Atlantic American Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 23, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	56	31	50	48	50	42
Market Cap Growth	63.90%	-37.15%	4.84%	-4.50%	18.72%	4.24%
Enterprise Value	64	48	66	64	74	72
PE Ratio	11.91	-	-	42.34	12.86	3.57
PS Ratio	0.27	0.17	0.27	0.25	0.25	0.22
PB Ratio	0.51	0.32	0.47	0.47	0.35	0.29
P/FCF Ratio	2.30	6.87	19.67	7.54	50.90	4.81
P/OCF Ratio	2.25	6.55	19.07	7.39	45.89	4.69
EV/Sales Ratio	0.31	0.26	0.35	0.34	0.37	0.37
EV/EBITDA Ratio	6.37	-	19.63	13.05	9.61	3.99
EV/EBIT Ratio	6.60	-	24.37	15.91	11.06	4.22
EV/FCF Ratio	2.64	10.56	25.92	10.18	75.38	8.26
Debt / Equity Ratio	0.39	0.43	0.34	0.35	0.24	0.23
Debt / EBITDA Ratio	3.81	-	10.95	7.24	4.39	1.86
Debt / FCF Ratio	1.76	9.43	14.46	5.65	34.39	3.86
Net Debt / Equity Ratio	0.08	0.08	0.08	0.07	0.06	0.10
Net Debt / EBITDA Ratio	0.82	-5.10	2.52	1.39	1.17	0.80
Net Debt / FCF Ratio	0.34	1.65	3.33	1.09	9.16	1.65
Quick Ratio	1.16	1.09	0.93	0.81	0.75	0.88
Current Ratio	1.50	1.48	1.30	1.28	1.27	1.42
Asset Turnover	0.51	0.49	0.50	0.49	0.49	0.50
Return on Equity (ROE)	4.75%	-4.13%	-0.16%	1.25%	2.99%	9.24%
Return on Assets (ROA)	1.49%	-0.30%	0.45%	0.66%	1.03%	2.73%
Return on Invested Capital (ROIC)	5.02%	-1.29%	1.92%	1.88%	3.05%	8.12%
Earnings Yield	8.42%	-13.59%	-0.34%	3.20%	8.57%	28.94%
FCF Yield	43.38%	14.56%	5.08%	13.27%	1.97%	20.78%
Dividend Yield	0.73%	1.32%	0.84%	0.89%	0.85%	1.02%
Payout Ratio	8.70%	-	-	52.92%	18.85%	3.28%
Buyback Yield / Dilution	0.02%	0.02%	-0.07%	-	6.55%	-7.71%
Total Shareholder Return	0.73%	1.34%	0.77%	0.89%	7.40%	-6.69%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q