Avidia Bancorp, Inc. (AVBC)

Avidia Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	117.54	123.73	111.12	84.3	75.13
Interest Income on Investments	13.04	-	-	-	-
Total Interest Income	130.58	123.73	111.12	84.3	75.13
Interest Paid on Deposits	29.55	50.47	39.79	7.95	5.94
Interest Paid on Borrowings	14.49	-	-	-	-
Total Interest Expense	44.04	50.47	39.79	7.95	5.94
Net Interest Income	86.54	73.26	71.33	76.35	69.18
Net Interest Income Growth (YoY)	18.13%	2.71%	-6.58%	10.36%	11.21%
Mortgage Banking Activities	0.4	-	-	-	-
Gain (Loss) on Sale of Assets	-	-	3.26	-	-
Gain (Loss) on Sale of Investments	-0.84	-1.64	-1.22	-5.84	6.32
Other Non-Interest Income	17.46	18.66	18.64	19.57	14.7
Total Non-Interest Income	17.02	17.02	20.68	13.73	21.02
Non-Interest Income Growth (YoY)	0.03%	-17.69%	50.61%	-34.70%	26.19%
Revenues Before Loan Losses	103.57	90.28	92	90.08	90.21
Provision for Loan Losses	21.44	1.78	1.91	1.23	3.13
Revenue	82.12	88.5	90.09	88.85	87.08
Revenue Growth (YoY)	-7.21%	-1.76%	1.39%	2.03%	19.34%
Salaries and Employee Benefits	39.72	-	-	-	-
Occupancy Expenses	6.34	-	-	-	-
Federal Deposit Insurance	2.28	-	-	-	-
Selling, General & Administrative	35.86	-	-	-	-
Other Non-Interest Expense	2.86	73.1	73.58	76.54	64.11
Total Non-Interest Expense	87.81	73.1	73.58	76.54	64.11
EBT Excluding Unusual Items	-5.68	15.4	16.51	12.31	22.98
Pretax Income	-5.68	15.4	16.51	12.31	22.98
Income Tax Expense	-2.39	3.92	4.07	3.35	5.62
Net Income	-3.29	11.48	12.44	8.96	17.35
Net Income to Common	-3.29	11.48	12.44	8.96	17.35
Net Income Growth	-	-7.69%	38.89%	-48.39%	48.45%
Basic Shares Outstanding	19	-	-	-	-
Diluted Shares Outstanding	19	-	-	-	-
EPS (Basic)	-0.18	-	-	-	-
EPS (Diluted)	-0.18	-	-	-	-
Effective Tax Rate	-	25.44%	24.66%	27.24%	24.47%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.