Business First Bancshares, Inc. (BFST)
NASDAQ: BFST · Real-Time Price · USD
32.12
-0.01 (-0.03%)
Aug 14, 2026, 4:00 PM EDT - Market closed
Business First Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 433.1 | 419.2 | 374.56 | 323.33 | 218.03 | 156.79 |
Interest Income on Investments | 51.51 | 45.81 | 40.21 | 30 | 18.08 | 13.65 |
Total Interest Income | 484.61 | 465.01 | 414.76 | 353.33 | 236.11 | 170.44 |
Interest Paid on Deposits | 168.95 | 168.92 | 165.09 | 106.91 | 24.41 | 12.18 |
Interest Paid on Borrowings | 22.49 | 22.93 | 22.29 | 31.29 | 12.12 | 4.37 |
Total Interest Expense | 191.44 | 191.85 | 187.38 | 138.2 | 36.54 | 16.55 |
Net Interest Income | 293.18 | 273.16 | 227.38 | 215.13 | 199.58 | 153.88 |
Net Interest Income Growth | 15.03% | 20.13% | 5.70% | 7.79% | 29.69% | 20.55% |
Gain (Loss) on Sale of Assets | -0.97 | 2.52 | 0.05 | 0.95 | -0.72 | -0.52 |
Gain (Loss) on Sale of Investments | 0.19 | 0.06 | 0.01 | -2.57 | -0.05 | 0.38 |
Other Non-Interest Income | 36.28 | 34.19 | 30.59 | 25.13 | 21.23 | 18.99 |
Total Non-Interest Income | 51.37 | 50.91 | 44.19 | 35.18 | 29.31 | 35.78 |
Non-Interest Income Growth | 3.49% | 15.20% | 25.61% | 20.04% | -18.09% | 65.93% |
Revenues Before Loan Losses | 344.55 | 324.08 | 271.58 | 250.31 | 228.89 | 189.67 |
Provision for Loan Losses | 10.55 | 11.32 | 10.87 | 4.48 | 10.89 | 8.05 |
| 334 | 312.76 | 260.7 | 245.83 | 218 | 181.62 | |
Revenue Growth | 14.74% | 19.97% | 6.05% | 12.77% | 20.03% | 31.82% |
Salaries and Employee Benefits | 114.84 | 108.42 | 100.53 | 86.61 | 81.16 | 62.96 |
Occupancy Expenses | 15.74 | 15.74 | 13.05 | 15.26 | 13.97 | 14.19 |
Selling, General & Administrative | 28.49 | 23.88 | 18.82 | 14.23 | 12.55 | 5.57 |
Other Non-Interest Expense | 53.27 | 51.24 | 43.63 | 40.37 | 36.06 | 32.26 |
Total Non-Interest Expense | 212.33 | 199.27 | 176.03 | 156.47 | 143.73 | 114.99 |
EBT Excluding Unusual Items | 121.67 | 113.49 | 84.67 | 89.36 | 74.27 | 66.63 |
Other Unusual Items | 0.55 | 0.63 | - | 1.46 | -0.5 | -1.56 |
Pretax Income | 116.26 | 110.31 | 83.05 | 90.59 | 68.59 | 64.56 |
Income Tax Expense | 23.3 | 22.45 | 17.94 | 19.54 | 14.34 | 12.42 |
Net Income | 92.95 | 87.86 | 65.11 | 71.04 | 54.26 | 52.14 |
Preferred Dividends & Other Adjustments | 5.4 | 5.4 | 5.4 | 5.4 | 1.35 | - |
Net Income to Common | 87.55 | 82.46 | 59.71 | 65.64 | 52.91 | 52.14 |
Net Income Growth | 22.32% | 38.11% | -9.04% | 24.07% | 1.47% | 73.82% |
Basic Shares Outstanding | 31 | 29 | 26 | 25 | 23 | 21 |
Diluted Shares Outstanding | 31 | 30 | 26 | 25 | 23 | 21 |
Shares Change | 9.44% | 11.70% | 4.57% | 10.86% | 10.58% | 13.11% |
EPS (Basic) | 2.82 | 2.81 | 2.27 | 2.62 | 2.34 | 2.54 |
EPS (Diluted) | 2.81 | 2.79 | 2.26 | 2.59 | 2.32 | 2.53 |
EPS Growth | 11.60% | 23.45% | -12.74% | 11.64% | -8.30% | 54.27% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.600 | 0.580 | 0.560 | 0.520 | 0.480 | 0.480 |
Dividend Growth | 7.14% | 3.57% | 7.69% | 8.33% | 0% | 20.00% |
Effective Tax Rate | 20.04% | 20.35% | 21.61% | 21.57% | 20.90% | 19.24% |