BancFirst Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	554.82	467.54	336.34	316.12
Interest Income on Investments	-	169.32	156.4	83.48	10.9
Total Interest Income	-	724.14	623.94	419.82	327.02
Interest Paid on Deposits	-	272.91	195.05	41.97	8.23
Interest Paid on Borrowings	-	4.36	4.43	4.18	3.13
Total Interest Expense	-	277.27	199.48	46.15	11.36
Net Interest Income	490.49	446.87	424.46	373.67	315.66
Net Interest Income Growth (YoY)	9.76%	5.28%	13.59%	18.38%	2.93%
Trust Income	23.12	21.8	18.78	15.65	12.91
Gain (Loss) on Sale of Assets	-	-0.01	1.6	0.45	2.76
Gain (Loss) on Sale of Investments	0.38	0.1	-1.83	-1.83	1.05
Other Non-Interest Income	102.41	90.45	86.88	78.18	62.6
Total Non-Interest Income	200.14	184.58	185.41	183.75	170.03
Non-Interest Income Growth (YoY)	8.43%	-0.45%	0.90%	8.07%	23.91%
Revenues Before Loan Losses	690.63	631.45	609.86	557.42	485.69
Provision for Loan Losses	5.67	9	7.46	10.08	-8.69
Revenue	684.96	622.45	602.41	547.34	494.38
Revenue Growth (YoY)	10.04%	3.33%	10.06%	10.71%	29.68%
Salaries and Employee Benefits	225.99	202.12	191.24	178.23	160.27
Occupancy Expenses	44.27	40.33	39.68	37.93	35.41
Federal Deposit Insurance	6.83	6.35	5.83	4.74	3.46
Amortization of Goodwill & Intangibles	3.45	3.55	3.53	3.45	3.12
Selling, General & Administrative	21.85	30.03	26.23	22.41	20.59
Other Non-Interest Expense	57.04	51.74	50.01	53.26	54.05
Total Non-Interest Expense	379.84	347.16	332.46	309.91	285.98
EBT Excluding Unusual Items	305.12	275.28	269.95	237.43	208.4
Pretax Income	305.12	275.28	269.95	237.43	208.4
Income Tax Expense	64.51	58.93	57.48	44.33	40.77
Net Income	240.61	216.35	212.47	193.1	167.63
Net Income to Common	240.61	216.35	212.47	193.1	167.63
Net Income Growth	11.21%	1.83%	10.03%	15.19%	68.33%
Basic Shares Outstanding	33	33	33	33	33
Diluted Shares Outstanding	34	34	33	33	33
Shares Change (YoY)	0.66%	0.37%	0.16%	0.38%	0.31%
EPS (Basic)	7.22	6.55	6.45	5.89	5.12
EPS (Diluted)	7.11	6.44	6.34	5.77	5.03
EPS Growth	10.40%	1.58%	9.88%	14.71%	67.67%
Dividend Per Share	1.900	1.780	1.660	1.520	1.400
Dividend Growth	6.74%	7.23%	9.21%	8.57%	6.06%
Effective Tax Rate	21.14%	21.41%	21.29%	18.67%	19.56%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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