Avidbank Holdings, Inc. (AVBH)

Avidbank Holdings Statistics

Total Valuation

AVBH has a market cap or net worth of $272.96 million. The enterprise value is $444.66 million.

Market Cap	272.96M
Enterprise Value	444.66M

Important Dates

The next confirmed earnings date is Thursday, October 23, 2025, after market close.

Earnings Date	Oct 23, 2025
Ex-Dividend Date	n/a

Share Statistics

AVBH has 10.94 million shares outstanding. The number of shares has increased by 1.57% in one year.

Current Share Class	10.94M
Shares Outstanding	10.94M
Shares Change (YoY)	+1.57%
Shares Change (QoQ)	+0.05%
Owned by Insiders (%)	7.08%
Owned by Institutions (%)	13.02%
Float	7.02M

Valuation Ratios

The trailing PE ratio is 8.14 and the forward PE ratio is 8.52.

PE Ratio	8.14
Forward PE	8.52
PS Ratio	2.27
Forward PS	2.72
PB Ratio	0.97
P/TBV Ratio	1.34
P/FCF Ratio	11.72
P/OCF Ratio	11.69
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	18.89
EV / Sales	5.42
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	19.09

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	7.53
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.52%.

Return on Equity (ROE)	12.52%
Return on Assets (ROA)	1.01%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$550,926
Profits Per Employee	$157,960
Employee Count	149
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, AVBH has paid $9.95 million in taxes.

Income Tax	9.95M
Effective Tax Rate	29.72%

Stock Price Statistics

The stock price has increased by +27.35% in the last 52 weeks. The beta is 0.58, so AVBH's price volatility has been lower than the market average.

Beta (5Y)	0.58
52-Week Price Change	+27.35%
50-Day Moving Average	25.12
200-Day Moving Average	22.53
Relative Strength Index (RSI)	41.84
Average Volume (20 Days)	31,137

Short Selling Information

The latest short interest is 85,165, so 0.78% of the outstanding shares have been sold short.

Short Interest	85,165
Short Previous Month	13,531
Short % of Shares Out	0.78%
Short % of Float	1.21%
Short Ratio (days to cover)	1.77

Income Statement

In the last 12 months, AVBH had revenue of $82.09 million and earned $23.54 million in profits. Earnings per share was $3.07.

Revenue	82.09M
Gross Profit	82.09M
Operating Income	33.49M
Pretax Income	33.49M
Net Income	23.54M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.07

Balance Sheet

The company has $3.77 million in cash and $175.47 million in debt, giving a net cash position of -$171.70 million or -$15.70 per share.

Cash & Cash Equivalents	3.77M
Total Debt	175.47M
Net Cash	-171.70M
Net Cash Per Share	-$15.70
Equity (Book Value)	204.42M
Book Value Per Share	25.80
Working Capital	-2.02B

Cash Flow

In the last 12 months, operating cash flow was $23.36 million and capital expenditures -$68,000, giving a free cash flow of $23.29 million.

Operating Cash Flow	23.36M
Capital Expenditures	-68,000
Free Cash Flow	23.29M
FCF Per Share	$2.13

Margins

Gross Margin	n/a
Operating Margin	40.80%
Pretax Margin	40.80%
Profit Margin	28.67%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	28.37%

Dividends & Yields

AVBH does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-1.57%
Shareholder Yield	-1.57%
Earnings Yield	8.62%
FCF Yield	8.53%

Analyst Forecast

The average price target for AVBH is $28.38, which is 13.70% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$28.38
Price Target Difference	13.70%
Analyst Consensus	Strong Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3