BOK Financial Corporation (BOKF)

BOK Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	2,636	2,636	1,635	982.68	774.82	895.9
Interest Income on Investments	-	-	707.5	409.42	405.11	373.1
Total Interest Income	2,636	2,636	2,342	1,392	1,180	1,269
Interest Paid on Deposits	1,426	1,426	626.6	121.75	33.48	90
Interest Paid on Borrowings	-	-	443.69	58.97	28.41	70.56
Total Interest Expense	1,426	1,426	1,070	180.72	61.9	160.56
Net Interest Income	1,211	1,211	1,272	1,211	1,118	1,108
Net Interest Income Growth (YoY)	-4.83%	-4.83%	5.02%	8.35%	0.87%	-0.40%
Trust Income	230.86	230.86	207.32	196.33	178.27	167.45
Mortgage Banking Activities	74.11	74.11	55.7	49.37	105.9	182.36
Gain (Loss) on Sale of Assets	-	-	31	-	-	-
Gain (Loss) on Sale of Investments	-46.08	-46.08	-34.93	-21.33	1.47	63.16
Other Non-Interest Income	462.01	462.01	422.35	308.26	365.92	332.55
Total Non-Interest Income	839.64	839.64	789.95	643.26	755.78	842.32
Non-Interest Income Growth (YoY)	6.29%	6.29%	22.80%	-14.89%	-10.27%	21.16%
Revenues Before Loan Losses	2,050	2,050	2,062	1,855	1,874	1,951
Provision for Loan Losses	18	18	46	30	-100	222.59
Revenue	2,032	2,032	2,016	1,825	1,974	1,728
Revenue Growth (YoY)	0.81%	0.81%	10.49%	-7.56%	14.21%	-2.04%
Salaries and Employee Benefits	811.24	811.24	750.26	659.35	682.14	670.25
Occupancy Expenses	125.33	125.33	79.3	75.17	72.79	70.72
Federal Deposit Insurance	31.11	31.11	30.78	17.99	15.88	19.99
Amortization of Goodwill & Intangibles	11.61	11.61	13.88	15.69	18.31	20.44
Selling, General & Administrative	289.55	289.55	342.27	317.81	282.07	278.73
Other Non-Interest Expense	77.79	77.79	69.9	75.97	97.52	95.17
Total Non-Interest Expense	1,360	1,360	1,289	1,164	1,178	1,164
EBT Excluding Unusual Items	672.17	672.17	727.02	660.16	796.1	563.86
Other Unusual Items	-5.52	-5.52	-43.77	-	-	-
Pretax Income	666.64	666.64	683.25	660.16	796.1	563.86
Income Tax Expense	143.09	143.09	152.12	139.86	179.78	128.79
Earnings From Continuing Operations	523.55	523.55	531.13	520.29	616.33	435.07
Minority Interest in Earnings	0.02	0.02	-0.39	-0.02	1.8	-0.04
Net Income	523.57	523.57	530.75	520.27	618.12	435.03
Preferred Dividends & Other Adjustments	-	-	4.25	3.8	4.3	2.61
Net Income to Common	523.57	523.57	526.49	516.47	613.82	432.42
Net Income Growth	-1.35%	-1.35%	2.01%	-15.83%	42.09%	-13.13%
Basic Shares Outstanding	64	64	66	67	69	70
Diluted Shares Outstanding	64	64	66	67	69	70
Shares Change (YoY)	-2.90%	-2.90%	-2.32%	-2.01%	-1.79%	-1.35%
EPS (Basic)	8.21	8.21	8.02	7.68	8.95	6.19
EPS (Diluted)	8.14	8.14	8.02	7.68	8.95	6.19
EPS Growth	1.50%	1.50%	4.42%	-14.18%	44.57%	-11.93%
Dividend Per Share	-	-	2.180	2.140	2.100	2.060
Dividend Growth	-	-	1.87%	1.90%	1.94%	1.98%
Effective Tax Rate	21.46%	21.46%	22.26%	21.19%	22.58%	22.84%

Source: S&P Capital IQ. Banks template. Financial Sources.