Atlantic Union Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	1,155	698.54	611.01	584.26	551.26
Net Interest Income Growth	65.33%	14.32%	4.58%	5.99%	-0.73%
Non-Interest Income	219.44	118.88	90.88	118.52	126.71
Non-Interest Income Growth	84.59%	30.81%	-23.33%	-6.46%	-3.64%
Revenues Before Loan Losses	1,374	817.42	701.89	702.78	677.97
Provision for Credit Losses	141.79	50.09	31.62	19.03	-60.89
Revenue	1,233	767.33	670.27	683.76	738.85
Revenue Growth (YoY)	60.63%	14.48%	-1.97%	-7.46%	23.22%
Compensation Expenses	402.08	271.16	236.68	228.93	214.93
Selling, General & Admin	210.42	131.52	117.66	110.43	112.07
Other Non-Interest Expenses	283.07	104.85	76.03	64.45	62.81
Total Non-Interest Expense	895.57	507.53	430.37	403.8	419.2
Pretax Income	336.99	259.79	239.9	279.95	318.76
Provision for Income Taxes	63.28	50.66	38.08	45.44	54.84
Net Income	261.85	197.26	189.95	222.64	252.05
Net Income Attributable to Preferred Dividends	11.87	11.87	11.87	11.87	11.87
Net Income to Common	261.85	197.26	189.95	222.64	252.05
Net Income Growth	32.74%	3.85%	-14.68%	-11.67%	65.20%
Shares Outstanding (Basic)	129	86	75	75	77
Shares Outstanding (Diluted)	129	88	75	75	77
Shares Change (YoY)	46.93%	17.27%	0.01%	-3.18%	-1.85%
EPS (Basic)	2.03	2.29	2.53	2.97	3.26
EPS (Diluted)	2.03	2.24	2.53	2.97	3.26
EPS Growth	-9.38%	-11.46%	-14.82%	-8.90%	68.91%
Free Cash Flow	2,225	301.06	272.94	416.82	328.39
Free Cash Flow Growth	639.04%	10.30%	-34.52%	26.93%	62.29%
Free Cash Flow Per Share	17.23	3.42	3.64	5.56	4.24
Dividends Per Share	1.390	1.300	1.220	1.160	1.090
Dividend Growth	6.92%	6.56%	5.17%	6.42%	9.00%
Profit Margin	22.21%	27.25%	30.11%	34.30%	35.72%
FCF Margin	180.52%	39.24%	40.72%	60.96%	44.45%
EBITDA	-42.98	14	45.75	48.73	47.78
EBITDA Margin	-3.49%	1.82%	6.82%	7.13%	6.47%
Effective Tax Rate	18.78%	19.50%	15.87%	16.23%	17.20%

Updated Jan 22, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q