Atlantic American Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	5.11	-4.27	-0.17	1.53	4.28	12.17
Depreciation & Amortization	0.35	0.37	0.65	0.89	1	0.98
Other Amortization	16.65	16.65	16.44	19.45	24.06	19.39
Gain (Loss) on Sale of Investments	-3.84	0.31	2.11	7.53	-6.8	-3.99
Stock-Based Compensation	0	0.01	0.12	0.13	0.21	0.44
Change in Accounts Receivable	-12.99	-5.58	-3.52	1.08	1.55	1.35
Change in Accounts Payable	9.44	6.14	-1.66	1.01	-0.95	2.32
Change in Insurance Reserves / Liabilities	30.7	12.68	9.77	0.85	3.12	-3.23
Change in Other Net Operating Assets	-3.28	-2.86	-0.37	-0.92	-1.42	1.93
Other Operating Activities	-17.98	-19.38	-21.13	-24.85	-24.26	-22.39
Operating Cash Flow	24.81	4.8	2.62	6.45	1.09	8.97
Operating Cash Flow Growth	1735.13%	83.07%	-59.37%	493.11%	-87.87%	-
Capital Expenditures	-0.56	-0.23	-0.08	-0.13	-0.11	-0.23
Investment in Securities	-12.03	2.51	-3.29	-3.3	5.41	-1.83
Investing Cash Flow	-12.59	2.28	-3.37	-3.43	5.3	-2.06
Long-Term Debt Issued	-	1	1	2	-	-
Net Debt Issued (Repaid)	-	1	1	2	-	-
Issuance of Common Stock	-	-	-	-	0.01	0.01
Repurchases of Common Stock	-0	-0.01	-0.01	-0.11	-0.15	-0.09
Common Dividends Paid	-0.41	-0.41	-0.41	-0.41	-0.41	-
Preferred Dividends Paid	-0.4	-0.4	-0.4	-0.4	-0.4	-0.4
Total Dividends Paid	-0.81	-0.81	-0.81	-0.81	-0.81	-0.4
Financing Cash Flow	-0.81	0.19	0.18	1.09	-0.95	-0.48
Net Cash Flow	11.41	7.27	-0.56	4.11	5.43	6.43
Free Cash Flow	24.25	4.58	2.54	6.33	0.98	8.74
Free Cash Flow Growth	1885.83%	79.98%	-59.82%	544.95%	-88.77%	-
Free Cash Flow Margin	11.64%	2.43%	1.36%	3.37%	0.49%	4.47%
Free Cash Flow Per Share	1.19	0.22	0.13	0.31	0.05	0.40
Cash Interest Paid	3.19	3.45	3.23	1.79	1.39	1.67
Cash Income Tax Paid	0.95	0.58	2.58	2.76	3.2	3.88
Levered Free Cash Flow	22.1	8.54	14.59	24.62	42.1	22.86
Unlevered Free Cash Flow	24.07	10.68	16.63	25.84	42.97	23.86
Change in Working Capital	23.88	10.38	4.22	2.02	2.3	2.37

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

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