Avidia Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	145.45	62.44	70.34	77.85	310.7
Investment Securities	108.34	139.53	166.5	238.17	193.37
Trading Asset Securities	5.96	7.67	6.89	-	0.92
Mortgage-Backed Securities	173.8	143.15	110.51	116.67	142.13
Total Investments	288.1	290.35	283.9	354.84	336.41
Gross Loans	2,301	2,201	2,135	1,921	1,586
Allowance for Loan Losses	-22.02	-21.74	-20.78	-	-
Other Adjustments to Gross Loans	-3	-3.22	-2.95	-	-
Net Loans	2,276	2,176	2,111	1,921	1,586
Property, Plant & Equipment	29.18	28.5	28.45	26.82	23.71
Goodwill	11.94	11.94	11.94	11.94	11.94
Loans Held for Sale	0.4	0.85	-	-	-
Accrued Interest Receivable	8.54	8.9	-	-	-
Long-Term Deferred Tax Assets	13.13	12.8	-	-	-
Other Long-Term Assets	52.1	49.58	92.49	91.6	48.4
Total Assets	2,837	2,657	2,598	2,484	2,317
Accrued Expenses	29.96	29.59	-	-	-
Interest Bearing Deposits	845.53	826.38	1,534	1,963	2,079
Institutional Deposits	152.59	201.82	-	-	-
Non-Interest Bearing Deposits	1,130	1,039	413.69	-	-
Total Deposits	2,128	2,067	1,947	1,963	2,079
Short-Term Borrowings	6.35	7.49	-	-	-
Current Portion of Long-Term Debt	240	165	246	-	-
Long-Term Debt	27.82	27.68	27.54	27.41	52.16
Federal Home Loan Bank Debt, Long-Term	20	160	155	296.5	10
Long-Term Leases	5.69	6.12	6.26	-	-
Other Long-Term Liabilities	-	-	35.24	35.95	-7.17
Total Liabilities	2,458	2,463	2,417	2,323	2,134
Common Stock	0.2	-	-	-	184
Additional Paid-In Capital	194.9	-	-	-	-
Retained Earnings	211.98	215.27	203.79	192.96	-
Comprehensive Income & Other	-28.09	-21.44	-22.99	-31.79	-0.83
Shareholders' Equity	378.99	193.83	180.8	161.17	183.17
Total Liabilities & Equity	2,837	2,657	2,598	2,484	2,317
Total Debt	299.86	366.29	434.8	323.91	62.16
Net Cash (Debt)	-148.45	-296.18	-357.57	-246.06	249.46
Net Cash Growth	-	-	-	-	171.87%
Net Cash Per Share	-8.01	-	-	-	-
Filing Date Shares Outstanding	18.55	-	-	-	-
Total Common Shares Outstanding	18.55	-	-	-	-
Book Value Per Share	20.43	-	-	-	-
Tangible Book Value	367.06	181.89	168.86	149.23	171.24
Tangible Book Value Per Share	19.79	-	-	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.