Atlantic American Corporation (AAME)

Atlantic American Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	9.93	9.79	10.06	9.93	8.53	7.74
Net Interest Income Growth	-1.48%	-2.66%	1.27%	16.46%	10.12%	-13.75%
Non-Interest Income	198.29	178.44	176.74	177.92	191.03	187.6
Non-Interest Income Growth	12.76%	0.96%	-0.66%	-6.86%	1.82%	-0.84%
Revenues Before Loan Losses	208.22	188.23	186.79	187.85	199.55	195.35
Revenue	208.22	188.23	186.79	187.85	199.55	195.35
Revenue Growth (YoY)	11.99%	0.77%	-0.56%	-5.87%	2.15%	-1.43%
Other Non-Interest Expenses	201.65	193.49	187.36	185.76	194.25	179.85
Total Non-Interest Expense	201.65	193.49	187.36	185.76	194.25	179.85
Pretax Income	6.57	-5.26	-0.57	2.1	5.3	15.5
Provision for Income Taxes	1.46	-1	-0.39	0.57	1.02	3.33
Net Income	4.71	-4.67	-0.57	1.13	3.88	11.77
Net Income Attributable to Preferred Dividends	0.4	0.4	0.4	0.4	0.4	0.4
Net Income to Common	4.71	-4.67	-0.57	1.13	3.88	11.77
Net Income Growth	-	-	-	-70.99%	-67.02%	-
Shares Outstanding (Basic)	20	20	20	20	20	20
Shares Outstanding (Diluted)	20	20	20	20	20	22
Shares Change (YoY)	-0.01%	-0.02%	0.07%	-0.06%	-6.49%	7.71%
EPS (Basic)	0.23	-0.23	-0.03	0.06	0.19	0.58
EPS (Diluted)	0.22	-0.23	-0.03	0.06	0.19	0.56
EPS Growth	-	-	-	-68.42%	-66.07%	-
Free Cash Flow	24.25	4.58	2.54	6.33	0.98	8.74
Free Cash Flow Growth	429.99%	79.98%	-59.82%	544.95%	-88.77%	-
Free Cash Flow Per Share	1.19	0.22	0.12	0.31	0.05	0.40
Dividends Per Share	0.020	0.020	0.020	0.020	0.020	0.020
Profit Margin	2.45%	-2.27%	-0.09%	0.81%	2.15%	6.23%
FCF Margin	11.64%	2.43%	1.36%	3.37%	0.49%	4.47%
EBITDA	0.35	0.37	0.65	0.89	1	0.98
EBITDA Margin	0.17%	0.19%	0.35%	0.47%	0.50%	0.50%
Effective Tax Rate	22.15%	19.01%	66.67%	27.24%	19.26%	21.51%

Updated Sep 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q