Atlantic Union Bankshares Corporation (AUB)

Atlantic Union Bankshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	531.78	273.72	209.13	201.82	234.51	263.92
Depreciation & Amortization	107.75	103.08	54.27	49.28	55.8	64.03
Gain (Loss) on Sale of Assets	-0.23	-0.23	-1.35	-30.37	-12.83	14.7
Gain (Loss) on Sale of Investments	-32.73	-14.68	6.49	40.99	0	-5.23
Total Asset Writedown	13.35	13.35	0.22	1.93	4.9	-
Provision for Credit Losses	22.42	141.79	50.09	31.62	19.03	-60.89
Net Decrease (Increase) in Loans Originated / Sold - Operating	7.07	1,870	-0.15	-2.79	15.77	73.08
Change in Other Net Operating Assets	-24.24	-22.18	11.51	-1.32	96.02	-52.38
Other Operating Activities	-50.72	-116.9	-21.76	-13.12	6.48	30.47
Operating Cash Flow	574.45	2,237	308.46	278.05	419.67	337.79
Operating Cash Flow Growth	-74.14%	625.35%	10.94%	-33.75%	24.24%	45.65%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-25.41	-12.41	-7.39	-5.1	-2.86	-9.4
Cash Acquisitions	-	270.21	54.99	-	-	-
Investment in Securities	406.45	-479.64	288	537.32	-47.16	-1,090
Net Decrease (Increase) in Loans Originated / Sold - Investing	-1,806	-584.01	-644.29	-1,192	-1,245	837.57
Other Investing Activities	7.1	8.43	13.01	56.82	17.45	-83.84
Investing Cash Flow	-1,418	-797.42	-295.69	-603.28	-1,277	-345.44

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	336.99	-	-	1,201	-
Long-Term Debt Issued	-	-	-	-	-	246.87
Total Debt Issued	623	336.99	-	-	1,201	246.87
Short-Term Debt Repaid	-	-	-902.89	-398	-	-233.02
Long-Term Debt Repaid	-	-200	-	-	-	-364.7
Total Debt Repaid	128.82	-200	-902.89	-398	-	-597.71
Net Debt Issued (Repaid)	751.82	136.99	-902.89	-398	1,201	-350.84
Issuance of Common Stock	-	384.96	0.23	0.78	3.88	3.14
Repurchase of Common Stock	-80.61	-6.95	-3.96	-2.49	-51.46	-127.58
Common Dividends Paid	-211.5	-180.27	-112.01	-91.42	-86.9	-84.31
Preferred Dividends Paid	-11.87	-11.87	-11.87	-11.87	-11.87	-11.87
Total Dividends Paid	-223.36	-192.13	-123.88	-103.29	-98.77	-96.18
Net Increase (Decrease) in Deposit Accounts	301.46	-1,150	993.68	886.42	-679.43	888.32
Financing Cash Flow	749.32	-827.58	-36.83	383.42	375.18	316.86

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	-93.9	612.39	-24.06	58.18	-482.55	309.21

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	549.04	2,225	301.06	272.94	416.82	328.39
Free Cash Flow Growth	-75.17%	639.04%	10.30%	-34.52%	26.93%	62.29%
Free Cash Flow Margin	35.87%	180.52%	39.23%	40.72%	60.96%	44.50%
Free Cash Flow Per Share	3.86	17.23	3.42	3.64	5.56	4.24

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	660.15	658.2	516.49	326.98	70.66	40.67
Cash Income Tax Paid	12.19	4.22	3.75	19.5	1.63	1.34

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 10, 2026

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