Avidbank Holdings, Inc. (AVBH)

Avidbank Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	130.65	130.88	112.49	71.81	50.82	49.52
Interest Income on Investments	11.1	11.56	12.49	11.22	4.06	1.38
Total Interest Income	141.75	142.44	124.98	83.03	54.89	50.9
Interest Paid on Deposits	55.11	54.15	36.41	7.51	2.62	4.71
Interest Paid on Borrowings	9.18	13.07	15.01	1.44	1.24	1.24
Total Interest Expense	64.3	67.22	51.42	8.95	3.86	5.96
Net Interest Income	77.45	75.22	73.56	74.08	51.03	44.95
Net Interest Income Growth (YoY)	5.14%	2.26%	-0.70%	45.17%	13.54%	0.54%
Gain (Loss) on Sale of Investments	-	-	-6.21	-0.4	0.74	-
Other Non-Interest Income	6.34	6.01	3.56	5.07	4.58	2.63
Total Non-Interest Income	6.34	6.01	-2.65	4.67	5.31	2.63
Non-Interest Income Growth (YoY)	-	-	-	-12.10%	101.94%	-4.36%
Revenues Before Loan Losses	83.79	81.23	70.91	78.75	56.34	47.58
Provision for Loan Losses	1.7	4.1	3.04	3.51	3.57	1.7
Revenue	82.09	77.14	67.87	75.24	52.77	45.87
Revenue Growth (YoY)	21.72%	13.66%	-9.80%	42.58%	15.03%	-0.33%
Salaries and Employee Benefits	30.51	29.29	27.81	26.67	22.98	20.95
Occupancy Expenses	2.92	3.1	2.62	0.85	1.28	1.91
Selling, General & Administrative	11.37	11.17	10	5.61	5.4	4.84
Other Non-Interest Expense	3.81	3.77	3.48	7.66	5.96	5.48
Total Non-Interest Expense	48.6	47.33	43.89	40.79	35.62	33.17
EBT Excluding Unusual Items	33.49	29.8	23.97	34.45	17.15	12.71
Pretax Income	33.49	29.8	23.97	34.45	17.15	12.71
Income Tax Expense	9.95	8.79	7.17	9.43	4.89	3.08
Net Income	23.54	21.02	16.8	25.02	12.26	9.63
Net Income to Common	23.54	21.02	16.8	25.02	12.26	9.63
Net Income Growth	63.18%	25.08%	-32.86%	104.04%	27.39%	-25.12%
Basic Shares Outstanding	7	7	7	7	6	6
Diluted Shares Outstanding	8	8	7	7	6	6
Shares Change (YoY)	1.57%	1.52%	7.74%	14.69%	1.59%	0.90%
EPS (Basic)	3.15	2.83	2.29	3.68	2.08	1.64
EPS (Diluted)	3.07	2.76	2.24	3.60	2.02	1.61
EPS Growth	61.05%	23.21%	-37.78%	78.22%	25.47%	-25.81%
Effective Tax Rate	29.72%	29.49%	29.91%	27.36%	28.51%	24.24%

Updated Aug 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q