Associated Banc-Corp (ASB)
NYSE: ASB · Real-Time Price · USD
30.96
+0.06 (0.21%)
Nov 10, 2026, 9:35 AM EST - Market open
Associated Banc-Corp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 526.91 | 474.78 | 123.15 | 182.96 | 366.12 | 350.99 |
Depreciation & Amortization | 67.45 | 59.17 | 57.66 | 55.8 | 53.9 | 55.35 |
Gain (Loss) on Sale of Assets | -5.14 | -1.57 | 1.04 | -0.45 | -1.34 | -12.05 |
Gain (Loss) on Sale of Investments | 0 | - | 144.33 | 64.86 | 1.67 | 0.02 |
Provision for Credit Losses | 51.39 | 54 | 84.99 | 83.02 | 33 | -88.01 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 3.51 | -20 | -33.11 | -28.13 | 114.92 | 25.24 |
Change in Trading Asset Securities | - | - | - | - | - | 120.42 |
Accrued Interest Receivable | 4.76 | 6.65 | 1.8 | -25.12 | -63.92 | 9.74 |
Change in Income Taxes | 58.62 | 67.98 | -36.75 | -77.85 | 40.61 | -6.18 |
Change in Other Net Operating Assets | 139.09 | -68.94 | 49.67 | -73.25 | 257.94 | 90.85 |
Other Operating Activities | 2.49 | 12.23 | 9.66 | 4.69 | 12.42 | 17.88 |
Operating Cash Flow | 890.23 | 615.69 | 580.25 | 442.74 | 846.57 | 529.55 |
Operating Cash Flow Growth | 47.21% | 6.11% | 31.06% | -47.70% | 59.87% | -3.72% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -37.74 | -36.37 | -44.99 | -61.81 | -62.71 | -52.28 |
Cash Acquisitions | 220.9 | - | - | - | - | - |
Investment in Securities | -55.92 | -652.29 | -925.28 | -749.83 | -518.37 | -1,760 |
Divestitures | - | - | - | - | - | 2.42 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -1,881 | -885.04 | -1,335 | -702.03 | -4,579 | 198.63 |
Other Investing Activities | -10.09 | -51.1 | 85.88 | 77.41 | -94.3 | 27.11 |
Investing Cash Flow | -1,763 | -1,625 | -2,219 | -1,436 | -5,255 | -1,584 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 1,605 | 653.59 | - | 3,377 | 101.95 |
Long-Term Debt Issued | - | 413.82 | 301.46 | 294.11 | 2.08 | 6.95 |
Total Debt Issued | 1,115 | 2,019 | 955.05 | 294.11 | 3,379 | 108.9 |
Short-Term Debt Repaid | - | -162.51 | - | -2,664 | - | - |
Long-Term Debt Repaid | - | -861.55 | -615.34 | -0.69 | -413.56 | -319.4 |
Total Debt Repaid | -561.45 | -1,024 | -615.34 | -2,665 | -413.56 | -319.4 |
Net Debt Issued (Repaid) | 553.97 | 995.02 | 339.7 | -2,371 | 2,965 | -210.51 |
Issuance of Common Stock | 16.81 | 6.89 | 368.6 | 4.3 | 11.06 | 25.7 |
Repurchase of Common Stock | -134.07 | -29.03 | -24.52 | -6.59 | -6.48 | -137.8 |
Preferred Share Repurchases | - | - | - | - | - | -164.46 |
Common Dividends Paid | -171.18 | -155.77 | -139.2 | -129.53 | -123.14 | -116.06 |
Preferred Dividends Paid | -11.5 | -11.5 | -11.5 | -11.5 | -11.5 | -17.11 |
Total Dividends Paid | -182.68 | -167.27 | -150.7 | -141.03 | -134.64 | -133.17 |
Net Increase (Decrease) in Deposit Accounts | 953.9 | 904.17 | 1,202 | 3,810 | 1,170 | 1,984 |
Other Financing Activities | - | -0.05 | -0.94 | - | -0.94 | -0 |
Financing Cash Flow | 1,208 | 1,710 | 1,735 | 1,296 | 4,004 | 1,364 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 334.7 | 700.62 | 95.78 | 302.37 | -404.06 | 309.47 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 852.49 | 579.32 | 535.26 | 380.93 | 783.86 | 477.27 |
Free Cash Flow Growth | 51.46% | 8.23% | 40.52% | -51.40% | 64.24% | -3.65% |
Free Cash Flow Margin | 52.11% | 40.41% | 56.17% | 37.35% | 64.96% | 41.64% |
Free Cash Flow Per Share | 4.79 | 3.48 | 3.49 | 2.52 | 5.21 | 3.14 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 955.31 | 988.32 | 1,075 | 838.83 | 174.68 | 81.6 |
Cash Income Tax Paid | 1.52 | 1.52 | 17.75 | 69.42 | 18.4 | 57.73 |