Atlantic American Corporation (AAME)

NASDAQ: AAME · Real-Time Price · USD

1.110

-0.040 (-3.48%)

At close: Nov 6, 2026, 4:00 PM EST

1.083

-0.027 (-2.41%)

Pre-market: Nov 9, 2026, 7:25 AM EST

Atlantic American Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	210.44	210.44	188.08	186.79	187.85	199.55
Revenue Growth	11.89%	11.89%	0.69%	-0.56%	-5.87%	2.15%
Operating Income	10.8	10.8	1.79	2.7	4.05	6.69
Net Income	5.62	5.62	-1.79	-0.57	1.13	3.88
Earnings Per Share	0.28	0.28	-0.09	-0.03	0.06	0.19
EPS Growth	-	-	-	-	-70.94%	-65.93%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Bankers Fidelity	121.7	121.7	115.95	114.2	114.02	125.7
American Southern	88.48	88.48	72.22	72.85	73.95	73.87
Adjustments & Eliminations	-12.92	-12.92	-13.14	-12.26	-9.71	-9.09
Corporate and Other	13.18	13.18	13.05	12.01	9.6	9.08
Total	210.44	210.44	188.08	186.79	187.85	199.55

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	43.64	43.64	35.57	28.3	28.86	24.75
Total Debt	43.46	43.46	37.76	36.76	35.75	33.74
Net Cash (Debt)	0.18	0.18	-2.19	-8.46	-6.88	-8.99
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	0.01	0.01	-0.11	-0.41	-0.34	-0.44

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	32.87	32.87	4.8	2.62	6.45	1.09
Capital Expenditures	-0.47	-0.47	-0.23	-0.08	-0.13	-0.11
Free Cash Flow	32.41	32.41	4.58	2.54	6.33	0.98
Free Cash Flow Growth	608.37%	608.37%	79.98%	-59.82%	544.95%	-88.77%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	5.13%	5.13%	0.95%	1.45%	2.15%	3.35%
Pretax Margin	3.67%	3.67%	-0.86%	-0.30%	1.12%	2.66%
Profit Margin	2.67%	2.67%	-0.95%	-0.30%	0.60%	1.94%
FCF Margin	15.40%	15.40%	2.43%	1.36%	3.37%	0.49%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.020	-	0.020	0.020	0.020	0.020
Dividend Per Share Growth	-	-	0%	0%	0%	0%
Dividend Yield	1.80%	-	1.30%	0.82%	0.86%	0.82%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	4.03	10.28	-	-	42.34	12.86
P/FCF Ratio	0.70	1.78	6.87	19.67	7.54	50.90
PS Ratio	0.11	0.27	0.17	0.27	0.25	0.25