Banner Corporation (BANR)

Banner Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	182.18	168.9	183.62	195.38	201.05	115.93
Depreciation & Amortization	19.59	20.7	21.63	22.21	23.92	33.53
Gain (Loss) on Sale of Assets	1	-0.32	-0.35	-7.7	-2.31	0.9
Gain (Loss) on Sale of Investments	-0.88	6.17	23.46	2.44	-5.1	-0.36
Provision for Credit Losses	12.63	7.58	10.79	10.36	-33.39	67.88
Net Decrease (Increase) in Loans Originated / Sold - Operating	105.38	116.62	23.7	8.72	173.45	9.96
Change in Other Net Operating Assets	-30	-21.72	4.1	-4.78	-8.88	-23.17
Other Operating Activities	-18.31	-8.6	-12.76	7.11	-30.28	-45.15
Operating Cash Flow	275.12	293.19	257.2	238.05	301.58	125.39
Operating Cash Flow Growth	2.13%	13.99%	8.04%	-21.07%	140.52%	-16.19%
Capital Expenditures	-11.52	-13.75	-14.65	-14.72	-10.49	-12.8
Investment in Securities	230.39	306.69	842.23	-211.16	-1,810	-923.43
Divestitures	-	-	-	-168.14	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-669.09	-670.65	-629.92	-1,010	836.83	-544.38
Other Investing Activities	-4.21	6.54	-5.73	-40.51	-31.58	25.99
Investing Cash Flow	-454.44	-371.17	191.93	-1,445	-1,015	-1,455
Short-Term Debt Issued	-	-	273	50	-	-
Long-Term Debt Issued	-	-	-	1.52	79.95	164.34
Total Debt Issued	200	-	273	51.52	79.95	164.34
Short-Term Debt Repaid	-	-33	-	-	-	-300
Long-Term Debt Repaid	-	-57.62	-49.92	-132.21	-108.25	-
Total Debt Repaid	-162.34	-90.62	-49.92	-132.21	-108.25	-300
Net Debt Issued (Repaid)	37.66	-90.62	223.08	-80.69	-28.3	-135.66
Repurchase of Common Stock	-3.52	-2.17	-3.48	-14.29	-59.76	-33.23
Common Dividends Paid	-66.96	-66.73	-66.77	-61.08	-57.62	-94.08
Net Increase (Decrease) in Deposit Accounts	448.03	484.9	-590.56	-528.67	1,760	2,519
Financing Cash Flow	415.2	325.38	-437.73	-684.73	1,614	2,256
Net Cash Flow	235.89	247.39	11.4	-1,891	900.12	926.45
Free Cash Flow	263.6	279.44	242.55	223.33	291.09	112.58
Free Cash Flow Growth	3.94%	15.21%	8.61%	-23.28%	158.55%	-9.87%
Free Cash Flow Margin	42.24%	46.49%	39.79%	36.13%	46.45%	21.99%
Free Cash Flow Per Share	7.59	8.07	7.04	6.48	8.34	3.17
Cash Interest Paid	228.69	224.81	110.85	18.58	24.28	40.94
Cash Income Tax Paid	32.01	24.19	38.67	24.89	29.02	39.67

Updated Jul 16, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q