American Integrity Insurance Group, Inc. (AII)

AII Statistics

Total Valuation

AII has a market cap or net worth of $472.86 million. The enterprise value is $215.63 million.

Market Cap	472.86M
Enterprise Value	215.63M

Important Dates

The last earnings date was Tuesday, August 12, 2025, after market close.

Earnings Date	Aug 12, 2025
Ex-Dividend Date	n/a

Share Statistics

AII has 19.57 million shares outstanding.

Current Share Class	19.57M
Shares Outstanding	19.57M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+13,701.53%
Owned by Insiders (%)	20.36%
Owned by Institutions (%)	42.60%
Float	8.45M

Valuation Ratios

The trailing PE ratio is 6.24 and the forward PE ratio is 8.22. AII's PEG ratio is 0.55.

PE Ratio	6.24
Forward PE	8.22
PS Ratio	0.12
Forward PS	1.64
PB Ratio	1.57
P/TBV Ratio	1.57
P/FCF Ratio	2.19
P/OCF Ratio	2.18
PEG Ratio	0.55

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.48, with an EV/FCF ratio of 1.00.

EV / Earnings	2.85
EV / Sales	0.83
EV / EBITDA	2.48
EV / EBIT	2.56
EV / FCF	1.00

Financial Position

The company has a current ratio of 1.51, with a Debt / Equity ratio of 0.01.

Current Ratio	1.51
Quick Ratio	0.37
Debt / Equity	0.01
Debt / EBITDA	0.03
Debt / FCF	0.01
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	11.54%
Revenue Per Employee	$884,514
Profits Per Employee	$257,670
Employee Count	294
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, AII has paid $5.80 million in taxes.

Income Tax	5.80M
Effective Tax Rate	6.88%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	21.21
200-Day Moving Average	n/a
Relative Strength Index (RSI)	66.06
Average Volume (20 Days)	94,655

Short Selling Information

The latest short interest is 70,017, so 0.36% of the outstanding shares have been sold short.

Short Interest	70,017
Short Previous Month	111,103
Short % of Shares Out	0.36%
Short % of Float	0.83%
Short Ratio (days to cover)	0.70

Income Statement

In the last 12 months, AII had revenue of $260.05 million and earned $75.76 million in profits. Earnings per share was $3.87.

Revenue	260.05M
Gross Profit	131.16M
Operating Income	84.30M
Pretax Income	84.30M
Net Income	75.76M
EBITDA	86.90M
EBIT	84.30M
Earnings Per Share (EPS)	$3.87

Balance Sheet

The company has $259.61 million in cash and $2.38 million in debt, giving a net cash position of $257.23 million or $13.14 per share.

Cash & Cash Equivalents	259.61M
Total Debt	2.38M
Net Cash	257.23M
Net Cash Per Share	$13.14
Equity (Book Value)	301.87M
Book Value Per Share	15.42
Working Capital	435.75M

Cash Flow

In the last 12 months, operating cash flow was $217.18 million and capital expenditures -$947,000, giving a free cash flow of $216.23 million.

Operating Cash Flow	217.18M
Capital Expenditures	-947,000
Free Cash Flow	216.23M
FCF Per Share	$11.05

Margins

Gross margin is 50.44%, with operating and profit margins of 32.42% and 30.19%.

Gross Margin	50.44%
Operating Margin	32.42%
Pretax Margin	32.42%
Profit Margin	30.19%
EBITDA Margin	33.42%
EBIT Margin	32.42%
FCF Margin	83.15%

Dividends & Yields

AII does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	16.02%
FCF Yield	45.73%

Analyst Forecast

The average price target for AII is $25.20, which is 4.31% higher than the current price. The consensus rating is "Buy".

Price Target	$25.20
Price Target Difference	4.31%
Analyst Consensus	Buy
Analyst Count	6
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3