Banco Bilbao Vizcaya Argentaria, S.A. (BBVA)

BBVA Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	58,635	52,816	55,224	42,141	29,134	20,244
Interest Income on Investments	6,547	5,653	6,555	5,827	2,421	2,946
Total Interest Income	65,182	58,469	61,779	47,968	31,555	23,190
Interest Paid on Deposits	27,891	26,182	28,506	19,276	11,125	8,329
Interest Paid on Borrowings	6,882	5,883	7,887	5,485	1,183	-
Total Interest Expense	34,773	32,065	36,393	24,761	12,308	8,329
Net Interest Income	30,409	26,404	25,386	23,207	19,247	14,861
Net Interest Income Growth	17.98%	4.01%	9.39%	20.57%	29.51%	0.90%
Income From Trading Activities	2,119	2,255	2,458	1,352	562	341
Gain (Loss) on Sale of Assets	-22	18	-17	22	-119	-16
Gain (Loss) on Sale of Investments	800	722	740	417	105	856
Gain (Loss) on Sale of Equity Investments	100	62	40	26	21	1
Other Non-Interest Income	9,349	8,264	8,617	6,454	6,454	5,547
Total Non-Interest Income	12,370	11,345	11,858	8,312	7,031	6,756
Non-Interest Income Growth	6.79%	-4.33%	42.66%	18.22%	4.07%	19.24%
Revenues Before Loan Losses	42,779	37,749	37,244	31,519	26,278	21,617
Provision for Loan Losses	7,217	6,101	5,687	4,386	3,303	3,017
Revenue	35,562	31,648	31,557	27,133	22,975	18,600
Revenue Growth	12.46%	0.29%	16.30%	18.10%	23.52%	22.09%
Salaries and Employee Benefits	7,748	7,748	7,636	6,506	5,601	5,046
Occupancy Expenses	1,661	1,521	1,533	1,403	1,328	1,234
Selling, General & Administrative	6,266	4,741	4,543	3,948	3,403	2,902
Other Non-Interest Expense	595	484	502	665	506	1,271
Total Non-Interest Expense	16,270	14,494	14,214	12,522	10,838	10,453
EBT Excluding Unusual Items	19,292	17,154	17,343	14,611	12,137	8,147
Asset Writedown	20	27	28	-14	28	-180
Legal Settlements	-145	-213	-191	-171	-210	-135
Other Unusual Items	-909	-742	-1,775	-2,007	-1,687	-585
Pretax Income	18,258	16,226	15,405	12,419	10,268	7,247
Income Tax Expense	5,921	5,100	4,830	4,003	3,505	1,909
Earnings From Continuing Operations	12,337	11,126	10,575	8,416	6,763	5,338
Earnings From Discontinued Operations	-	-	-	-	-	280
Minority Interest in Earnings	-738	-615	-521	-397	-405	-965
Net Income	11,599	10,511	10,054	8,019	6,358	4,653
Preferred Dividends & Other Adjustments	397	397	388	344	313	359
Net Income to Common	11,202	10,114	9,666	7,675	6,045	4,294
Net Income Growth	11.77%	4.63%	25.94%	26.96%	40.78%	229.04%
Basic Shares Outstanding	5,580	5,748	5,769	5,954	6,189	6,401
Diluted Shares Outstanding	5,580	5,748	5,769	5,954	6,189	6,401
Shares Change	-3.24%	-0.36%	-3.11%	-3.80%	-3.31%	-31.33%
EPS (Basic)	2.01	1.76	1.68	1.29	0.98	0.67
EPS (Diluted)	2.01	1.76	1.68	1.29	0.98	0.67
EPS Growth	15.51%	5.02%	29.98%	31.98%	45.60%	379.17%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.970	0.920	0.700	0.550	0.430	0.310
Dividend Growth	32.88%	31.43%	27.27%	27.91%	38.71%	425.42%
Effective Tax Rate	32.43%	31.43%	31.35%	32.23%	34.13%	26.34%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 2, 2026

Data Sources Report a data error