Avidia Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Net Interest Income	91.31	86.54	73.26
Net Interest Income Growth	24.64%	18.13%	-
Non-Interest Income	17.58	17.02	17.02
Non-Interest Income Growth	3.31%	0.03%	-
Revenues Before Loan Losses	108.9	103.57	90.28
Provision for Credit Losses	4.92	21.44	1.78
Revenue	103.98	82.12	88.5
Revenue Growth (YoY)	17.49%	-7.21%	-
Compensation Expenses	38.36	39.72	34.72
Selling, General & Admin	24.39	24.67	22.55
Other Non-Interest Expenses	12.22	23.41	15.83
Total Non-Interest Expense	74.97	87.81	73.1
Pretax Income	19.01	-5.68	15.4
Provision for Income Taxes	4.72	-2.39	3.92
Net Income	14.29	-3.29	11.48
Net Income to Common	14.29	-3.29	11.48
Net Income Growth	24.47%	-	-
Shares Outstanding (Basic)	20	19	-
Shares Outstanding (Diluted)	20	19	-
EPS (Basic)	0.71	-0.18	-
EPS (Diluted)	0.71	-0.18	-
Shares Outstanding	20.08	20.08	-
Free Cash Flow	-	24.09	20.45
Free Cash Flow Growth	-	17.78%	-
Free Cash Flow Per Share	-	1.30	-
Dividends Per Share	0.050	-	-
Profit Margin	13.75%	-4.01%	12.98%
FCF Margin	-	29.33%	23.11%
EBITDA	-	3	3
EBITDA Margin	-	3.65%	3.39%
Effective Tax Rate	24.82%	42.13%	25.44%