American Integrity Insurance Group, Inc. (AII)
NYSE: AII · Real-Time Price · USD
16.50
+0.01 (0.06%)
Jun 5, 2025, 9:59 AM - Market open

AII Statistics

Total Valuation

AII has a market cap or net worth of $333.41 million. The enterprise value is $163.63 million.

Market Cap 333.41M
Enterprise Value 163.63M

Important Dates

Earnings Date n/a
Ex-Dividend Date n/a

Share Statistics

AII has 20.21 million shares outstanding.

Current Share Class 20.21M
Shares Outstanding 20.21M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 21.89%
Owned by Institutions (%) n/a
Float 8.66M

Valuation Ratios

The trailing PE ratio is 8.76 and the forward PE ratio is 4.20.

PE Ratio 8.76
Forward PE 4.20
PS Ratio 0.01
Forward PS n/a
PB Ratio 0.01
P/TBV Ratio 2.05
P/FCF Ratio 2.26
P/OCF Ratio 2.24
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.04, with an EV/FCF ratio of 1.11.

EV / Earnings 4.30
EV / Sales 0.80
EV / EBITDA 3.04
EV / EBIT 3.21
EV / FCF 1.11

Financial Position

The company has a current ratio of 1.92, with a Debt / Equity ratio of 0.02.

Current Ratio 1.92
Quick Ratio 0.45
Debt / Equity 0.02
Debt / EBITDA 0.06
Debt / FCF 0.02
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 26.82% and return on invested capital (ROIC) is 20.84%.

Return on Equity (ROE) 26.82%
Return on Assets (ROA) 3.10%
Return on Invested Capital (ROIC) 20.84%
Return on Capital Employed (ROCE) 7.32%
Revenue Per Employee $695,082
Profits Per Employee $129,357
Employee Count 294
Asset Turnover 0.20
Inventory Turnover n/a

Taxes

In the past 12 months, AII has paid $11.30 million in taxes.

Income Tax 11.30M
Effective Tax Rate 22.13%

Stock Price Statistics

Beta (5Y) n/a
52-Week Price Change n/a
50-Day Moving Average n/a
200-Day Moving Average n/a
Relative Strength Index (RSI) 42.27
Average Volume (20 Days) 316,480

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, AII had revenue of $204.35 million and earned $38.03 million in profits. Earnings per share was $1.88.

Revenue 204.35M
Gross Profit 81.99M
Operating Income 51.04M
Pretax Income 51.04M
Net Income 38.03M
EBITDA 53.88M
EBIT 51.04M
Earnings Per Share (EPS) $1.88
Full Income Statement

Balance Sheet

The company has $173.22 million in cash and $3.64 million in debt, giving a net cash position of $169.58 million or $8.39 per share.

Cash & Cash Equivalents 173.22M
Total Debt 3.64M
Net Cash 169.58M
Net Cash Per Share $8.39
Equity (Book Value) 162.39M
Book Value Per Share 1,321.33
Working Capital 462.88M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $148.91 million and capital expenditures -$1.31 million, giving a free cash flow of $147.60 million.

Operating Cash Flow 148.91M
Capital Expenditures -1.31M
Free Cash Flow 147.60M
FCF Per Share $7.30
Full Cash Flow Statement

Margins

Gross margin is 40.12%, with operating and profit margins of 24.98% and 19.45%.

Gross Margin 40.12%
Operating Margin 24.98%
Pretax Margin 24.98%
Profit Margin 19.45%
EBITDA Margin 26.37%
EBIT Margin 24.98%
FCF Margin 72.23%

Dividends & Yields

AII does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield n/a
Earnings Yield 11.41%
FCF Yield 44.30%

Analyst Forecast

The average price target for AII is $21.50, which is 30.30% higher than the current price. The consensus rating is "Buy".

Price Target $21.50
Price Target Difference 30.30%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4