Alerus Financial Corporation (ALRS)

Alerus Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	24.66	17.78	11.7	40.01	52.68	44.68
Depreciation & Amortization	11.58	9.84	8.53	8.47	8.87	8.95
Gain (Loss) on Sale of Assets	-3.9	-3.94	-2.75	-0.6	-0.91	1.62
Gain (Loss) on Sale of Investments	1.52	1.37	27.06	5.39	12.08	0.95
Provision for Credit Losses	19	18.14	2.06	-	-3.5	10.9
Net Decrease (Increase) in Loans Originated / Sold - Operating	7.9	4.89	5.42	48.54	123.95	-
Accrued Interest Receivable	-1.33	-1.35	-2.83	-3.24	1.13	-2.11
Change in Other Net Operating Assets	-26.73	-10.2	-13.4	14.26	-1.44	-26.83
Other Operating Activities	-0.2	-0.23	-1.2	-0.15	1.94	-5.26
Operating Cash Flow	24.96	28.96	28.88	102.97	149.83	-22.25
Operating Cash Flow Growth	-41.92%	0.26%	-71.95%	-31.28%	-	-
Capital Expenditures	-13.54	-12.37	-3.17	-1.79	-1.71	-3.81
Sale of Property, Plant and Equipment	7.46	7.46	-	-	-	-
Cash Acquisitions	8.61	8.61	-	101.51	-	-9.28
Investment in Securities	134.77	106.87	259.97	38.43	-636.87	-266.59
Net Decrease (Increase) in Loans Originated / Sold - Investing	-490.53	-441.69	-314.62	-416.15	221.01	-259.13
Other Investing Activities	-3.38	1.08	5.83	-14.62	-0.09	0.42
Investing Cash Flow	-356.62	-330.03	-51.99	-292.62	-417.66	-538.39
Short-Term Debt Issued	-	-	-	378.08	-	-
Long-Term Debt Issued	-	-	-	-	50	-
Total Debt Issued	-240.83	-	-	378.08	50	-
Short-Term Debt Repaid	-	-76.81	-63.91	-	-	-
Long-Term Debt Repaid	-	-	-	-0.2	-49.92	-0.21
Total Debt Repaid	-115.77	-76.81	-63.91	-0.2	-49.92	-0.21
Net Debt Issued (Repaid)	-356.6	-76.81	-63.91	377.88	0.08	-0.21
Repurchase of Common Stock	-0.25	-0.28	-6.64	-0.74	-0.71	-0.48
Common Dividends Paid	-16.76	-15.45	-14.82	-12.8	-10.75	-10.39
Total Dividends Paid	-16.76	-15.45	-14.82	-12.8	-10.75	-10.39
Net Increase (Decrease) in Deposit Accounts	242.47	324.95	180.13	-358.75	348.56	600.68
Financing Cash Flow	-131.14	232.42	94.76	5.59	337.18	589.6
Net Cash Flow	-462.79	-68.65	71.65	-184.07	69.35	28.96
Free Cash Flow	11.42	16.59	25.71	101.18	148.13	-26.06
Free Cash Flow Growth	-71.34%	-35.48%	-74.59%	-31.70%	-	-
Free Cash Flow Margin	5.09%	8.14%	15.49%	47.96%	62.24%	-11.72%
Free Cash Flow Per Share	0.50	0.78	1.28	5.36	8.47	-1.50
Cash Interest Paid	116.9	110.02	72.64	15.1	4.54	12.64
Cash Income Tax Paid	0.45	0.45	10.84	12.53	13.12	13.58

Updated Apr 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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