Alerus Financial Corporation (ALRS)
NASDAQ: ALRS · Real-Time Price · USD
33.56
+0.61 (1.85%)
At close: Jul 30, 2026, 4:00 PM EDT
33.06
-0.50 (-1.49%)
After-hours: Jul 30, 2026, 7:34 PM EDT

Alerus Financial Statistics

Total Valuation

ALRS has a market cap or net worth of $838.52 million. The enterprise value is $1.18 billion.

Market Cap838.52M
Enterprise Value 1.18B

Important Dates

The last earnings date was Wednesday, July 29, 2026, after market close.

Earnings Date Jul 29, 2026
Ex-Dividend Date Jun 26, 2026

Share Statistics

ALRS has 24.99 million shares outstanding. The number of shares has increased by 6.09% in one year.

Current Share Class 24.99M
Shares Outstanding 24.99M
Shares Change (YoY) +6.09%
Shares Change (QoQ) -1.11%
Owned by Insiders (%) 4.87%
Owned by Institutions (%) 64.73%
Float 23.11M

Valuation Ratios

The trailing PE ratio is 31.27 and the forward PE ratio is 12.48.

PE Ratio 31.27
Forward PE 12.48
PS Ratio 3.47
Forward PS 2.72
PB Ratio 1.44
P/TBV Ratio 1.79
P/FCF Ratio 10.62
P/OCF Ratio 9.57
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 42.66
EV / Sales 4.86
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 14.89

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 5.66
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 4.96%.

Return on Equity (ROE) 4.96%
Return on Assets (ROA) 0.52%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.27%
Revenue Per Employee $279,978
Profits Per Employee $31,906
Employee Count864
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, ALRS has paid $8.50 million in taxes.

Income Tax 8.50M
Effective Tax Rate 23.47%

Stock Price Statistics

The stock price has increased by +49.22% in the last 52 weeks. The beta is 0.70, so ALRS's price volatility has been lower than the market average.

Beta (5Y) 0.70
52-Week Price Change +49.22%
50-Day Moving Average 30.44
200-Day Moving Average 25.38
Relative Strength Index (RSI) 73.61
Average Volume (20 Days) 232,067

Short Selling Information

The latest short interest is 1.23 million, so 4.90% of the outstanding shares have been sold short.

Short Interest 1.23M
Short Previous Month 1.12M
Short % of Shares Out 4.90%
Short % of Float 5.30%
Short Ratio (days to cover) 4.13

Income Statement

In the last 12 months, ALRS had revenue of $241.90 million and earned $27.57 million in profits. Earnings per share was $1.07.

Revenue241.90M
Gross Profit 241.90M
Operating Income 45.39M
Pretax Income 36.21M
Net Income 27.57M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.07
Full Income Statement

Balance Sheet

The company has $109.51 million in cash and $446.99 million in debt, with a net cash position of -$337.48 million or -$13.51 per share.

Cash & Cash Equivalents 109.51M
Total Debt 446.99M
Net Cash -337.48M
Net Cash Per Share -$13.51
Equity (Book Value) 583.14M
Book Value Per Share 23.34
Working Capital -4.44B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $87.63 million and capital expenditures -$8.67 million, giving a free cash flow of $78.96 million.

Operating Cash Flow 87.63M
Capital Expenditures -8.67M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 78.96M
FCF Per Share $3.16
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 18.76%
Pretax Margin 14.97%
Profit Margin 11.45%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 33.38%

Dividends & Yields

This stock pays an annual dividend of $0.88, which amounts to a dividend yield of 2.62%.

Dividend Per Share $0.88
Dividend Yield 2.62%
Dividend Growth (YoY) 4.94%
Years of Dividend Growth 21
Payout Ratio 82.00%
Buyback Yield -6.09%
Shareholder Yield -3.47%
Earnings Yield 3.29%
FCF Yield 9.42%
Dividend Details

Analyst Forecast

The average price target for ALRS is $31.80, which is -5.24% lower than the current price. The consensus rating is "Hold".

Price Target $31.80
Price Target Difference -5.24%
Analyst Consensus Hold
Analyst Count 5
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 15, 2014. It was a forward split with a ratio of 3:1.

Last Split Date Sep 15, 2014
Split Type Forward
Split Ratio 3:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4