BOK Financial Corporation (BOKF)

BOK Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,674	1,766	1,635	982.68	774.82	895.9
Interest Income on Investments	870.63	870.63	707.5	409.42	405.11	373.1
Total Interest Income	2,545	2,636	2,342	1,392	1,180	1,269
Interest Paid on Deposits	849.49	1,026	626.6	121.75	33.48	90
Interest Paid on Borrowings	399.98	399.98	443.69	58.97	28.41	70.56
Total Interest Expense	1,249	1,426	1,070	180.72	61.9	160.56
Net Interest Income	1,295	1,211	1,272	1,211	1,118	1,108
Net Interest Income Growth (YoY)	8.43%	-4.83%	5.02%	8.35%	0.86%	-0.40%
Trust Income	249.41	230.86	207.32	196.33	178.27	167.45
Mortgage Banking Activities	76.71	74.11	55.7	49.37	105.9	182.36
Gain (Loss) on Sale of Assets	-	-	31	-	-	-
Gain (Loss) on Sale of Investments	66.96	19.22	-22.43	-21.33	1.47	63.16
Other Non-Interest Income	297.28	396.71	409.85	308.26	365.92	332.55
Total Non-Interest Income	813.89	839.64	789.95	643.26	755.78	842.32
Non-Interest Income Growth (YoY)	-2.47%	6.29%	22.80%	-14.89%	-10.27%	21.16%
Revenues Before Loan Losses	2,109	2,050	2,062	1,855	1,874	1,951
Provision for Loan Losses	2	18	46	30	-100	222.59
Revenue	2,107	2,032	2,016	1,825	1,974	1,728
Revenue Growth (YoY)	5.09%	0.81%	10.50%	-7.56%	14.21%	-2.04%
Salaries and Employee Benefits	843.04	788.36	750.26	659.35	682.14	670.25
Occupancy Expenses	89.19	83.12	80.61	79.31	72.79	70.72
Federal Deposit Insurance	27.19	31.11	30.78	17.99	15.88	19.99
Amortization of Goodwill & Intangibles	10.82	11.61	13.88	15.69	18.31	20.44
Selling, General & Administrative	372.06	354.64	340.97	313.66	282.07	278.73
Other Non-Interest Expense	79.06	77.79	69.9	75.97	97.52	95.17
Total Non-Interest Expense	1,421	1,360	1,289	1,164	1,178	1,164
EBT Excluding Unusual Items	685.65	672.17	727.02	660.16	796.1	563.86
Other Unusual Items	1.9	-5.52	-43.77	-	-	-
Pretax Income	687.54	666.64	683.25	660.16	796.1	563.86
Income Tax Expense	150.68	143.09	152.12	139.86	179.78	128.79
Earnings From Continuing Operations	536.87	523.55	531.13	520.29	616.33	435.07
Minority Interest in Earnings	-0.02	0.02	-0.39	-0.02	1.8	-0.04
Net Income	536.84	523.57	530.75	520.27	618.12	435.03
Preferred Dividends & Other Adjustments	4.99	4.99	4.25	3.8	4.3	2.61
Net Income to Common	531.85	518.58	526.49	516.47	613.82	432.42
Net Income Growth	14.22%	-1.35%	2.01%	-15.83%	42.09%	-13.13%
Basic Shares Outstanding	63	64	66	67	69	70
Diluted Shares Outstanding	63	64	66	67	69	70
Shares Change (YoY)	-1.23%	-2.90%	-2.32%	-2.01%	-1.79%	-1.35%
EPS (Basic)	8.41	8.14	8.02	7.68	8.95	6.19
EPS (Diluted)	8.40	8.14	8.02	7.68	8.95	6.19
EPS Growth	15.57%	1.44%	4.42%	-14.18%	44.57%	-11.93%
Dividend Per Share	0.570	2.240	2.180	2.140	2.100	2.060
Dividend Growth	-74.32%	2.75%	1.87%	1.91%	1.94%	1.98%
Effective Tax Rate	21.92%	21.46%	22.26%	21.19%	22.58%	22.84%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q