Alerus Financial Corporation (ALRS)

Alerus Financial Statistics

Total Valuation

ALRS has a market cap or net worth of $425.26 million. The enterprise value is $701.98 million.

Market Cap	425.26M
Enterprise Value	701.98M

Important Dates

The next confirmed earnings date is Monday, April 28, 2025, after market close.

Earnings Date	Apr 28, 2025
Ex-Dividend Date	Mar 14, 2025

Share Statistics

ALRS has 25.51 million shares outstanding. The number of shares has increased by 5.85% in one year.

Current Share Class	25.36M
Shares Outstanding	25.51M
Shares Change (YoY)	+5.85%
Shares Change (QoQ)	+25.25%
Owned by Insiders (%)	4.89%
Owned by Institutions (%)	52.53%
Float	22.11M

Valuation Ratios

The trailing PE ratio is 20.08 and the forward PE ratio is 8.42.

PE Ratio	20.08
Forward PE	8.42
PS Ratio	1.73
Forward PS	1.52
PB Ratio	0.86
P/TBV Ratio	1.16
P/FCF Ratio	25.63
P/OCF Ratio	14.68
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	39.56
EV / Sales	3.44
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	42.31

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	19.63
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.11%.

Return on Equity (ROE)	4.11%
Return on Assets (ROA)	0.39%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$228,513
Profits Per Employee	$19,891
Employee Count	892
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ALRS has paid $5.38 million in taxes.

Income Tax	5.38M
Effective Tax Rate	23.23%

Stock Price Statistics

The stock price has decreased by -16.40% in the last 52 weeks. The beta is 0.68, so ALRS's price volatility has been lower than the market average.

Beta (5Y)	0.68
52-Week Price Change	-16.40%
50-Day Moving Average	19.14
200-Day Moving Average	20.84
Relative Strength Index (RSI)	36.18
Average Volume (20 Days)	79,116

Short Selling Information

The latest short interest is 209,615, so 0.82% of the outstanding shares have been sold short.

Short Interest	209,615
Short Previous Month	196,539
Short % of Shares Out	0.82%
Short % of Float	0.95%
Short Ratio (days to cover)	3.50

Income Statement

In the last 12 months, ALRS had revenue of $203.83 million and earned $17.74 million in profits. Earnings per share was $0.83.

Revenue	203.83M
Gross Profit	203.83M
Operating Income	39.91M
Pretax Income	10.38M
Net Income	17.74M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.83

Balance Sheet

The company has $48.90 million in cash and $325.62 million in debt, giving a net cash position of -$276.72 million or -$10.85 per share.

Cash & Cash Equivalents	48.90M
Total Debt	325.62M
Net Cash	-276.72M
Net Cash Per Share	-$10.85
Equity (Book Value)	495.41M
Book Value Per Share	19.55
Working Capital	-4.55B

Cash Flow

In the last 12 months, operating cash flow was $28.96 million and capital expenditures -$12.37 million, giving a free cash flow of $16.59 million.

Operating Cash Flow	28.96M
Capital Expenditures	-12.37M
Free Cash Flow	16.59M
FCF Per Share	$0.65

Margins

Gross Margin	n/a
Operating Margin	19.58%
Pretax Margin	11.36%
Profit Margin	8.72%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	8.14%

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 4.80%.

Dividend Per Share	$0.80
Dividend Yield	4.80%
Dividend Growth (YoY)	5.26%
Years of Dividend Growth	6
Payout Ratio	96.39%
Buyback Yield	-5.85%
Shareholder Yield	-1.06%
Earnings Yield	4.17%
FCF Yield	3.90%

Analyst Forecast

The average price target for ALRS is $23.60, which is 41.57% higher than the current price. The consensus rating is "Hold".

Price Target	$23.60
Price Target Difference	41.57%
Analyst Consensus	Hold
Analyst Count	5
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on September 15, 2014. It was a forward split with a ratio of 3:1.

Last Split Date	Sep 15, 2014
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4