BancFirst Corporation (BANF)

BancFirst Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	-	-	467.54	336.34	316.12	311.99
Interest Income on Investments	-	-	156.4	83.48	10.9	15.13
Total Interest Income	-	-	623.94	419.82	327.02	327.11
Interest Paid on Deposits	-	-	195.05	41.97	8.23	18.47
Interest Paid on Borrowings	-	-	4.43	4.18	3.13	1.97
Total Interest Expense	-	-	199.48	46.15	11.36	20.45
Net Interest Income	446.87	446.87	424.46	373.67	315.66	306.67
Net Interest Income Growth (YoY)	5.28%	5.28%	13.59%	18.38%	2.93%	8.78%
Trust Income	21.8	21.8	18.78	15.65	12.91	13.13
Gain (Loss) on Sale of Assets	-	-	1.6	0.45	2.76	0.13
Gain (Loss) on Sale of Investments	0.1	0.1	-1.83	-1.83	1.05	-0.39
Other Non-Interest Income	90.44	90.44	86.88	78.18	62.6	43.85
Total Non-Interest Income	184.58	184.58	185.41	183.75	170.03	137.22
Non-Interest Income Growth (YoY)	-0.45%	-0.45%	0.90%	8.07%	23.91%	-0.01%
Revenues Before Loan Losses	631.45	631.45	609.86	557.42	485.69	443.89
Provision for Loan Losses	9	9	7.46	10.08	-8.69	62.65
Revenue	622.45	622.45	602.41	547.34	494.38	381.24
Revenue Growth (YoY)	3.33%	3.33%	10.06%	10.71%	29.68%	-7.21%
Salaries and Employee Benefits	212	212	191.24	178.23	160.27	159.52
Occupancy Expenses	40.33	40.33	39.68	37.93	35.41	31.03
Federal Deposit Insurance	6.35	6.35	5.83	4.74	3.46	2.08
Amortization of Goodwill & Intangibles	3.55	3.55	3.53	3.45	3.12	3.82
Selling, General & Administrative	20.15	20.15	26.23	22.41	20.59	18.95
Other Non-Interest Expense	51.74	51.74	50.01	53.26	54.05	43.86
Total Non-Interest Expense	347.16	347.16	332.46	309.91	285.98	257.73
EBT Excluding Unusual Items	275.28	275.28	269.95	237.43	208.4	123.51
Pretax Income	275.28	275.28	269.95	237.43	208.4	123.51
Income Tax Expense	58.93	58.93	57.48	44.33	40.77	23.93
Net Income	216.35	216.35	212.47	193.1	167.63	99.59
Net Income to Common	216.35	216.35	212.47	193.1	167.63	99.59
Net Income Growth	1.83%	1.83%	10.03%	15.19%	68.33%	-26.17%
Basic Shares Outstanding	33	33	33	33	33	33
Diluted Shares Outstanding	34	34	33	33	33	33
Shares Change (YoY)	0.37%	0.37%	0.16%	0.38%	0.31%	-0.36%
EPS (Basic)	6.55	6.55	6.45	5.89	5.12	3.05
EPS (Diluted)	6.44	6.44	6.34	5.77	5.03	3.00
EPS Growth	1.58%	1.58%	9.88%	14.71%	67.67%	-25.93%
Dividend Per Share	1.780	1.780	1.660	1.520	1.400	1.320
Dividend Growth	7.23%	7.23%	9.21%	8.57%	6.06%	6.45%
Effective Tax Rate	21.41%	21.41%	21.29%	18.67%	19.56%	19.37%

Source: S&P Capital IQ. Banks template. Financial Sources.