
Compensation Expenses	44.62	46.17	58.16	58.16	56.01	61.48
Selling, General & Admin	19.13	19.67	21.6	25.19	20.1	17.46
Other Non-Interest Expenses	13.96	16.08	34.08	74.59	28.67	32.05
Total Non-Interest Expense	77.71	81.92	113.84	157.94	104.78	110.99
Pretax Income	9.28	17.78	-11.41	-58.84	22.2	68.36
Provision for Income Taxes	3.8	3.07	-1.12	-7.07	5.2	15.74
Net Income	1.3	10.71	-15.39	-51.77	34.67	104.95
Earnings From Discontinued Operations	-	-	-	-	0.34	-0.14
Net Income to Common	1.3	10.71	-15.39	-51.77	34.67	104.95
Net Income Growth	-	-	-	-	-66.97%	196.55%
Shares Outstanding (Basic)	88	88	49	19	19	18
Shares Outstanding (Diluted)	99	97	49	19	19	18
Shares Change (YoY)	42.61%	97.98%	159.37%	0.61%	5.46%	109.13%
EPS (Basic)	0.13	0.12	-0.31	-2.73	0.92	2.94
EPS (Diluted)	0.12	0.11	-0.31	-2.73	0.92	2.94
EPS Growth	-	-	-	-	-68.71%	42.03%
Shares Outstanding	89.8	91.48	84.97	19.19	18.95	18.77
Free Cash Flow	30.14	11.95	-6.9	43.1	93.48	58
Free Cash Flow Growth	152.28%	-	-	-53.90%	61.18%	-
Free Cash Flow Per Share	0.31	0.12	-0.14	2.28	4.97	3.25
Dividends Per Share	-	-	-	0.122	0.490	0.460
Dividend Growth	-	-	-	-75.00%	6.52%	21.05%
Profit Margin	12.30%	10.74%	-15.02%	-52.25%	-0.27%	0.08%
FCF Margin	30.95%	11.98%	-6.73%	43.49%	73.62%	32.34%
EBITDA	2.23	2.28	2.62	2.99	3.5	3.82
EBITDA Margin	2.29%	2.29%	2.55%	3.02%	2.76%	2.13%
Effective Tax Rate	40.93%	17.25%	9.84%	12.02%	23.42%	23.02%

SEC Filings: 10-K · 10-Q