Avidbank Holdings, Inc. (AVBH)

Avidbank Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-14.12	-19.55	21.02	16.8	25.02	12.26
Depreciation & Amortization	0.4	1.13	1.65	1.91	2.09	1.72
Other Amortization	-	-	0.09	0.1	0.1	0.14
Gain (Loss) on Sale of Assets	-	-	-0.02	0.17	-	0.11
Gain (Loss) on Sale of Investments	62.39	62.39	-	6.21	0.4	-0.74
Provision for Credit Losses	8.43	5.12	4.1	3.04	3.51	3.57
Accrued Interest Receivable	-17.56	-22.87	-0.13	-4.8	-4.51	-4.02
Other Operating Activities	7.72	9.2	2.71	1.95	1.94	2.98
Operating Cash Flow	52.47	39.03	22.69	36.33	28.66	17.31
Operating Cash Flow Growth	124.65%	72.02%	-37.54%	26.77%	65.53%	10.08%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-0.04	-0.09	-0.05	-0.17	-0.53	-0.08
Sale of Property, Plant and Equipment	-	-	0.04	-	-	0.23
Investment in Securities	59.3	88.04	24.27	126.77	-142.74	-224.3
Net Decrease (Increase) in Loans Originated / Sold - Investing	-318.55	-284.65	-128.43	-201.51	-330.82	-233.96
Other Investing Activities	3.21	-	21.48	12.22	-1.57	-21.36
Investing Cash Flow	-256.1	-196.71	-82.7	-62.69	-475.66	-479.46

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	-	-	96	40	-
Long-Term Debt Issued	-	-	70	1,041	270	-
Total Debt Issued	-5	-	70	1,137	310	-
Short-Term Debt Repaid	-	-55	-21	-	-	-
Long-Term Debt Repaid	-	-70	-224	-907	-180	-
Total Debt Repaid	-140	-125	-245	-907	-180	-
Net Debt Issued (Repaid)	-145	-125	-175	230	130	-
Issuance of Common Stock	61.34	61.34	-	-	27.89	-
Repurchase of Common Stock	-0.69	-	-	-	-	-
Net Increase (Decrease) in Deposit Accounts	319.17	294.72	237.03	-168.91	-156.18	725.66
Other Financing Activities	-1.21	-1.52	-0.71	-0.63	-0.76	-0.2
Financing Cash Flow	233.61	229.54	61.31	60.47	0.95	725.46

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	29.99	71.87	1.31	34.11	-446.06	263.31

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	52.43	38.94	22.64	36.16	28.12	17.23
Free Cash Flow Growth	125.12%	71.97%	-37.38%	28.59%	63.18%	16.54%
Free Cash Flow Margin	138.51%	150.87%	29.36%	53.28%	37.38%	32.66%
Free Cash Flow Per Share	5.12	4.47	2.98	4.83	4.04	2.84

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	-	-	-	42.35	8.88	3.71
Cash Income Tax Paid	1.69	4.42	7.48	9.47	8.28	6.64

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: May 13, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 18, 2026

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