Atlantic Union Bankshares Corporation (AUB)

Atlantic Union Bankshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	273.72	209.13	201.82	234.51	263.92
Depreciation & Amortization	-42.98	14	45.75	48.73	47.78
Provision for Credit Losses	141.79	50.09	31.62	19.03	-60.89
Stock-Based Compensation	-	-	-	-	10.09
Net Change in Loans Held-for-Sale	1,870	-0.15	-2.79	15.77	73.08
Other Adjustments	16.68	23.88	2.97	5.62	56.2
Changes in Other Operating Activities	-22.18	11.51	-1.32	96.02	-52.38
Operating Cash Flow	2,237	308.46	278.05	419.67	337.79
Operating Cash Flow Growth	625.35%	10.94%	-33.75%	24.24%	45.65%
Net Change in Loans Held-for-Investment	-584.01	-644.29	-1,192	-1,245	837.57
Net Change in Securities and Investments	-479.64	288	537.32	-47.16	-1,095
Payments for Business Acquisitions	270.21	54.99	-	-	-
Capital Expenditures	-12.41	-7.39	-5.1	-2.86	-9.4
Other Investing Activities	8.43	13.01	56.82	17.45	-78.7
Investing Cash Flow	-797.42	-295.69	-603.28	-1,277	-345.44
Net Change in Deposits	-1,150	993.68	886.42	-679.43	888.32
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	336.99	-902.89	-398	1,201	-233.02
Long-Term Debt Issued	-	-	-	-	246.87
Long-Term Debt Repaid	-200	-	-	-	-364.7
Net Long-Term Debt Issued (Repaid)	-200	-	-	-	-117.83
Issuance of Common Stock	384.96	0.23	0.78	3.88	3.14
Repurchase of Common Stock	-6.95	-3.96	-2.49	-51.46	-127.58
Net Common Stock Issued (Repurchased)	378.01	-3.73	-1.72	-47.58	-124.44
Common Dividends Paid	-192.13	-123.88	-103.29	-98.77	-96.18
Financing Cash Flow	-827.58	-36.83	383.42	375.18	316.86
Net Cash Flow	612.39	-24.06	58.18	-482.55	309.21
Free Cash Flow	2,225	301.06	272.94	416.82	328.39
Free Cash Flow Growth	639.04%	10.30%	-34.52%	26.93%	62.29%
FCF Margin	180.52%	39.24%	40.72%	60.96%	44.45%
Free Cash Flow Per Share	17.23	3.42	3.64	5.56	4.24
Levered Free Cash Flow	-15.72	215.38	229.28	364.54	120.22
Unlevered Free Cash Flow	-77.56	18.12	39.33	141.89	-14

Updated Jan 22, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q