BancFirst Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	247.49	240.61	216.35	212.47	193.1	167.63
Depreciation & Amortization	22.64	22.54	21.68	22.19	22.05	20.04
Provision for Credit Losses	6.23	5.67	9	7.46	10.08	-8.69
Stock-Based Compensation	3.7	3.73	3.45	3	1.94	2.13
Net Change in Loans Held-for-Sale	-2.41	-3.71	-4.58	2.74	18.54	7.35
Other Adjustments	-5.27	-5.04	-8.87	-5.46	-3.21	5.1
Changes in Accrued Interest and Accounts Receivable	1.65	2	-0.64	-9.88	-16.81	4.21
Changes in Accounts Payable	-0.31	0.05	6.45	7.72	3.19	1.92
Changes in Other Operating Activities	10.95	19.43	18.35	-7.19	-2.48	6.78
Operating Cash Flow	284.17	285.28	261.2	233.05	226.27	203.93
Operating Cash Flow Growth	4.54%	9.22%	12.08%	2.99%	10.95%	31.69%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	97.82	6.3	0.6	1.53	0.56	14.2
Net Change in Loans Held-for-Investment	-273.62	-287.75	-387.85	-719.29	-521.22	404.39
Net Change in Securities and Investments	322.02	342.65	366.89	15.47	-1,112	44.97
Payments for Business Acquisitions	1.93	13.72	-	8.05	121.1	12.6
Proceeds from Business Divestments	-	-	-	-	-	-13.73
Capital Expenditures	-47.78	-48.31	-36.65	-22.5	-19.79	-27.25
Other Investing Activities	-59.39	-11.12	-14.34	47.03	12.08	-12.3
Investing Cash Flow	62.26	15.54	-71.39	-669.71	-1,519	422.89
Net Change in Deposits	433.79	611.28	1,018	-284.92	2,452	-191.74
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	14.99	10.01	-3.35	3.05	0.3	-1.1
Long-Term Debt Issued	-	-	-	-	-	59.15
Long-Term Debt Repaid	-12.05	-14	-	-	-	-
Net Long-Term Debt Issued (Repaid)	-12.05	-14	-	-	-	59.15
Issuance of Common Stock	4.57	4.68	9.2	2.54	7.65	2.26
Repurchase of Common Stock	-	-	-	-1.82	-	-11.66
Net Common Stock Issued (Repurchased)	4.57	4.68	9.2	0.72	7.65	-9.4
Common Dividends Paid	-63.36	-62.21	-57.77	-53.64	-48.46	-45.14
Other Financing Activities	-	-	-	-	-	-5.48
Financing Cash Flow	363.94	549.77	966.5	-334.79	2,412	-193.71
Net Cash Flow	710.37	850.59	1,156	-771.45	1,119	433.11
Free Cash Flow	236.39	236.97	224.55	210.54	206.49	176.68
Free Cash Flow Growth	-0.24%	5.53%	6.65%	1.96%	16.87%	99.85%
FCF Margin	33.84%	34.60%	36.08%	34.95%	37.73%	35.74%
Free Cash Flow Per Share	6.97	7.00	6.68	6.29	6.17	5.30
Levered Free Cash Flow	222.59	222.32	225.55	202.8	179.26	232.48
Unlevered Free Cash Flow	-12.85	-4.3	9.19	-9.67	-13.84	5.7

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q