Banner Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	168.9	183.62	195.38	201.05
Depreciation & Amortization	-	20.7	21.63	22.21	23.92
Gain (Loss) on Sale of Assets	-	-0.32	-0.35	-7.7	-2.31
Gain (Loss) on Sale of Investments	-	6.17	23.46	2.44	-5.1
Provision for Credit Losses	-	7.58	10.79	10.36	-33.39
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	116.62	23.7	8.72	173.45
Change in Other Net Operating Assets	-	-21.72	4.1	-4.78	-8.88
Other Operating Activities	-	-8.6	-12.76	7.11	-30.28
Operating Cash Flow	-	293.19	257.2	238.05	301.58
Operating Cash Flow Growth	-	13.99%	8.04%	-21.07%	140.52%
Capital Expenditures	-	-13.75	-14.65	-14.72	-10.49
Investment in Securities	-	306.69	842.23	-211.16	-1,810
Divestitures	-	-	-	-168.14	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-670.65	-629.92	-1,010	836.83
Other Investing Activities	-	6.54	-5.73	-40.51	-31.58
Investing Cash Flow	-	-371.17	191.93	-1,445	-1,015
Short-Term Debt Issued	-	-	273	50	-
Long-Term Debt Issued	-	-	-	1.52	79.95
Total Debt Issued	-	-	273	51.52	79.95
Short-Term Debt Repaid	-	-33	-	-	-
Long-Term Debt Repaid	-	-57.62	-49.92	-132.21	-108.25
Total Debt Repaid	-	-90.62	-49.92	-132.21	-108.25
Net Debt Issued (Repaid)	-	-90.62	223.08	-80.69	-28.3
Repurchase of Common Stock	-	-2.17	-3.48	-14.29	-59.76
Common Dividends Paid	-	-66.73	-66.77	-61.08	-57.62
Net Increase (Decrease) in Deposit Accounts	-	484.9	-590.56	-528.67	1,760
Financing Cash Flow	-	325.38	-437.73	-684.73	1,614
Net Cash Flow	-	247.39	11.4	-1,891	900.12
Free Cash Flow	-	279.44	242.55	223.33	291.09
Free Cash Flow Growth	-	15.21%	8.61%	-23.28%	158.55%
Free Cash Flow Margin	-	46.49%	39.79%	36.13%	46.45%
Free Cash Flow Per Share	-	8.07	7.04	6.48	8.34
Cash Interest Paid	-	224.81	110.85	18.58	24.28
Cash Income Tax Paid	-	24.19	38.67	24.89	29.02

Updated Jan 21, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q