American Integrity Insurance Group, Inc. (AII)
NYSE: AII · Real-Time Price · USD
23.35
+0.44 (1.92%)
Aug 13, 2026, 2:13 PM EDT - Market open

AII Statistics

Total Valuation

AII has a market cap or net worth of $457.51 million. The enterprise value is $202.53 million.

Market Cap457.51M
Enterprise Value 202.53M

Important Dates

The last earnings date was Tuesday, August 11, 2026, after market close.

Earnings Date Aug 11, 2026
Ex-Dividend Date Mar 16, 2026

Share Statistics

AII has 19.59 million shares outstanding. The number of shares has increased by 1,460.27% in one year.

Current Share Class 19.59M
Shares Outstanding 19.59M
Shares Change (YoY) +1,460.27%
Shares Change (QoQ) +0.06%
Owned by Insiders (%) 16.51%
Owned by Institutions (%) 59.16%
Float 11.75M

Valuation Ratios

The trailing PE ratio is 5.16 and the forward PE ratio is 8.02.

PE Ratio 5.16
Forward PE 8.02
PS Ratio 1.36
Forward PS 1.08
PB Ratio 1.21
P/TBV Ratio 1.24
P/FCF Ratio 2.79
P/OCF Ratio 2.65
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.63, with an EV/FCF ratio of 1.23.

EV / Earnings 2.29
EV / Sales 0.60
EV / EBITDA 1.63
EV / EBIT 1.66
EV / FCF 1.23

Financial Position

The company has a current ratio of 1.28, with a Debt / Equity ratio of 0.09.

Current Ratio 1.28
Quick Ratio 0.39
Debt / Equity 0.09
Debt / EBITDA 0.27
Debt / FCF 0.20
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 26.24% and return on invested capital (ROIC) is 22.83%.

Return on Equity (ROE) 26.24%
Return on Assets (ROA) 4.75%
Return on Invested Capital (ROIC) 22.83%
Return on Capital Employed (ROCE) 17.55%
Weighted Average Cost of Capital (WACC) n/a
Revenue Per Employee $1.07M
Profits Per Employee $281,428
Employee Count313
Asset Turnover 0.21
Inventory Turnover n/a

Taxes

In the past 12 months, AII has paid $33.64 million in taxes.

Income Tax 33.64M
Effective Tax Rate 27.64%

Stock Price Statistics

The stock price has increased by +31.51% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change +31.51%
50-Day Moving Average 18.82
200-Day Moving Average 19.50
Relative Strength Index (RSI) 74.93
Average Volume (20 Days) 118,519

Short Selling Information

The latest short interest is 254,301, so 1.30% of the outstanding shares have been sold short.

Short Interest 254,301
Short Previous Month 180,264
Short % of Shares Out 1.30%
Short % of Float 2.16%
Short Ratio (days to cover) 3.00

Income Statement

In the last 12 months, AII had revenue of $336.20 million and earned $88.09 million in profits. Earnings per share was $4.53.

Revenue336.20M
Gross Profit 169.89M
Operating Income 121.73M
Pretax Income 121.73M
Net Income 88.09M
EBITDA 123.95M
EBIT 121.73M
Earnings Per Share (EPS) $4.53
Full Income Statement

Balance Sheet

The company has $293.19 million in cash and $33.48 million in debt, with a net cash position of $254.98 million or $13.01 per share.

Cash & Cash Equivalents 293.19M
Total Debt 33.48M
Net Cash 254.98M
Net Cash Per Share $13.01
Equity (Book Value) 369.52M
Book Value Per Share 18.86
Working Capital 261.33M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $172.55 million and capital expenditures -$8.91 million, giving a free cash flow of $163.64 million.

Operating Cash Flow 172.55M
Capital Expenditures -8.91M
Depreciation & Amortization n/a
Net Borrowing -411,000
Free Cash Flow 163.64M
FCF Per Share $8.35
Full Cash Flow Statement

Margins

Gross margin is 50.53%, with operating and profit margins of 36.21% and 26.20%.

Gross Margin 50.53%
Operating Margin 36.21%
Pretax Margin 36.21%
Profit Margin 26.20%
EBITDA Margin 36.87%
EBIT Margin 36.21%
FCF Margin 48.67%

Dividends & Yields

This stock pays an annual dividend of $1.02, which amounts to a dividend yield of 4.37%.

Dividend Per Share $1.02
Dividend Yield 4.37%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 22.52%
Buyback Yield -1,460.27%
Shareholder Yield -1,455.92%
Earnings Yield 19.28%
FCF Yield 35.81%
Dividend Details

Analyst Forecast

The average price target for AII is $25.50, which is 9.21% higher than the current price. The consensus rating is "Buy".

Price Target $25.50
Price Target Difference 9.21%
Analyst Consensus Buy
Analyst Count 6
Revenue Growth Forecast (3Y) 23.01%
EPS Growth Forecast (3Y) -17.06%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5