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Grupo Aval Acciones y Valores S.A. (AVAL)
NYSE: AVAL · Real-Time Price · USD
5.24
-0.01 (-0.19%)
Aug 31, 2026, 4:00 PM EDT - Market closed

AVAL Income Statement

Millions COP. Fiscal year is Jan - Dec.
Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Interest Income on Loans
7,397,2166,779,2315,872,1006,717,0086,434,3436,377,101-6,873,9637,238,8757,236,1925,036,6037,334,6157,154,5737,008,3244,300,0585,212,9934,286,6743,759,7912,411,0943,214,880
Interest Income on Investments
--703,300-------2,385,289---1,843,516---909,265-
Total Interest Income
7,397,2166,779,2316,575,4006,717,0086,434,3436,377,101-6,873,9637,238,8757,236,1927,421,8927,334,6157,154,5737,008,3246,143,5745,212,9934,286,6743,759,7913,320,3593,214,880
Interest Paid on Deposits
5,540,4834,867,3773,351,5004,844,9004,477,7224,438,122-5,206,0405,317,5805,555,836-526,6055,702,2445,579,0865,459,501470,4273,294,5062,312,3191,679,180-710,0691,169,375
Interest Paid on Borrowings
--1,140,700-------6,418,204---3,907,963---2,022,885-
Total Interest Expense
5,540,4834,867,3774,492,2004,844,9004,477,7224,438,122-5,206,0405,317,5805,555,8365,891,5995,702,2445,579,0865,459,5014,378,3903,294,5062,312,3191,679,1801,312,8161,169,375
Net Interest Income
1,856,7331,911,8542,083,2001,872,1081,956,6211,938,979-1,667,9231,921,2951,680,3561,530,2931,632,3711,575,4871,548,8231,765,1841,918,4871,974,3552,080,6112,007,5432,045,505
Net Interest Income Growth (YoY)
-5.10%-1.40%-12.24%1.84%15.39%-2.18%21.95%8.49%-13.31%-14.91%-20.20%-25.56%-12.07%-6.21%-3.75%2.69%-34.23%-32.48%
Trust Income
--149,500-----------------
Income From Trading Activities
1,126,665540,02586,200-563,455232,196----202,273-253,897-783,145-81,2801,559,626-287,345-287,345922,281-
Gain (Loss) on Sale of Assets
8834,2492,00010,1769,154-5,194-31,78520,58123,28390,542159,287112,9981,496106,8346,2498,7663,600-8,51111,628
Gain (Loss) on Sale of Investments
-25,98982,68412,90034,105-56,783-5,616-115,188-6,67353,40157,3594,14132,60027,543-129,089-11,426-8,307-2,600-4,7098,296
Gain (Loss) on Sale of Equity Investments
81,61967,03074,10090,42591,97295,533-100,34190,45991,14183,99293,12899,53894,738-115,893146,782138,588203,30077,00077,282
Other Non-Interest Income
1,716,1222,142,9621,948,0002,456,0821,516,0181,978,936-2,145,4621,814,6912,290,7771,975,0131,981,0692,877,2892,847,730341,1911,856,7101,847,0362,392,925805,3331,805,063
Total Non-Interest Income
2,899,3002,836,9502,272,7002,590,7882,123,8162,295,855-2,392,7761,919,0582,458,6022,409,1791,983,7282,339,2802,890,2271,762,6691,998,3152,273,4282,309,8801,791,3941,902,269
Non-Interest Income Growth (YoY)
36.51%23.57%-8.28%10.67%-6.62%-20.62%-17.96%-14.93%36.68%-0.73%2.90%25.12%-1.60%5.05%9.37%19.29%-48.67%-35.44%
Revenues Before Loan Losses
4,756,0334,748,8044,355,9004,462,8964,080,4374,234,834-4,060,6993,840,3534,138,9583,939,4723,616,0993,914,7674,439,0503,527,8533,916,8024,247,7834,390,4913,798,9373,947,774
Provision for Loan Losses
908,276848,407812,400963,494836,866966,720-938,568986,2431,360,0601,248,1951,172,295988,285786,489636,310577,893566,800695,422644,697485,726
Revenue
3,847,7573,900,3973,543,5003,499,4023,243,5713,268,114-3,122,1312,854,1102,778,8982,691,2772,443,8042,926,4823,652,5612,891,5433,338,9093,680,9833,695,0693,154,2403,462,048
Revenue Growth (YoY)
18.63%19.35%-12.08%13.65%17.61%-27.76%-2.47%-23.92%-6.93%-26.81%-20.50%-1.15%-8.33%-3.56%8.95%18.29%-34.39%-21.97%
Salaries and Employee Benefits
838,735830,358824,300854,353801,779790,217-814,948790,746768,846748,596751,275781,923773,374753,910726,725673,159680,000685,527667,812
Occupancy Expenses
247,250280,907207,400264,859240,217283,256-245,534241,946258,096247,440230,221237,229253,595252,056225,905279,529155,600222,228205,003
Amortization of Goodwill & Intangibles
95,227101,168-86,03679,33568,240-64,09761,80259,89858,66758,12164,93459,08259,44457,618108,075-56,04551,793
Selling, General & Administrative
433,559367,2131,337,700375,400408,327323,377-310,287360,698296,267411,584264,546361,778304,957394,979302,171-243,044797,900353,266216,545
Other Non-Interest Expense
693,458936,43840,400626,457591,229607,984-571,256600,335648,137705,960622,301575,145590,437555,031474,783794,11745,677567,719437,342
Total Non-Interest Expense
2,348,4462,562,6092,409,8002,270,0382,166,3582,124,495-2,061,0142,106,8532,088,0502,161,6781,981,1112,085,9062,072,7662,114,1831,863,5031,725,7331,679,1771,948,8181,636,171
EBT Excluding Unusual Items
1,499,3111,337,7881,133,7001,229,3641,077,2131,143,619-1,061,117747,257690,848529,599462,693840,5761,579,795777,3601,475,4061,955,2502,015,8921,205,4221,825,877
Asset Writedown
13,4757,89333,20018,64411,9577,826-9,94617,1238,05390,09514,205-29,423928,8668,84212,45530020,974-
Other Unusual Items
--------------23,984-6,654-17,330---
Pretax Income
1,512,7861,345,6811,166,9001,248,0081,089,1701,151,445-1,071,063764,380698,901619,694476,898811,1531,579,804830,2101,477,5941,950,3752,016,1921,226,3961,825,877
Income Tax Expense
530,962577,500339,700356,436364,771374,869-342,365315,259225,659251,099176,223350,561532,551526,337547,826564,291632,950379,3741,011,701
Earnings From Continuing Operations
981,824768,181827,200891,572724,399776,576-728,698449,121473,242368,595300,675460,5921,047,253303,873929,7681,386,0841,383,242847,022814,176
Earnings From Discontinued Operations
--21,444-188,600-159,25824,700---------504,083--1,098,073305,614272,255
Minority Interest in Earnings
-404,360-410,168-294,200-370,580-388,738-439,754--313,035-244,792-359,499-285,696-235,872-294,381-622,164-130,201-521,664-710,596-751,611-375,882-306,700
Net Income
577,464336,569344,400520,992494,919361,522-415,663204,329113,74382,89964,803166,211425,089-330,411408,104675,4881,729,704776,754779,731
Net Income to Common
577,464336,569344,400520,992494,919361,522-415,663204,329113,74382,89964,803166,211425,089-330,411408,104675,4881,729,704776,754779,731
Net Income Growth (YoY)
16.68%-6.90%-25.34%142.22%217.84%-541.43%22.93%-73.24%--84.12%-75.39%-75.42%--47.66%-28.86%118.46%22.31%12.86%
Basic Shares Outstanding
23,74323,74323,74323,74323,74323,743-23,74323,74323,74323,74323,74323,74323,74323,74323,74322,77922,28422,28122,281
Diluted Shares Outstanding
23,74323,74323,74323,74323,74323,743-23,74323,74323,74323,74323,74323,74323,74323,74323,74322,77922,28422,28122,281
Shares Change (YoY)
------------4.23%6.55%6.56%6.56%2.24%0.01%-0.01%
EPS (Basic)
24.3214.1814.5121.9420.8415.23-17.518.614.793.492.737.0017.90-13.9217.1929.6577.6234.8635.00
EPS (Diluted)
24.3214.1814.5121.9420.8415.23-17.518.614.793.492.737.0017.90-13.9217.1929.6577.6234.8635.00
EPS Growth (YoY)
16.68%-6.90%-25.34%142.22%217.84%-541.43%22.93%-73.24%--84.12%-76.39%-76.94%--50.89%-30.39%118.43%22.31%12.85%

Additional Metrics

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Dividend Per Share
--31.800-------24.000---43.200---54.000-
Dividend Growth (YoY)
-----------44.44%----20.00%---0%-
Effective Tax Rate
35.10%42.91%29.11%28.56%33.49%32.56%-31.96%41.24%32.29%40.52%36.95%43.22%33.71%63.40%37.08%28.93%31.39%30.93%55.41%
SEC Filings: 10-K · 10-Q