American Integrity Insurance Group, Inc. (AII)

AII Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Net Income	99.62	39.74	37.8
Depreciation & Amortization	2.28	2.84	1.22
Gain (Loss) on Sale of Investments	-0.57	-0.12	0.02
Stock-Based Compensation	10.61	-	-
Change in Accounts Receivable	6.56	-14.83	-7.94
Reinsurance Recoverable	193.04	-136.81	394.23
Change in Unearned Revenue	59.68	88.08	50.1
Change in Income Taxes	-9.19	12.64	-3.1
Change in Insurance Reserves / Liabilities	-209.12	196.32	-283.32
Change in Other Net Operating Assets	-7.34	-64.07	-126.05
Other Operating Activities	-10.53	-2.11	1.11
Operating Cash Flow	138.19	148.91	64.44
Operating Cash Flow Growth	-7.20%	131.09%	-
Capital Expenditures	-5.02	-1.31	-0.76
Investment in Securities	-130.06	-18.06	-1.09
Investing Cash Flow	-135.08	-19.37	-1.84
Total Debt Repaid	-0.41	-0.41	-0.52
Net Debt Issued (Repaid)	-0.41	-0.41	-0.52
Issuance of Common Stock	93	-	-
Repurchases of Common Stock	-3.75	-	-
Common Dividends Paid	-22.88	-12.02	-1.84
Other Financing Activities	-4.23	-	-
Financing Cash Flow	61.73	-12.44	-2.35
Net Cash Flow	64.85	117.1	60.25
Free Cash Flow	133.18	147.6	63.68
Free Cash Flow Growth	-9.77%	131.78%	-
Free Cash Flow Margin	48.17%	72.23%	31.70%
Free Cash Flow Per Share	7.73	11.44	518.16
Cash Interest Paid	0.07	0.07	0.11
Cash Income Tax Paid	35.34	1	8.94
Levered Free Cash Flow	297.32	-71.82	-
Unlevered Free Cash Flow	297.32	-71.82	-
Change in Working Capital	36.78	108.56	24.28

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q