Alerus Financial Corporation (ALRS)

Alerus Financial Statistics

Total Valuation

ALRS has a market cap or net worth of $531.55 million. The enterprise value is $734.17 million.

Market Cap	531.55M
Enterprise Value	734.17M

Important Dates

The last earnings date was Thursday, October 30, 2025, after market close.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	Sep 26, 2025

Share Statistics

ALRS has 25.40 million shares outstanding. The number of shares has increased by 27.65% in one year.

Current Share Class	25.40M
Shares Outstanding	25.40M
Shares Change (YoY)	+27.65%
Shares Change (QoQ)	-0.00%
Owned by Insiders (%)	5.02%
Owned by Institutions (%)	56.49%
Float	23.33M

Valuation Ratios

The trailing PE ratio is 10.71 and the forward PE ratio is 8.89.

PE Ratio	10.71
Forward PE	8.89
PS Ratio	1.92
Forward PS	1.79
PB Ratio	0.97
P/TBV Ratio	1.24
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	14.67
EV / Sales	2.67
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.76%.

Return on Equity (ROE)	10.76%
Return on Assets (ROA)	1.07%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$308,803
Profits Per Employee	$56,105
Employee Count	892
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ALRS has paid $15.23 million in taxes.

Income Tax	15.23M
Effective Tax Rate	23.19%

Stock Price Statistics

The stock price has increased by +4.03% in the last 52 weeks. The beta is 0.71, so ALRS's price volatility has been lower than the market average.

Beta (5Y)	0.71
52-Week Price Change	+4.03%
50-Day Moving Average	22.04
200-Day Moving Average	20.88
Relative Strength Index (RSI)	41.16
Average Volume (20 Days)	68,668

Short Selling Information

The latest short interest is 546,429, so 2.15% of the outstanding shares have been sold short.

Short Interest	546,429
Short Previous Month	512,091
Short % of Shares Out	2.15%
Short % of Float	2.34%
Short Ratio (days to cover)	5.98

Income Statement

In the last 12 months, ALRS had revenue of $275.45 million and earned $50.05 million in profits. Earnings per share was $1.95.

Revenue	275.45M
Gross Profit	275.45M
Operating Income	86.56M
Pretax Income	65.65M
Net Income	50.05M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.95

Balance Sheet

The company has $93.45 million in cash and $296.07 million in debt, giving a net cash position of -$202.62 million or -$7.98 per share.

Cash & Cash Equivalents	93.45M
Total Debt	296.07M
Net Cash	-202.62M
Net Cash Per Share	-$7.98
Equity (Book Value)	550.69M
Book Value Per Share	21.68
Working Capital	-4.55B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	31.42%
Pretax Margin	23.83%
Profit Margin	18.31%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 3.98%.

Dividend Per Share	$0.84
Dividend Yield	3.98%
Dividend Growth (YoY)	5.13%
Years of Dividend Growth	20
Payout Ratio	41.95%
Buyback Yield	-27.65%
Shareholder Yield	-23.67%
Earnings Yield	9.42%
FCF Yield	n/a

Analyst Forecast

The average price target for ALRS is $25.00, which is 19.45% higher than the current price. The consensus rating is "Hold".

Price Target	$25.00
Price Target Difference	19.45%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 15, 2014. It was a forward split with a ratio of 3:1.

Last Split Date	Sep 15, 2014
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2