Blue Ridge Bankshares, Inc. (BRBS)

NYSEAMERICAN: BRBS · Real-Time Price · USD

3.930

-0.100 (-2.48%)

Oct 30, 2026, 4:00 PM EDT - Market closed

Blue Ridge Bankshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	67.97	95.7	97.33	99.09	126.97	179.35
Revenue Growth	-29.44%	-1.68%	-1.77%	-21.96%	-29.20%	99.48%
Net Income	-0.38	10.71	-15.39	-51.77	17.33	52.48
Earnings Per Share	-0.00	0.11	-0.31	-2.73	0.92	2.94
EPS Growth	-	-	-	-	-68.80%	41.88%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Parent only	-2.13	-10.74	-3.89	7.35	5.02
Mortgage Banking	2.06	7.57	10.85	21.55	40.56
Commercial Banking	96.16	100.89	92.53	98.66	133.96
Eliminations	-0.4	-0.38	-0.4	-0.59	-0.18
Total	95.7	97.33	99.09	126.97	179.35

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	60.5	118.41	174.61	115.35	78.91	176.53
Total Debt	242.3	172.6	198.5	324.69	359.65	75.92
Net Cash (Debt)	-181.8	-54.19	-23.89	-209.34	-280.74	100.6
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-2.07	-0.56	-0.49	-11.05	-14.91	5.64

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	13.63	-6.31	44.06	93.93	59.21
Capital Expenditures	-	-1.68	-0.59	-0.96	-0.46	-1.22
Free Cash Flow	-	11.95	-6.9	43.1	93.48	58
Free Cash Flow Growth	-	-	-	-53.90%	61.18%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	-0.56%	11.19%	-15.81%	-52.25%	13.65%	29.26%
FCF Margin	-	12.48%	-7.09%	43.49%	73.62%	32.34%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.850	-	-	0.122	0.490	0.460
Dividend Per Share Growth	0%	-	-	-75.00%	6.52%	21.05%
Dividend Yield	21.63%	-	-	4.04%	3.92%	2.57%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	35.10	-	-	13.65	6.40
P/FCF Ratio	16.49	31.47	-	1.35	2.53	5.80
PS Ratio	5.12	3.93	2.79	0.59	1.86	1.87