ACRE Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	99.65	97.59	157.72	198.61	170.17	133.63
Total Interest Expense	67.41	65.16	105.99	109.65	65.99	50.08
Net Interest Income	32.24	32.43	51.73	88.96	104.18	83.55
Other Revenue	22.9	22.4	17.92	3.97	2.67	18.52
Revenue Before Loan Losses	55.14	54.83	69.65	92.93	106.85	102.07
Provision for Loan Losses	19.65	-17.85	-18.15	91.83	46.06	0.01
Revenue	35.49	72.68	87.8	1.1	60.79	102.06
Revenue Growth	-56.01%	-17.22%	7874.75%	-98.19%	-40.44%	63.27%
Salaries & Employee Benefits	3.7	3.9	4.74	3.99	2.88	1.94
Cost of Services Provided	18.36	19.35	20.23	22	25.54	20.39
Other Operating Expenses	15.47	18.16	12.96	2.52	4.31	18.55
Total Operating Expenses	37.52	41.41	37.93	28.51	32.73	40.88
Operating Income	-2.04	31.27	49.87	-27.41	28.06	61.18
EBT Excluding Unusual Items	-2.04	31.27	49.87	-27.41	28.06	61.18
Pretax Income	-4.26	-0.62	-35.01	-38.91	30.26	61.18
Income Tax Expense	0.17	0.29	-0.02	-0.04	0.47	0.72
Earnings From Continuing Ops.	-4.44	-0.9	-34.99	-38.87	29.79	60.46
Net Income to Company	-4.44	-0.9	-34.99	-38.87	29.79	60.46
Net Income	-4.44	-0.9	-34.99	-38.87	29.79	60.46
Net Income to Common	-4.44	-0.9	-34.99	-38.87	29.79	60.46
Net Income Growth	-	-	-	-	-50.74%	176.83%
Shares Outstanding (Basic)	55	55	54	54	52	42
Shares Outstanding (Diluted)	55	55	54	54	52	43
Shares Change	0.87%	0.81%	0.30%	4.14%	22.13%	28.57%
EPS (Basic)	-0.08	-0.02	-0.64	-0.72	0.58	1.43
EPS (Diluted)	-0.08	-0.02	-0.64	-0.72	0.57	1.42
EPS Growth	-	-	-	-	-59.86%	115.15%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.600	0.600	1.000	1.320	1.320	1.320
Dividend Growth	-25.00%	-40.00%	-24.24%	0%	0%	0%
Operating Margin	-5.74%	43.02%	56.80%	-2489.74%	46.16%	59.95%
Profit Margin	-12.50%	-1.24%	-39.85%	-3530.15%	49.00%	59.24%
Effective Tax Rate	-	-	-	-	1.56%	1.18%

SEC Filings: 10-K · 10-Q