Atlantic Union Bankshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	346.06	273.72	209.13	201.82	234.51	263.92
Depreciation & Amortization	-51.77	-42.98	14	45.75	48.73	47.78
Provision for Credit Losses	126.89	141.79	50.09	31.62	19.03	-60.89
Stock-Based Compensation	-	-	-	-	-	10.09
Net Change in Loans Held-for-Sale	1,868	1,870	-0.15	-2.79	15.77	73.08
Other Adjustments	-33.31	16.68	23.88	2.97	5.62	56.2
Changes in Other Operating Activities	-1.39	-22.18	11.51	-1.32	96.02	-52.38
Operating Cash Flow	2,303	2,237	308.46	278.05	419.67	337.79
Operating Cash Flow Growth	634.56%	625.35%	10.94%	-33.75%	24.24%	45.65%
Net Change in Loans Held-for-Investment	-784.07	-584.01	-644.29	-1,192	-1,245	837.57
Net Change in Securities and Investments	-261.03	-479.64	288	537.32	-47.16	-1,095
Payments for Business Acquisitions	135.11	270.21	54.99	-	-	-
Capital Expenditures	-17.03	-12.41	-7.39	-5.1	-2.86	-9.4
Other Investing Activities	8.05	8.43	13.01	56.82	17.45	-78.7
Investing Cash Flow	-783.87	-797.42	-295.69	-603.28	-1,277	-345.44
Net Change in Deposits	-1,335	-1,150	993.68	886.42	-679.43	888.32
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	200.42	336.99	-902.89	-398	1,201	-233.02
Long-Term Debt Issued	-	-	-	-	-	246.87
Long-Term Debt Repaid	-100	-200	-	-	-	-364.7
Net Long-Term Debt Issued (Repaid)	-100	-200	-	-	-	-117.83
Issuance of Common Stock	192.48	384.96	0.23	0.78	3.88	3.14
Repurchase of Common Stock	-8.56	-6.95	-3.96	-2.49	-51.46	-127.58
Net Common Stock Issued (Repurchased)	183.92	378.01	-3.73	-1.72	-47.58	-124.44
Common Dividends Paid	-93.93	-192.13	-123.88	-103.29	-98.77	-96.18
Financing Cash Flow	-1,173	-827.58	-36.83	383.42	375.18	316.86
Net Cash Flow	345.99	612.39	-24.06	58.18	-482.55	309.21
Free Cash Flow	2,286	2,225	301.06	272.94	416.82	328.39
Free Cash Flow Growth	2.73%	639.04%	10.30%	-34.52%	26.93%	62.29%
FCF Margin	163.11%	180.52%	39.24%	40.72%	60.96%	44.45%
Free Cash Flow Per Share	16.09	17.23	3.42	3.64	5.56	4.24

SEC Filings: 10-K · 10-Q