1895 Bancorp of Wisconsin, Inc. (BCOW)

1895 Bancorp of Wisconsin Income Statement

Financials in millions USD. Fiscal year is January - December.

Year	2023	2022	2021	2020	2019
Revenue	10.64	15.96	16.94	18.73	16.48
Revenue Growth (YoY)	-33.34%	-5.78%	-9.56%	13.68%	6.59%
Gross Profit	10.64	15.96	16.94	18.73	16.48
Selling, General & Admin	12.35	12.85	12.75	11.91	12.29
Other Operating Expenses	4.03	4.15	4.17	3.77	3.75
Operating Expenses	16.38	17	16.92	15.68	16.04
Operating Income	-5.74	-1.03	0.02	3.05	0.44
Other Expense / Income	0.66	-0.71	-	-	-
Pretax Income	-6.4	-0.32	0.02	3.05	0.44
Income Tax	0.39	-0.17	-0.06	1.74	-0.01
Net Income	-6.79	-0.15	0.09	1.32	0.45
Net Income Growth	-	-	-93.55%	193.32%	-
Shares Outstanding (Basic)	6	6	6	5	6
Shares Outstanding (Diluted)	6	6	6	5	6
Shares Change	-4.18%	-6.71%	32.13%	-24.31%	-3.55%
EPS (Basic)	-1.23	-0.03	0.01	0.28	0.08
EPS (Diluted)	-1.23	-0.03	0.01	0.28	0.08
EPS Growth	-	-	-96.43%	268.42%	-
Free Cash Flow	-1.52	2.4	2.53	0.98	1.08
Free Cash Flow Per Share	-0.28	0.41	0.42	0.21	0.17
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	-53.96%	-6.47%	0.12%	16.30%	2.67%
Profit Margin	-63.83%	-0.93%	0.50%	7.03%	2.72%
Free Cash Flow Margin	-14.30%	15.02%	14.96%	5.22%	6.55%
Effective Tax Rate	-	-	-304.76%	56.86%	-2.05%
EBITDA	-5.91	0.28	0.68	3.71	1.14
EBITDA Margin	-55.56%	1.76%	3.98%	19.83%	6.89%
Depreciation & Amortization	0.49	0.6	0.65	0.66	0.7
EBIT	-6.4	-0.32	0.02	3.05	0.44
EBIT Margin	-60.19%	-2.00%	0.12%	16.30%	2.67%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).