BM Technologies Statistics

Total Valuation

BMTX has a market cap or net worth of $57.42 million. The enterprise value is $44.96 million.

Market Cap	57.42M
Enterprise Value	44.96M

Important Dates

The next estimated earnings date is Monday, November 18, 2024, after market close.

Earnings Date	Nov 18, 2024
Ex-Dividend Date	n/a

Share Statistics

BMTX has 12.09 million shares outstanding. The number of shares has decreased by -0.70% in one year.

Shares Outstanding	12.09M
Shares Change (YoY)	-0.70%
Shares Change (QoQ)	+0.33%
Owned by Insiders (%)	12.04%
Owned by Institutions (%)	30.34%
Float	8.06M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.96
Forward PS	0.92
PB Ratio	2.20
P/FCF Ratio	8.16
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	0.78
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	6.39

Financial Position

The company has a current ratio of 1.02

Current Ratio	1.02
Quick Ratio	0.86
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -37.40% and return on invested capital (ROIC) is -21.28%.

Return on Equity (ROE)	-37.40%
Return on Assets (ROA)	-12.74%
Return on Capital (ROIC)	-21.28%
Revenue Per Employee	$289,810
Profits Per Employee	-$59,990
Employee Count	200
Asset Turnover	1.08
Inventory Turnover	n/a

Taxes

In the past 12 months, BMTX has paid $15,000 in taxes.

Income Tax	15,000
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +92.31% in the last 52 weeks. The beta is 0.18, so BMTX's price volatility has been lower than the market average.

Beta (5Y)	0.18
52-Week Price Change	+92.31%
50-Day Moving Average	3.42
200-Day Moving Average	2.54
Relative Strength Index (RSI)	78.22
Average Volume (20 Days)	312,738

Short Selling Information

The latest short interest is 167,894, so 1.39% of the outstanding shares have been sold short.

Short Interest	167,894
Short Previous Month	193,296
Short % of Shares Out	1.39%
Short % of Float	2.08%
Short Ratio (days to cover)	8.34

Income Statement

In the last 12 months, BMTX had revenue of $57.96 million and -$12.00 million in losses. Loss per share was -$1.04.

Revenue	57.96M
Gross Profit	33.37M
Operating Income	-10.92M
Pretax Income	-11.60M
Net Income	-12.00M
EBITDA	-10.31M
EBIT	-10.92M
Loss Per Share	-$1.04

Full Income Statement

Balance Sheet

Cash & Cash Equivalents	12.46M
Total Debt	n/a
Net Cash	12.46M
Net Cash Per Share	$1.03
Equity (Book Value)	26.12M
Book Value Per Share	2.16
Working Capital	438,000

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $7.25 million and capital expenditures -$211,000, giving a free cash flow of $7.04 million.

Operating Cash Flow	7.25M
Capital Expenditures	-211,000
Free Cash Flow	7.04M
FCF Per Share	$0.58

Full Cash Flow Statement

Margins

Gross margin is 57.57%, with operating and profit margins of -18.85% and -20.70%.

Gross Margin	57.57%
Operating Margin	-18.85%
Pretax Margin	-20.67%
Profit Margin	-20.70%
EBITDA Margin	-17.79%
EBIT Margin	-18.85%
FCF Margin	6.76%

Dividends & Yields

BMTX does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.70%
Shareholder Yield	0.70%
Earnings Yield	-20.90%
FCF Yield	12.25%

Analyst Forecast

The average price target for BMTX is $6.70, which is 41.05% higher than the current price. The consensus rating is "Buy".

Price Target	$6.70
Price Target Difference	41.05%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

BMTX has an Altman Z-Score of -0.09 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	-0.09
Piotroski F-Score	4