Avidia Bancorp, Inc. (AVBC)

Avidia Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	124.66	123.73	111.12	84.3	75.13	71.23
Interest Paid on Deposits	50.62	50.47	39.79	7.95	5.94	9.02
Net Interest Income	74.88	73.26	71.33	76.35	69.18	62.21
Net Interest Income Growth (YoY)	8.24%	2.71%	-6.58%	10.36%	11.21%	-
Gain (Loss) on Sale of Assets	-0.36	-	3.26	-	-	-
Gain (Loss) on Sale of Investments	-3.54	-1.64	-1.22	-5.84	6.32	2.14
Other Non-Interest Income	19.36	18.66	18.64	19.57	14.7	14.52
Total Non-Interest Income	14.85	17.02	20.68	13.73	21.02	16.66
Non-Interest Income Growth (YoY)	-29.38%	-17.69%	50.61%	-34.70%	26.19%	-
Revenues Before Loan Losses	89.73	90.28	92	90.08	90.21	78.87
Provision for Loan Losses	18.77	1.78	1.91	1.23	3.13	5.9
Revenue	70.97	88.5	90.09	88.85	87.08	72.97
Revenue Growth (YoY)	-18.51%	-1.76%	1.39%	2.03%	19.34%	-
Other Non-Interest Expense	73.12	73.1	73.58	76.54	64.11	57.86
Total Non-Interest Expense	76.83	73.1	73.58	76.54	64.11	57.86
EBT Excluding Unusual Items	-5.87	15.4	16.51	12.31	22.98	15.11
Pretax Income	-5.87	15.4	16.51	12.31	22.98	15.11
Income Tax Expense	-2.22	3.92	4.07	3.35	5.62	3.42
Net Income	-3.65	11.48	12.44	8.96	17.35	11.69
Net Income to Common	-3.65	11.48	12.44	8.96	17.35	11.69
Net Income Growth	-	-7.69%	38.89%	-48.39%	48.45%	-
Effective Tax Rate	-	25.44%	24.66%	27.24%	24.47%	22.65%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.