BM Technologies, Inc. (BMTX)

BM Technologies Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	57.95	55.25	83.6	94.71	66.44	0
Revenue Growth (YoY)	-19.43%	-33.91%	-11.73%	42.55%	-	-
Cost of Revenue	25.27	27.78	29.18	29.34	27.4	0
Gross Profit	32.68	27.48	54.42	65.37	39.03	0
Selling, General & Admin	21.01	23	41.69	39.64	28.45	0.38
Other Operating Expenses	24.62	24.45	21.99	20.06	21.38	0.42
Operating Expenses	45.63	47.46	63.68	59.7	49.83	0.8
Operating Income	-12.95	-19.98	-9.26	5.67	-10.8	-0.8
Interest Expense / Income	0	0	0	0.1	1.4	0
Other Expense / Income	-1.35	-2.67	-8.07	-17.23	-	-3.95
Pretax Income	-11.6	-17.32	-1.19	22.8	-12.19	3.15
Income Tax	0.03	0.02	-0.41	5.75	0.02	0.79
Net Income	-11.62	-17.33	-0.78	17.04	-12.21	2.36
Net Income Growth	-	-	-	-	-	701.31%
Shares Outstanding (Basic)	12	12	12	12	6	21
Shares Outstanding (Diluted)	12	12	12	12	6	21
Shares Change	1.24%	-3.08%	0.03%	94.99%	-71.06%	1.44%
EPS (Basic)	-1.01	-1.50	-0.07	1.44	-1.99	0.18
EPS (Diluted)	-1.01	-1.50	-0.07	1.43	-1.99	0.18
EPS Growth	-	-	-	-	-	260.00%
Free Cash Flow	3.92	-4.35	-2.2	26.81	12.02	-1.46
Free Cash Flow Per Share	0.33	-0.38	-0.18	2.26	1.96	-0.07
Gross Margin	56.40%	49.73%	65.10%	69.02%	58.75%	-
Operating Margin	-22.35%	-36.16%	-11.07%	5.98%	-16.25%	-
Profit Margin	-20.06%	-31.37%	-0.93%	18.00%	-18.38%	-
Free Cash Flow Margin	6.76%	-7.87%	-2.63%	28.31%	18.09%	-
Effective Tax Rate	-	-	-	25.23%	-	25.00%
EBITDA	-1.65	-5.46	10.55	34.53	0.56	3.15
EBITDA Margin	-2.84%	-9.88%	12.62%	36.46%	0.84%	-
Depreciation & Amortization	9.95	11.86	11.74	11.64	11.36	0
EBIT	-11.6	-17.32	-1.19	22.89	-10.8	3.15
EBIT Margin	-20.01%	-31.34%	-1.42%	24.17%	-16.25%	-

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).