Avidia Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	145.45	62.44	70.34	77.85	310.7
Investment Securities	282.14	139.53	166.5	238.17	193.37
Trading Asset Securities	-	7.67	6.89	-	0.92
Mortgage-Backed Securities	-	143.15	110.51	116.67	142.13
Total Investments	282.14	290.35	283.9	354.84	336.41
Gross Loans	2,298	2,201	2,135	1,921	1,586
Allowance for Loan Losses	-22.02	-21.74	-20.78	-	-
Other Adjustments to Gross Loans	-	-3.22	-2.95	-	-
Net Loans	2,276	2,176	2,111	1,921	1,586
Property, Plant & Equipment	29.18	28.5	28.45	26.82	23.71
Goodwill	11.94	11.94	11.94	11.94	11.94
Loans Held for Sale	0.4	-	-	-	-
Accrued Interest Receivable	8.54	-	-	-	-
Long-Term Deferred Tax Assets	10.37	-	-	-	-
Other Long-Term Assets	60.82	86.86	92.49	91.6	48.4
Total Assets	2,837	2,657	2,598	2,484	2,317
Accrued Expenses	42	-	-	-	-
Interest Bearing Deposits	2,128	1,708	1,534	1,963	2,079
Non-Interest Bearing Deposits	-	355.08	413.69	-	-
Total Deposits	2,128	2,063	1,947	1,963	2,079
Current Portion of Long-Term Debt	-	165	246	-	-
Long-Term Debt	27.82	27.68	27.54	27.41	52.16
Federal Home Loan Bank Debt, Long-Term	260	160	155	296.5	10
Other Long-Term Liabilities	-	46.82	41.5	35.95	-7.17
Total Liabilities	2,458	2,463	2,417	2,323	2,134
Common Stock	0.2	-	-	-	184
Additional Paid-In Capital	194.9	-	-	-	-
Retained Earnings	211.98	215.27	203.79	192.96	-
Comprehensive Income & Other	-28.09	-21.44	-22.99	-31.79	-0.83
Shareholders' Equity	378.99	193.83	180.8	161.17	183.17
Total Liabilities & Equity	2,837	2,657	2,598	2,484	2,317
Total Debt	287.82	352.68	428.54	323.91	62.16
Net Cash (Debt)	-142.36	-282.57	-351.31	-246.06	249.46
Net Cash Growth	-	-	-	-	171.87%
Net Cash Per Share	-7.68	-	-	-	-
Filing Date Shares Outstanding	20.08	-	-	-	-
Total Common Shares Outstanding	20.08	-	-	-	-
Book Value Per Share	18.88	-	-	-	-
Tangible Book Value	367.06	181.89	168.86	149.23	171.24
Tangible Book Value Per Share	18.28	-	-	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.