Avidia Bancorp, Inc. (AVBC)

Avidia Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	83.08	62.44	70.34	77.85	310.7	135.65
Investment Securities	123.5	139.53	166.5	238.17	193.37	157.82
Trading Asset Securities	6.18	7.67	6.89	-	0.92	0.96
Mortgage-Backed Securities	156.29	143.15	110.51	116.67	142.13	120.24
Total Investments	285.97	290.35	283.9	354.84	336.41	279.02
Gross Loans	2,233	2,201	2,135	1,921	1,586	1,526
Allowance for Loan Losses	-21.85	-21.74	-20.78	-	-	-
Other Adjustments to Gross Loans	-	-3.22	-2.95	-	-	-
Net Loans	2,211	2,176	2,111	1,921	1,586	1,526
Property, Plant & Equipment	29.02	28.5	28.45	26.82	23.71	21.87
Goodwill	11.94	11.94	11.94	11.94	11.94	11.94
Other Long-Term Assets	49.46	86.86	92.49	91.6	48.4	43.26
Total Assets	2,707	2,657	2,598	2,484	2,317	2,018
Interest Bearing Deposits	1,047	1,708	1,534	1,963	2,079	1,773
Non-Interest Bearing Deposits	1,084	355.08	413.69	-	-	-
Total Deposits	2,131	2,063	1,947	1,963	2,079	1,773
Current Portion of Long-Term Debt	165	165	246	-	-	-
Long-Term Debt	27.72	27.68	27.54	27.41	52.16	24.85
Federal Home Loan Bank Debt, Long-Term	160	160	155	296.5	10	20
Other Long-Term Liabilities	3.76	46.82	41.5	35.95	-7.17	27.73
Total Liabilities	2,521	2,463	2,417	2,323	2,134	1,846
Common Stock	-	-	-	-	184	166.72
Retained Earnings	203.68	215.27	203.79	192.96	-	-
Comprehensive Income & Other	-17.63	-21.44	-22.99	-31.79	-0.83	5.54
Shareholders' Equity	186.06	193.83	180.8	161.17	183.17	172.26
Total Liabilities & Equity	2,707	2,657	2,598	2,484	2,317	2,018
Total Debt	365.04	352.68	428.54	323.91	62.16	44.85
Net Cash (Debt)	-275.79	-282.57	-351.31	-246.06	249.46	91.76
Net Cash Growth	-	-	-	-	171.87%	-
Tangible Book Value	174.12	181.89	168.86	149.23	171.24	160.32

Source: S&P Global Market Intelligence. Banks template. Financial Sources.