BankUnited Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,255	1,291	1,390	1,318	934.64	800.82
Interest Income on Investments	466.04	501.39	535.22	539.36	295.81	158.63
Total Interest Income	1,721	1,793	1,925	1,858	1,230	959.45
Interest Paid on Deposits	591.5	664.34	815.57	660.31	179.97	67.6
Interest Paid on Borrowings	106.45	140.88	195.28	323.47	137.52	96.16
Total Interest Expense	697.95	805.21	1,011	983.78	317.49	163.76
Net Interest Income	1,023	987.58	914.27	873.8	912.96	795.69
Net Interest Income Growth	5.63%	8.02%	4.63%	-4.29%	14.74%	5.84%
Gain (Loss) on Sale of Investments	-0.01	-	-	-	-15.81	6.45
Other Non-Interest Income	78.98	83.91	78.93	65.93	70.93	81.63
Total Non-Interest Income	103.72	105.64	99.16	86.84	77.64	134.15
Non-Interest Income Growth	2.84%	6.54%	14.18%	11.85%	-42.13%	0.70%
Revenues Before Loan Losses	1,127	1,093	1,013	960.64	990.6	929.84
Provision for Loan Losses	74.65	67.94	55.07	87.61	75.15	-67.12
Revenue	1,052	1,025	958.35	873.04	915.44	996.96
Revenue Growth	3.56%	6.98%	9.77%	-4.63%	-8.18%	41.10%
Salaries and Employee Benefits	332.93	308.26	284.51	256.19	240.22	219.55
Occupancy Expenses	24.79	24.38	25.2	23.14	23.45	24.15
Federal Deposit Insurance	16.23	27.2	30.94	66.75	18	18.7
Selling, General & Administrative	152.93	157.08	160.56	169.19	186.5	180.63
Other Non-Interest Expense	158.7	142.82	135.59	120.69	72.14	101.75
Total Non-Interest Expense	685.58	659.73	636.8	635.95	540.31	544.78
EBT Excluding Unusual Items	366.67	365.55	321.55	237.08	375.13	452.19
Asset Writedown	-3.8	-3.8	-	-	-	-2.8
Other Unusual Items	-	-	-5.2	-	-	-
Pretax Income	362.87	361.75	316.35	237.08	375.13	449.39
Income Tax Expense	88.9	93.39	83.88	58.41	90.16	34.4
Net Income	273.97	268.35	232.47	178.67	284.97	414.98
Preferred Dividends & Other Adjustments	-5.39	-5.7	-4.11	-3.57	5.08	5.99
Net Income to Common	279.36	274.05	236.58	182.24	279.9	408.99
Net Income Growth	3.67%	15.84%	29.82%	-34.89%	-31.56%	116.43%
Basic Shares Outstanding	72	74	74	73	79	90
Diluted Shares Outstanding	72	74	74	74	79	90
Shares Change	-2.69%	0.44%	0.62%	-6.71%	-12.82%	-1.45%
EPS (Basic)	3.87	3.71	3.21	2.49	3.55	4.52
EPS (Diluted)	3.69	3.53	3.08	2.38	3.54	4.52
EPS Growth	4.32%	14.44%	29.58%	-32.90%	-21.56%	119.45%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.300	1.240	1.160	1.080	1.000	0.920
Dividend Growth	6.56%	6.90%	7.41%	8.00%	8.70%	0%
Effective Tax Rate	24.50%	25.82%	26.52%	24.64%	24.03%	7.66%

SEC Filings: 10-K · 10-Q