Atlantic Union Bankshares Corporation (AUB)

Atlantic Union Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	1,616	1,093	846.92	555.61	508.77
Interest Income on Investments	205.55	134.53	107.53	104.82	83.59
Total Interest Income	1,821	1,228	954.45	660.44	592.36
Interest Paid on Deposits	615.54	483.89	296.69	56.2	27.12
Interest Paid on Borrowings	51.04	45.1	46.75	19.97	13.98
Total Interest Expense	666.57	529	343.44	76.17	41.1
Net Interest Income	1,155	698.54	611.01	584.26	551.26
Net Interest Income Growth (YoY)	65.33%	14.32%	4.58%	5.99%	-0.73%
Trust Income	62.86	25.53	17.7	22.41	27.56
Mortgage Banking Activities	8.69	4.2	2.74	7.09	21.02
Gain (Loss) on Sale of Assets	-	-	-	9.08	-
Gain (Loss) on Sale of Investments	-0.08	-6.49	-40.99	-0	5.23
Other Non-Interest Income	101.48	58.36	78.19	49.89	44.88
Total Non-Interest Income	219.44	118.88	90.88	118.52	125.81
Non-Interest Income Growth (YoY)	84.59%	30.81%	-23.33%	-5.79%	-4.32%
Revenues Before Loan Losses	1,374	817.42	701.89	702.78	677.07
Provision for Loan Losses	141.79	50.09	31.62	19.03	-60.89
Revenue	1,233	767.33	670.27	683.76	737.95
Revenue Growth (YoY)	60.63%	14.48%	-1.97%	-7.34%	23.07%
Salaries and Employee Benefits	402.08	256.4	224.85	217.5	204.27
Occupancy Expenses	-	0.92	0.92	26.01	28.72
Federal Deposit Insurance	30.05	19.42	16.5	10.24	9.48
Amortization of Goodwill & Intangibles	59.67	19.31	8.78	10.82	13.9
Selling, General & Administrative	180.37	125.11	108.72	85.6	84.52
Other Non-Interest Expense	66.12	45.53	43.34	53.63	63.6
Total Non-Interest Expense	738.29	466.68	403.11	403.8	404.5
EBT Excluding Unusual Items	494.27	300.65	267.17	279.95	333.45
Legal Settlements	-	-	-8.3	-	-
Other Unusual Items	-	-0.84	-3.36	-	-14.7
Pretax Income	336.99	259.79	239.9	279.95	318.76
Income Tax Expense	63.28	50.66	38.08	45.44	54.84
Earnings From Continuing Operations	273.72	209.13	201.82	234.51	263.92
Net Income	273.72	209.13	201.82	234.51	263.92
Preferred Dividends & Other Adjustments	11.87	11.87	11.87	11.87	11.87
Net Income to Common	261.85	197.26	189.95	222.64	252.05
Net Income Growth	30.88%	3.62%	-13.94%	-11.14%	66.80%
Basic Shares Outstanding	129	86	75	75	77
Diluted Shares Outstanding	129	88	75	75	77
Shares Change (YoY)	46.93%	17.27%	0.01%	-3.18%	-1.85%
EPS (Basic)	2.03	2.29	2.53	2.97	3.26
EPS (Diluted)	2.03	2.24	2.53	2.97	3.26
EPS Growth	-9.38%	-11.46%	-14.82%	-8.80%	68.73%
Dividend Per Share	1.390	1.300	1.220	1.160	1.090
Dividend Growth	6.92%	6.56%	5.17%	6.42%	9.00%
Effective Tax Rate	18.78%	19.50%	15.87%	16.23%	17.21%

Updated Jan 22, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q