Avidbank Holdings, Inc. (AVBH)

Avidbank Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	23.54	21.02	16.8	25.02	12.26	9.63
Depreciation & Amortization	1.58	1.65	1.91	2.09	1.72	1.56
Other Amortization	0.04	0.09	0.1	0.1	0.14	-
Gain (Loss) on Sale of Assets	-	-0.02	0.17	-	0.11	0
Gain (Loss) on Sale of Investments	-	-	6.21	0.4	-0.74	-
Provision for Credit Losses	1.7	4.1	3.04	3.51	3.57	1.7
Accrued Interest Receivable	-1.43	-0.13	-4.8	-4.51	-4.02	-1.46
Other Operating Activities	2.2	2.36	1.95	1.94	2.98	2.42
Operating Cash Flow	23.36	22.69	36.33	28.66	17.31	15.73
Operating Cash Flow Growth	-	-37.54%	26.77%	65.53%	10.08%	6.73%
Capital Expenditures	-0.07	-0.05	-0.17	-0.53	-0.08	-0.94
Sale of Property, Plant and Equipment	-	0.04	-	-	0.23	0
Investment in Securities	25.65	24.27	126.77	-142.74	-224.3	-111.49
Net Decrease (Increase) in Loans Originated / Sold - Investing	-108.89	-128.43	-201.51	-330.82	-233.96	-105.52
Other Investing Activities	0.03	21.48	12.22	-1.57	-21.36	-0.27
Investing Cash Flow	-83.27	-82.7	-62.69	-475.66	-479.46	-218.21
Short-Term Debt Issued	-	-	96	40	-	-
Long-Term Debt Issued	-	459	1,041	270	-	-
Total Debt Issued	444	459	1,137	310	-	-
Short-Term Debt Repaid	-	-21	-	-	-	-
Long-Term Debt Repaid	-	-613	-907	-180	-	-
Total Debt Repaid	-629	-634	-907	-180	-	-
Net Debt Issued (Repaid)	-185	-175	230	130	-	-
Issuance of Common Stock	-	-	-	27.89	-	-
Repurchase of Common Stock	-	-	-	-	-	-0.45
Net Increase (Decrease) in Deposit Accounts	264.29	237.03	-168.91	-156.18	725.66	280.61
Other Financing Activities	-1.17	-0.71	-0.63	-0.76	-0.2	-0.5
Financing Cash Flow	78.12	61.31	60.47	0.95	725.46	279.67
Net Cash Flow	18.2	1.31	34.11	-446.06	263.31	77.19
Free Cash Flow	23.29	22.64	36.16	28.12	17.23	14.79
Free Cash Flow Growth	-	-37.38%	28.59%	63.18%	16.54%	5.66%
Free Cash Flow Margin	28.37%	29.36%	53.28%	37.38%	32.66%	32.24%
Free Cash Flow Per Share	3.04	2.98	4.83	4.04	2.84	2.48
Cash Interest Paid	69.85	75.29	42.35	8.88	3.71	6.46
Cash Income Tax Paid	8.79	7.48	9.47	8.28	6.64	3.51

Updated Aug 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q