Atlantic Union Bankshares Corporation (AUB)

Atlantic Union Bankshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	487.28	273.72	209.13	201.82	234.51	263.92
Depreciation & Amortization	112.43	103.08	54.27	49.28	55.8	64.03
Gain (Loss) on Sale of Assets	-0.23	-0.23	-1.35	-30.37	-12.83	14.7
Gain (Loss) on Sale of Investments	-32.73	-14.68	6.49	40.99	0	-5.23
Total Asset Writedown	13.35	13.35	0.22	1.93	4.9	-
Provision for Credit Losses	32.92	141.79	50.09	31.62	19.03	-60.89
Net Decrease (Increase) in Loans Originated / Sold - Operating	3.24	1,870	-0.15	-2.79	15.77	73.08
Change in Other Net Operating Assets	-2.32	-22.18	11.51	-1.32	96.02	-52.38
Other Operating Activities	-69.84	-116.9	-21.76	-13.12	6.48	30.47
Operating Cash Flow	548.91	2,237	308.46	278.05	419.67	337.79
Operating Cash Flow Growth	-74.25%	625.35%	10.94%	-33.75%	24.24%	45.65%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-25.34	-12.41	-7.39	-5.1	-2.86	-9.4
Cash Acquisitions	-	270.21	54.99	-	-	-
Investment in Securities	-91.83	-479.64	288	537.32	-47.16	-1,090
Net Decrease (Increase) in Loans Originated / Sold - Investing	-1,273	-584.01	-644.29	-1,192	-1,245	837.57
Other Investing Activities	3.63	8.43	13.01	56.82	17.45	-83.84
Investing Cash Flow	-1,387	-797.42	-295.69	-603.28	-1,277	-345.44

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	336.99	-	-	1,201	-
Long-Term Debt Issued	-	-	-	-	-	246.87
Total Debt Issued	717.21	336.99	-	-	1,201	246.87
Short-Term Debt Repaid	-	-	-902.89	-398	-	-233.02
Long-Term Debt Repaid	-	-200	-	-	-	-364.7
Total Debt Repaid	261.1	-200	-902.89	-398	-	-597.71
Net Debt Issued (Repaid)	978.31	136.99	-902.89	-398	1,201	-350.84
Issuance of Common Stock	-	384.96	0.23	0.78	3.88	3.14
Repurchase of Common Stock	-17.85	-6.95	-3.96	-2.49	-51.46	-127.58
Common Dividends Paid	-207.19	-180.27	-112.01	-91.42	-86.9	-84.31
Preferred Dividends Paid	-11.87	-11.87	-11.87	-11.87	-11.87	-11.87
Total Dividends Paid	-219.06	-192.13	-123.88	-103.29	-98.77	-96.18
Net Increase (Decrease) in Deposit Accounts	-501.92	-1,150	993.68	886.42	-679.43	888.32
Financing Cash Flow	239.48	-827.58	-36.83	383.42	375.18	316.86

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	-598.35	612.39	-24.06	58.18	-482.55	309.21

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	523.57	2,225	301.06	272.94	416.82	328.39
Free Cash Flow Growth	-75.38%	639.04%	10.30%	-34.52%	26.93%	62.29%
Free Cash Flow Margin	34.73%	180.52%	39.23%	40.72%	60.96%	44.50%
Free Cash Flow Per Share	3.68	17.23	3.42	3.64	5.56	4.24

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	666.42	658.2	516.49	326.98	70.66	40.67
Cash Income Tax Paid	9.23	4.22	3.75	19.5	1.63	1.34

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jul 21, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 23, 2026

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