Avidbank Holdings, Inc. (AVBH)

Avidbank Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	21.02	16.8	25.02	12.26	9.63
Depreciation & Amortization	1.65	1.91	2.09	1.72	1.56
Other Amortization	0.09	0.1	0.1	0.14	-
Gain (Loss) on Sale of Assets	-0.02	0.17	-	0.11	0
Gain (Loss) on Sale of Investments	-	6.21	0.4	-0.74	-
Provision for Credit Losses	4.1	3.04	3.51	3.57	1.7
Accrued Interest Receivable	-0.13	-4.8	-4.51	-4.02	-1.46
Other Operating Activities	2.36	1.95	1.94	2.98	2.42
Operating Cash Flow	22.69	36.33	28.66	17.31	15.73
Operating Cash Flow Growth	-37.54%	26.77%	65.53%	10.08%	6.73%
Capital Expenditures	-0.05	-0.17	-0.53	-0.08	-0.94
Sale of Property, Plant and Equipment	0.04	-	-	0.23	0
Investment in Securities	24.27	126.77	-142.74	-224.3	-111.49
Net Decrease (Increase) in Loans Originated / Sold - Investing	-128.43	-201.51	-330.82	-233.96	-105.52
Other Investing Activities	21.48	12.22	-1.57	-21.36	-0.27
Investing Cash Flow	-82.7	-62.69	-475.66	-479.46	-218.21
Short-Term Debt Issued	-	96	40	-	-
Long-Term Debt Issued	459	1,041	270	-	-
Total Debt Issued	459	1,137	310	-	-
Short-Term Debt Repaid	-21	-	-	-	-
Long-Term Debt Repaid	-613	-907	-180	-	-
Total Debt Repaid	-634	-907	-180	-	-
Net Debt Issued (Repaid)	-175	230	130	-	-
Issuance of Common Stock	-	-	27.89	-	-
Repurchase of Common Stock	-	-	-	-	-0.45
Net Increase (Decrease) in Deposit Accounts	237.03	-168.91	-156.18	725.66	280.61
Other Financing Activities	-0.71	-0.63	-0.76	-0.2	-0.5
Financing Cash Flow	61.31	60.47	0.95	725.46	279.67
Net Cash Flow	1.31	34.11	-446.06	263.31	77.19
Free Cash Flow	22.64	36.16	28.12	17.23	14.79
Free Cash Flow Growth	-37.38%	28.59%	63.18%	16.54%	5.66%
Free Cash Flow Margin	29.36%	53.28%	37.38%	32.66%	32.24%
Free Cash Flow Per Share	2.98	4.83	4.04	2.84	2.48
Cash Interest Paid	75.29	42.35	8.88	3.71	6.46
Cash Income Tax Paid	7.48	9.47	8.28	6.64	3.51

Updated Aug 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q