Banner Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	702.02	655.59	577.89	450.92	445.73
Interest Income on Investments	102.93	110.51	123.68	121.65	74.77
Total Interest Income	804.96	766.1	701.57	572.57	520.5
Interest Paid on Deposits	200.8	199.47	100.13	10.12	11.77
Interest Paid on Borrowings	16.24	24.92	25.44	9.27	11.84
Total Interest Expense	217.04	224.39	125.57	19.39	23.61
Net Interest Income	587.92	541.72	576.01	553.18	496.89
Net Interest Income Growth (YoY)	8.53%	-5.95%	4.13%	11.33%	3.24%
Mortgage Banking Activities	13.24	12.21	11.82	10.83	33.95
Gain (Loss) on Sale of Assets	-	-	-	7.8	-
Gain (Loss) on Sale of Investments	0.37	-5.19	-19.24	-3.25	0.48
Other Non-Interest Income	15.96	16.5	10.2	15.41	22.49
Total Non-Interest Income	72.81	66.89	44.41	75.26	96.42
Non-Interest Income Growth (YoY)	8.86%	50.62%	-40.99%	-21.95%	-2.23%
Revenues Before Loan Losses	660.73	608.6	620.41	628.43	593.31
Provision for Loan Losses	13.05	7.58	10.79	10.36	-33.39
Revenue	647.69	601.02	609.63	618.07	626.7
Revenue Growth (YoY)	7.76%	-1.41%	-1.37%	-1.38%	22.39%
Salaries and Employee Benefits	260.71	240.52	235.39	233.4	235.09
Occupancy Expenses	48.72	33.99	33.12	34.18	33.53
Federal Deposit Insurance	11.31	11.4	10.53	6.65	5.58
Amortization of Goodwill & Intangibles	1.57	2.63	3.76	5.28	6.57
Selling, General & Administrative	47.31	66.98	67	70.66	81.25
Other Non-Interest Expense	38.67	35.72	31.94	21.15	3.12
Total Non-Interest Expense	408.77	391.54	381.2	371.21	365.12
EBT Excluding Unusual Items	238.91	209.49	228.42	246.86	261.58
Other Unusual Items	-	-	-	-0.79	-2.72
Pretax Income	238.91	209.49	227.09	240.78	246.59
Income Tax Expense	43.53	40.59	43.46	45.4	45.55
Net Income	195.38	168.9	183.62	195.38	201.05
Net Income to Common	195.38	168.9	183.62	195.38	201.05
Net Income Growth	15.68%	-8.02%	-6.02%	-2.82%	73.42%
Basic Shares Outstanding	34	34	34	34	35
Diluted Shares Outstanding	35	35	34	34	35
Shares Change (YoY)	0.08%	0.52%	-0.03%	-1.31%	-1.72%
EPS (Basic)	5.67	4.90	5.35	5.70	5.81
EPS (Diluted)	5.64	4.88	5.33	5.67	5.76
EPS Growth	15.57%	-8.44%	-6.00%	-1.56%	76.69%
Dividend Per Share	1.940	1.920	1.920	1.760	1.640
Dividend Growth	1.04%	-	9.09%	7.32%	33.33%
Effective Tax Rate	18.22%	19.38%	19.14%	18.86%	18.47%

Updated Jan 21, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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