Banco BBVA Argentina S.A. (BBAR)

Banco BBVA Argentina Income Statement

Financials in millions ARS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	2,087,617	3,183,947	1,959,831	418,342	348,485	156,367
Total Interest Income	2,087,617	3,183,947	1,959,831	418,342	348,485	156,367
Interest Paid on Deposits	474,549	1,555,015	902,796	178,059	121,937	65,690
Total Interest Expense	474,549	1,555,015	902,796	178,059	121,937	65,690
Net Interest Income	1,613,068	1,628,932	1,057,036	240,283	226,548	90,677
Net Interest Income Growth (YoY)	-24.82%	54.10%	339.91%	6.06%	149.84%	85.75%
Gain (Loss) on Sale of Assets	-	-	1,420	-75.82	-	-
Gain (Loss) on Sale of Investments	120,364	-11,656	52,546	-238.23	-6,792	5,120
Other Non-Interest Income	474,254	444,572	240,154	80,695	105,936	50,819
Total Non-Interest Income	594,617	432,915	294,119	80,381	99,145	55,938
Non-Interest Income Growth (YoY)	28.56%	47.19%	265.91%	-18.93%	77.24%	183.23%
Revenues Before Loan Losses	2,207,685	2,061,847	1,351,155	320,664	325,693	146,615
Provision for Loan Losses	87,716	76,382	60,663	24,880	34,886	18,401
Revenue	2,119,969	1,985,465	1,290,492	295,784	290,807	128,214
Revenue Growth (YoY)	-14.71%	53.85%	336.30%	1.71%	126.81%	104.59%
Salaries and Employee Benefits	225,567	248,101	211,686	61,121	59,920	22,672
Occupancy Expenses	36,404	28,677	34,171	10,873	11,955	5,729
Selling, General & Administrative	188,963	196,746	167,169	49,691	41,955	14,618
Other Non-Interest Expense	1,323,525	1,208,526	671,390	141,878	113,176	52,054
Total Non-Interest Expense	1,776,220	1,680,894	1,085,869	263,672	226,221	95,102
EBT Excluding Unusual Items	343,749	304,571	204,623	32,112	64,586	33,113
Legal Settlements	-	-	-	-474.22	-2,955	-
Other Unusual Items	-2,545	-2,545	-4,604	-	-	-233.31
Pretax Income	341,205	302,027	192,626	27,227	53,225	29,691
Income Tax Expense	139,548	137,087	12,215	9,003	23,622	9,983
Earnings From Continuing Operations	201,656	164,939	180,411	18,224	29,603	19,708
Minority Interest in Earnings	791.77	-397.23	2,742	83.6	-52.22	3.27
Net Income	202,448	164,542	183,153	18,308	29,551	19,711
Net Income to Common	202,448	164,542	183,153	18,308	29,551	19,711
Net Income Growth	-30.02%	-10.16%	900.41%	-38.05%	49.92%	-
Basic Shares Outstanding	613	613	613	613	613	613
Diluted Shares Outstanding	613	613	613	613	613	613
Shares Change (YoY)	0.00%	-	-	-	0.01%	-
EPS (Basic)	330.41	268.55	298.92	29.88	48.23	32.17
EPS (Diluted)	330.41	268.55	298.92	29.88	48.23	32.17
EPS Growth	-30.02%	-10.16%	900.41%	-38.05%	49.91%	-
Dividend Per Share	-	247.109	-	12.534	11.425	4.081
Dividend Growth	-	-	-	9.71%	179.98%	3.86%
Effective Tax Rate	40.90%	45.39%	6.34%	33.06%	44.38%	33.62%

Source: S&P Capital IQ. Banks template. Financial Sources.