BM Technologies Statistics
Total Valuation
BM Technologies has a market cap or net worth of $60.50 million. The enterprise value is $49.27 million.
| Market Cap | 60.50M |
| Enterprise Value | 49.27M |
Important Dates
The last earnings date was Thursday, November 14, 2024, after market close.
| Earnings Date | Nov 14, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
BM Technologies has 12.10 million shares outstanding. The number of shares has increased by 0.56% in one year.
| Current Share Class | 12.10M |
| Shares Outstanding | 12.10M |
| Shares Change (YoY) | +0.56% |
| Shares Change (QoQ) | +0.12% |
| Owned by Insiders (%) | 24.51% |
| Owned by Institutions (%) | 34.64% |
| Float | 5.75M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 166.67 |
| PS Ratio | 1.02 |
| Forward PS | 1.01 |
| PB Ratio | 2.81 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | 6.95 |
| P/OCF Ratio | 6.80 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.85 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.66 |
Financial Position
The company has a current ratio of 0.83
| Current Ratio | 0.83 |
| Quick Ratio | 0.73 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -46.77% and return on invested capital (ROIC) is -23.69%.
| Return on Equity (ROE) | -46.77% |
| Return on Assets (ROA) | -13.92% |
| Return on Invested Capital (ROIC) | -23.69% |
| Return on Capital Employed (ROCE) | -48.72% |
| Revenue Per Employee | $288,290 |
| Profits Per Employee | -$65,205 |
| Employee Count | 200 |
| Asset Turnover | 1.22 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BM Technologies has paid $24,000 in taxes.
| Income Tax | 24,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +121.24% in the last 52 weeks. The beta is 0.18, so BM Technologies's price volatility has been lower than the market average.
| Beta (5Y) | 0.18 |
| 52-Week Price Change | +121.24% |
| 50-Day Moving Average | 4.85 |
| 200-Day Moving Average | 3.43 |
| Relative Strength Index (RSI) | 72.47 |
| Average Volume (20 Days) | 360,093 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, BM Technologies had revenue of $57.66 million and -$13.04 million in losses. Loss per share was -$1.11.
| Revenue | 57.66M |
| Gross Profit | 34.71M |
| Operating Income | -10.57M |
| Pretax Income | -11.60M |
| Net Income | -13.04M |
| EBITDA | -9.95M |
| EBIT | -10.57M |
| Loss Per Share | -$1.11 |
Balance Sheet
| Cash & Cash Equivalents | 11.22M |
| Total Debt | n/a |
| Net Cash | 11.22M |
| Net Cash Per Share | $0.93 |
| Equity (Book Value) | 21.53M |
| Book Value Per Share | 1.78 |
| Working Capital | -3.72M |
Cash Flow
In the last 12 months, operating cash flow was $8.90 million and capital expenditures -$199,000, giving a free cash flow of $8.70 million.
| Operating Cash Flow | 8.90M |
| Capital Expenditures | -199,000 |
| Free Cash Flow | 8.70M |
| FCF Per Share | $0.72 |
Margins
Gross margin is 60.20%, with operating and profit margins of -18.33% and -22.62%.
| Gross Margin | 60.20% |
| Operating Margin | -18.33% |
| Pretax Margin | -22.58% |
| Profit Margin | -22.62% |
| EBITDA Margin | -17.25% |
| EBIT Margin | -18.33% |
| FCF Margin | 15.09% |
Dividends & Yields
BM Technologies does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.56% |
| Shareholder Yield | -0.56% |
| Earnings Yield | -21.56% |
| FCF Yield | 14.38% |
Analyst Forecast
The average price target for BM Technologies is $6.70, which is 34.00% higher than the current price. The consensus rating is "Buy".
| Price Target | $6.70 |
| Price Target Difference | 34.00% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
BM Technologies has an Altman Z-Score of -0.4 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | -0.4 |
| Piotroski F-Score | 4 |