Blue Foundry Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	80.72	70.19	65.69	52.28	48.72
Interest Income on Investments	14.59	15.27	13.42	10.13	7.33
Total Interest Income	95.31	85.45	79.11	62.41	56.05
Interest Paid on Deposits	37.05	36.83	24.12	5.74	7.88
Interest Paid on Borrowings	10.88	11.07	13.07	4.83	5.22
Total Interest Expense	47.92	47.9	37.19	10.57	13.1
Net Interest Income	47.38	37.55	41.92	51.84	42.95
Net Interest Income Growth	26.19%	-10.42%	-19.14%	20.71%	9.93%
Gain (Loss) on Sale of Investments	-	-	0.02	0.01	-0
Other Non-Interest Income	1.68	1.76	1.55	2.65	2.48
Total Non-Interest Income	1.68	1.79	1.81	2.66	2.48
Non-Interest Income Growth	-6.19%	-0.61%	-32.25%	7.46%	-
Revenues Before Loan Losses	49.07	39.34	43.72	54.51	45.43
Provision for Loan Losses	2.12	-1.35	-0.44	-1	-2.52
Revenue	46.94	40.69	44.17	55.51	47.95
Revenue Growth	15.36%	-7.86%	-20.43%	15.77%	91.92%
Salaries and Employee Benefits	27.94	25.38	24.67	27.43	24.48
Occupancy Expenses	5.23	5.05	4.62	7.63	7.93
Federal Deposit Insurance	0.92	0.86	0.8	0.38	0.49
Selling, General & Administrative	18.74	16.73	17	12.75	15.13
Other Non-Interest Expense	4.14	4.6	4.48	4.59	4.28
Total Non-Interest Expense	56.97	52.61	51.56	52.77	52.31
EBT Excluding Unusual Items	-10.03	-11.91	-7.4	2.73	-4.36
Other Unusual Items	-	-	-	-	-22.36
Pretax Income	-10.03	-11.91	-7.4	2.73	-26.72
Income Tax Expense	-	-	-	0.34	9.62
Net Income	-10.03	-11.91	-7.4	2.4	-36.34
Net Income to Common	-10.03	-11.91	-7.4	2.4	-36.34
Net Income Growth	-	-	-	-	-
Basic Shares Outstanding	20	21	24	26	12
Diluted Shares Outstanding	20	21	24	26	12
Shares Change	-8.52%	-10.23%	-8.93%	115.85%	12071.05%
EPS (Basic)	-0.51	-0.55	-0.31	0.09	-2.99
EPS (Diluted)	-0.51	-0.55	-0.31	0.09	-2.99
EPS Growth	-	-	-	-	-

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	-	-	-	12.36%	-

SEC Filings: 10-K · 10-Q