Alerus Financial Corporation (ALRS)

Alerus Financial Statistics

Total Valuation

ALRS has a market cap or net worth of $606.58 million. The enterprise value is $967.84 million.

Market Cap	606.58M
Enterprise Value	967.84M

Important Dates

The last earnings date was Wednesday, January 28, 2026, after market close.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	Mar 27, 2026

Share Statistics

ALRS has 25.40 million shares outstanding. The number of shares has increased by 20.52% in one year.

Current Share Class	25.40M
Shares Outstanding	25.40M
Shares Change (YoY)	+20.52%
Shares Change (QoQ)	-1.23%
Owned by Insiders (%)	4.63%
Owned by Institutions (%)	61.03%
Float	23.43M

Valuation Ratios

The trailing PE ratio is 35.12 and the forward PE ratio is 9.16.

PE Ratio	35.12
Forward PE	9.16
PS Ratio	2.71
Forward PS	1.97
PB Ratio	1.07
P/TBV Ratio	1.36
P/FCF Ratio	n/a
P/OCF Ratio	8.98
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	55.62
EV / Sales	4.32
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.29%.

Return on Equity (ROE)	3.29%
Return on Assets (ROA)	0.33%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.55%
Revenue Per Employee	$250,918
Profits Per Employee	$19,508
Employee Count	892
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ALRS has paid $5.15 million in taxes.

Income Tax	5.15M
Effective Tax Rate	22.81%

Stock Price Statistics

The stock price has increased by +23.09% in the last 52 weeks. The beta is 0.62, so ALRS's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	+23.09%
50-Day Moving Average	24.17
200-Day Moving Average	22.44
Relative Strength Index (RSI)	43.66
Average Volume (20 Days)	120,233

Short Selling Information

The latest short interest is 666,324, so 2.62% of the outstanding shares have been sold short.

Short Interest	666,324
Short Previous Month	638,254
Short % of Shares Out	2.62%
Short % of Float	2.84%
Short Ratio (days to cover)	4.40

Income Statement

In the last 12 months, ALRS had revenue of $223.82 million and earned $17.40 million in profits. Earnings per share was $0.68.

Revenue	223.82M
Gross Profit	223.82M
Operating Income	33.25M
Pretax Income	22.59M
Net Income	17.40M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.68

Balance Sheet

The company has $53.68 million in cash and $414.95 million in debt, with a net cash position of -$361.26 million or -$14.22 per share.

Cash & Cash Equivalents	53.68M
Total Debt	414.95M
Net Cash	-361.26M
Net Cash Per Share	-$14.22
Equity (Book Value)	564.93M
Book Value Per Share	22.24
Working Capital	-4.41B

Cash Flow

Operating Cash Flow	67.53M
Capital Expenditures	-8.70M
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	14.85%
Pretax Margin	10.09%
Profit Margin	7.79%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 3.52%.

Dividend Per Share	$0.84
Dividend Yield	3.52%
Dividend Growth (YoY)	5.00%
Years of Dividend Growth	21
Payout Ratio	123.53%
Buyback Yield	-20.52%
Shareholder Yield	-17.00%
Earnings Yield	2.87%
FCF Yield	n/a

Analyst Forecast

The average price target for ALRS is $25.40, which is 6.37% higher than the current price. The consensus rating is "Hold".

Price Target	$25.40
Price Target Difference	6.37%
Analyst Consensus	Hold
Analyst Count	6
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 15, 2014. It was a forward split with a ratio of 3:1.

Last Split Date	Sep 15, 2014
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4