Heartland Financial USA Ratios and Metrics

Market cap in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '25 Aug 1, 2025	Sep '24 Sep 27, 2024	Sep '23 Sep 29, 2023	Sep '22 Sep 30, 2022	Oct '21 Oct 1, 2021
Market Capitalization	5,879	6,245	-	-	-
Enterprise Value	10,012	10,108	-	-	-
Last Close Price	24.16	25.67	-	-	-
Debt / Equity Ratio	1.02	1.09	10.41	6.31	-
Debt / EBITDA Ratio	6.33	8.57	7.52	8.45	-
Debt / FCF Ratio	17.08	137.19	78.76	41.25	-
Asset Turnover	1.24	0.91	1.18	-	-
Quick Ratio	1.46	1.46	1.31	1.26	-
Current Ratio	1.56	1.57	1.40	1.36	-
Return on Equity (ROE)	0.86%	-3.34%	-57.23%	-	-
Return on Assets (ROA)	2.45%	1.80%	1.76%	-	-
Return on Capital (ROIC)	3.21%	2.33%	2.36%	-	-
Return on Capital Employed (ROCE)	3.60%	2.60%	3.70%	3.50%	-
Buyback Yield / Dilution	-86.11%	-1.11%	-	-	-

Updated May 6, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q