BM Technologies Statistics
Total Valuation
BMTX has a market cap or net worth of $18.64 million. The enterprise value is $4.35 million.
| Market Cap | 18.64M |
| Enterprise Value | 4.35M |
Important Dates
The last earnings date was Wednesday, April 3, 2024, after market close.
| Earnings Date | Apr 3, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
BMTX has 12.06 million shares outstanding. The number of shares has decreased by -3.08% in one year.
| Shares Outstanding | 12.06M |
| Shares Change (YoY) | -3.08% |
| Shares Change (QoQ) | +0.22% |
| Owned by Insiders (%) | 26.66% |
| Owned by Institutions (%) | 33.18% |
| Float | 9.72M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.34 |
| Forward PS | 0.29 |
| PB Ratio | 0.60 |
| P/FCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.08 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.25, with zero debt.
| Current Ratio | 1.25 |
| Quick Ratio | 1.02 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -47.70% and return on invested capital (ROIC) is -64.51%.
| Return on Equity (ROE) | -47.70% |
| Return on Assets (ROA) | -30.10% |
| Return on Capital (ROIC) | -64.51% |
| Revenue Per Employee | $276,260 |
| Profits Per Employee | -$86,655 |
| Employee Count | 200 |
| Asset Turnover | 0.96 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BMTX has paid $16,000 in taxes.
| Income Tax | 16,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -52.02% in the last 52 weeks. The beta is -0.01, so BMTX's price volatility has been lower than the market average.
| Beta (1Y) | -0.01 |
| 52-Week Price Change | -52.02% |
| 50-Day Moving Average | 1.71 |
| 200-Day Moving Average | 2.24 |
| Relative Strength Index (RSI) | 44.62 |
| Average Volume (30 Days) | 10,927 |
Short Selling Information
The latest short interest is 45,903, so 0.38% of the outstanding shares have been sold short.
| Short Interest | 45,903 |
| Short Previous Month | 57,054 |
| Short % of Shares Out | 0.38% |
| Short % of Float | 0.47% |
| Short Ratio (days to cover) | 5.14 |
Income Statement
In the last 12 months, BMTX had revenue of $55.25 million and -$17.33 million in losses. Loss per share was -$1.50.
| Revenue | 55.25M |
| Gross Profit | 27.48M |
| Operating Income | -19.98M |
| Pretax Income | -17.32M |
| Net Income | -17.33M |
| EBITDA | -5.46M |
| EBIT | -17.32M |
| Loss Per Share | -$1.50 |
Balance Sheet
The company has $14.29 million in cash and no debt, giving a net cash position of $14.29 million or $1.18 per share.
| Cash & Cash Equivalents | 14.29M |
| Total Debt | n/a |
| Net Cash | 14.29M |
| Net Cash Per Share | $1.18 |
| Equity / Book Value | 30.97M |
| Book Value Per Share | 2.57 |
| Working Capital | 5.67M |
Cash Flow
In the last 12 months, operating cash flow was $1.53 million and capital expenditures -$5.87 million, giving a free cash flow of -$4.35 million.
| Operating Cash Flow | 1.53M |
| Capital Expenditures | -5.87M |
| Free Cash Flow | -4.35M |
| FCF Per Share | -$0.38 |
Margins
Gross margin is 49.73%, with operating and profit margins of -36.16% and -31.37%.
| Gross Margin | 49.73% |
| Operating Margin | -36.16% |
| Pretax Margin | -31.34% |
| Profit Margin | -31.37% |
| EBITDA Margin | -9.88% |
| EBIT Margin | -31.34% |
| FCF Margin | -7.87% |
Dividends & Yields
BMTX does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 3.08% |
| Shareholder Yield | 3.08% |
| Earnings Yield | -92.98% |
| FCF Yield | -23.32% |
Analyst Forecast
The average price target for BMTX is $6.75, which is 336.89% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $6.75 |
| Price Target Difference | 336.89% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
BMTX has an Altman Z-Score of -0.48 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | -0.48 |
| Piotroski F-Score | 3 |