Alerus Financial Corporation (ALRS)

Alerus Financial Statistics

Total Valuation

ALRS has a market cap or net worth of $539.53 million. The enterprise value is $730.91 million.

Market Cap	539.53M
Enterprise Value	730.91M

Important Dates

The last earnings date was Monday, April 28, 2025, after market close.

Earnings Date	Apr 28, 2025
Ex-Dividend Date	Mar 14, 2025

Share Statistics

ALRS has 25.37 million shares outstanding. The number of shares has increased by 13.25% in one year.

Current Share Class	25.37M
Shares Outstanding	25.37M
Shares Change (YoY)	+13.25%
Shares Change (QoQ)	+2.02%
Owned by Insiders (%)	4.94%
Owned by Institutions (%)	52.68%
Float	22.10M

Valuation Ratios

The trailing PE ratio is 19.63 and the forward PE ratio is 9.57.

PE Ratio	19.63
Forward PE	9.57
PS Ratio	2.13
Forward PS	1.90
PB Ratio	1.05
P/TBV Ratio	1.39
P/FCF Ratio	47.24
P/OCF Ratio	21.61
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	29.75
EV / Sales	3.26
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	64.00

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	25.16
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.57%.

Return on Equity (ROE)	5.57%
Return on Assets (ROA)	0.51%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$251,365
Profits Per Employee	$27,541
Employee Count	892
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ALRS has paid $7.53 million in taxes.

Income Tax	7.53M
Effective Tax Rate	23.40%

Stock Price Statistics

The stock price has increased by +4.64% in the last 52 weeks. The beta is 0.72, so ALRS's price volatility has been lower than the market average.

Beta (5Y)	0.72
52-Week Price Change	+4.64%
50-Day Moving Average	18.51
200-Day Moving Average	20.75
Relative Strength Index (RSI)	75.02
Average Volume (20 Days)	79,675

Short Selling Information

The latest short interest is 190,098, so 0.75% of the outstanding shares have been sold short.

Short Interest	190,098
Short Previous Month	209,615
Short % of Shares Out	0.75%
Short % of Float	0.86%
Short Ratio (days to cover)	2.38

Income Statement

In the last 12 months, ALRS had revenue of $224.22 million and earned $24.57 million in profits. Earnings per share was $1.08.

Revenue	224.22M
Gross Profit	224.22M
Operating Income	50.33M
Pretax Income	10.38M
Net Income	24.57M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.08

Balance Sheet

The company has $96.00 million in cash and $287.38 million in debt, giving a net cash position of -$191.38 million or -$7.54 per share.

Cash & Cash Equivalents	96.00M
Total Debt	287.38M
Net Cash	-191.38M
Net Cash Per Share	-$7.54
Equity (Book Value)	514.23M
Book Value Per Share	20.27
Working Capital	-4.61B

Cash Flow

In the last 12 months, operating cash flow was $24.96 million and capital expenditures -$13.54 million, giving a free cash flow of $11.42 million.

Operating Cash Flow	24.96M
Capital Expenditures	-13.54M
Free Cash Flow	11.42M
FCF Per Share	$0.45

Margins

Gross Margin	n/a
Operating Margin	22.45%
Pretax Margin	14.36%
Profit Margin	11.00%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	5.09%

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 3.78%.

Dividend Per Share	$0.80
Dividend Yield	3.78%
Dividend Growth (YoY)	5.26%
Years of Dividend Growth	6
Payout Ratio	73.82%
Buyback Yield	-13.25%
Shareholder Yield	-9.47%
Earnings Yield	4.55%
FCF Yield	2.12%

Analyst Forecast

The average price target for ALRS is $23.20, which is 9.49% higher than the current price. The consensus rating is "Hold".

Price Target	$23.20
Price Target Difference	9.49%
Analyst Consensus	Hold
Analyst Count	5
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on September 15, 2014. It was a forward split with a ratio of 3:1.

Last Split Date	Sep 15, 2014
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4