BM Technologies Statistics
Total Valuation
BMTX has a market cap or net worth of $27.00 million. The enterprise value is $12.37 million.
| Market Cap | 27.00M |
| Enterprise Value | 12.37M |
Important Dates
The next estimated earnings date is Tuesday, August 20, 2024, after market close.
| Earnings Date | Aug 20, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
BMTX has 12.05 million shares outstanding. The number of shares has increased by 1.24% in one year.
| Shares Outstanding | 12.05M |
| Shares Change (YoY) | +1.24% |
| Shares Change (QoQ) | +1.30% |
| Owned by Insiders (%) | 29.01% |
| Owned by Institutions (%) | 36.29% |
| Float | 8.03M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.47 |
| Forward PS | 0.42 |
| PB Ratio | 0.87 |
| P/FCF Ratio | 6.89 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.21 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.16 |
Financial Position
The company has a current ratio of 1.24, with zero debt.
| Current Ratio | 1.24 |
| Quick Ratio | 1.07 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -34.70% and return on invested capital (ROIC) is -41.93%.
| Return on Equity (ROE) | -34.70% |
| Return on Assets (ROA) | -21.50% |
| Return on Capital (ROIC) | -41.93% |
| Revenue Per Employee | $289,745 |
| Profits Per Employee | -$58,115 |
| Employee Count | 200 |
| Asset Turnover | 1.07 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BMTX has paid $25,000 in taxes.
| Income Tax | 25,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -23.55% in the last 52 weeks. The beta is 0.27, so BMTX's price volatility has been lower than the market average.
| Beta (5Y) | 0.27 |
| 52-Week Price Change | -23.55% |
| 50-Day Moving Average | 2.48 |
| 200-Day Moving Average | 2.25 |
| Relative Strength Index (RSI) | 37.25 |
| Average Volume (20 Days) | 85,858 |
Short Selling Information
The latest short interest is 275,494, so 2.29% of the outstanding shares have been sold short.
| Short Interest | 275,494 |
| Short Previous Month | 34,047 |
| Short % of Shares Out | 2.29% |
| Short % of Float | 3.43% |
| Short Ratio (days to cover) | 0.42 |
Income Statement
In the last 12 months, BMTX had revenue of $57.95 million and -$11.62 million in losses. Loss per share was -$1.01.
| Revenue | 57.95M |
| Gross Profit | 32.68M |
| Operating Income | -12.95M |
| Pretax Income | -11.60M |
| Net Income | -11.62M |
| EBITDA | -1.65M |
| EBIT | -11.60M |
| Loss Per Share | -$1.01 |
Balance Sheet
The company has $14.63 million in cash and no debt, giving a net cash position of $14.63 million or $1.21 per share.
| Cash & Cash Equivalents | 14.63M |
| Total Debt | n/a |
| Net Cash | 14.63M |
| Net Cash Per Share | $1.21 |
| Equity (Book Value) | 30.88M |
| Book Value Per Share | 2.56 |
| Working Capital | 4.80M |
Cash Flow
In the last 12 months, operating cash flow was $10.24 million and capital expenditures -$6.32 million, giving a free cash flow of $3.92 million.
| Operating Cash Flow | 10.24M |
| Capital Expenditures | -6.32M |
| Free Cash Flow | 3.92M |
| FCF Per Share | $0.33 |
Margins
Gross margin is 56.40%, with operating and profit margins of -22.35% and -20.06%.
| Gross Margin | 56.40% |
| Operating Margin | -22.35% |
| Pretax Margin | -20.01% |
| Profit Margin | -20.06% |
| EBITDA Margin | -2.84% |
| EBIT Margin | -20.01% |
| FCF Margin | 6.76% |
Dividends & Yields
BMTX does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.24% |
| Shareholder Yield | -1.24% |
| Earnings Yield | -43.05% |
| FCF Yield | 14.52% |
Analyst Forecast
The average price target for BMTX is $6.75, which is 201.34% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $6.75 |
| Price Target Difference | 201.34% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
BMTX has an Altman Z-Score of 0.2 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.2 |
| Piotroski F-Score | 3 |