BM Technologies Statistics

Total Valuation

BMTX has a market cap or net worth of $57.17 million. The enterprise value is $45.89 million.

Market Cap	57.17M
Enterprise Value	45.89M

Important Dates

The last earnings date was Thursday, November 14, 2024, after market close.

Earnings Date	Nov 14, 2024
Ex-Dividend Date	n/a

Share Statistics

BMTX has 12.10 million shares outstanding. The number of shares has increased by 0.56% in one year.

Current Share Class	12.10M
Shares Outstanding	12.10M
Shares Change (YoY)	+0.56%
Shares Change (QoQ)	+0.12%
Owned by Insiders (%)	20.67%
Owned by Institutions (%)	26.65%
Float	6.21M

Valuation Ratios

PE Ratio	n/a
Forward PE	158.00
PS Ratio	0.96
Forward PS	0.96
PB Ratio	2.65
P/TBV Ratio	n/a
P/FCF Ratio	6.59
P/OCF Ratio	6.44
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	0.80
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	5.27

Financial Position

The company has a current ratio of 0.83

Current Ratio	0.83
Quick Ratio	0.73
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -46.77% and return on invested capital (ROIC) is -23.69%.

Return on Equity (ROE)	-46.77%
Return on Assets (ROA)	-13.92%
Return on Capital (ROIC)	-23.69%
Revenue Per Employee	$288,290
Profits Per Employee	-$65,205
Employee Count	200
Asset Turnover	1.22
Inventory Turnover	n/a

Taxes

In the past 12 months, BMTX has paid $24,000 in taxes.

Income Tax	24,000
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +50.16% in the last 52 weeks. The beta is 0.18, so BMTX's price volatility has been lower than the market average.

Beta (5Y)	0.18
52-Week Price Change	+50.16%
50-Day Moving Average	4.09
200-Day Moving Average	2.81
Relative Strength Index (RSI)	67.58
Average Volume (20 Days)	112,051

Short Selling Information

The latest short interest is 692,296, so 5.72% of the outstanding shares have been sold short.

Short Interest	692,296
Short Previous Month	179,991
Short % of Shares Out	5.72%
Short % of Float	11.14%
Short Ratio (days to cover)	2.85

Income Statement

In the last 12 months, BMTX had revenue of $57.66 million and -$13.04 million in losses. Loss per share was -$1.11.

Revenue	57.66M
Gross Profit	34.71M
Operating Income	-10.57M
Pretax Income	-11.60M
Net Income	-13.04M
EBITDA	-9.95M
EBIT	-10.57M
Loss Per Share	-$1.11

Full Income Statement

Balance Sheet

Cash & Cash Equivalents	11.22M
Total Debt	n/a
Net Cash	11.22M
Net Cash Per Share	$0.93
Equity (Book Value)	21.53M
Book Value Per Share	1.78
Working Capital	-3.72M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $8.90 million and capital expenditures -$199,000, giving a free cash flow of $8.70 million.

Operating Cash Flow	8.90M
Capital Expenditures	-199,000
Free Cash Flow	8.70M
FCF Per Share	$0.72

Full Cash Flow Statement

Margins

Gross margin is 60.20%, with operating and profit margins of -18.33% and -22.62%.

Gross Margin	60.20%
Operating Margin	-18.33%
Pretax Margin	-22.58%
Profit Margin	-22.62%
EBITDA Margin	-17.25%
EBIT Margin	-18.33%
FCF Margin	6.76%

Dividends & Yields

BMTX does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.56%
Shareholder Yield	-0.56%
Earnings Yield	-22.74%
FCF Yield	15.17%

Analyst Forecast

The average price target for BMTX is $6.70, which is 41.80% higher than the current price. The consensus rating is "Buy".

Price Target	$6.70
Price Target Difference	41.80%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

BMTX has an Altman Z-Score of -0.4 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	-0.4
Piotroski F-Score	4