BOK Financial Corporation (BOKF)

BOK Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,679	1,766	1,635	982.68	774.82	895.9
Interest Income on Investments	901.73	870.63	707.5	409.42	405.11	373.1
Total Interest Income	2,580	2,636	2,342	1,392	1,180	1,269
Interest Paid on Deposits	1,008	1,026	626.6	121.75	33.48	90
Interest Paid on Borrowings	306.48	399.98	443.69	58.97	28.41	70.56
Total Interest Expense	1,315	1,426	1,070	180.72	61.9	160.56
Net Interest Income	1,266	1,211	1,272	1,211	1,118	1,108
Net Interest Income Growth (YoY)	6.60%	-4.83%	5.02%	8.35%	0.86%	-0.40%
Trust Income	242.92	230.86	207.32	196.33	178.27	167.45
Mortgage Banking Activities	75.32	74.11	55.7	49.37	105.9	182.36
Gain (Loss) on Sale of Assets	-	-	31	-	-	-
Gain (Loss) on Sale of Investments	12.39	19.22	-22.43	-21.33	1.47	63.16
Other Non-Interest Income	358.67	396.71	409.85	308.26	365.92	332.55
Total Non-Interest Income	811.38	839.64	789.95	643.26	755.78	842.32
Non-Interest Income Growth (YoY)	-1.58%	6.29%	22.80%	-14.89%	-10.27%	21.16%
Revenues Before Loan Losses	2,077	2,050	2,062	1,855	1,874	1,951
Provision for Loan Losses	2	18	46	30	-100	222.59
Revenue	2,075	2,032	2,016	1,825	1,974	1,728
Revenue Growth (YoY)	4.66%	0.81%	10.50%	-7.56%	14.21%	-2.04%
Salaries and Employee Benefits	821.87	788.36	750.26	659.35	682.14	670.25
Occupancy Expenses	88.23	83.12	80.61	79.31	72.79	70.72
Federal Deposit Insurance	28.07	31.11	30.78	17.99	15.88	19.99
Amortization of Goodwill & Intangibles	11.02	11.61	13.88	15.69	18.31	20.44
Selling, General & Administrative	366.73	354.64	340.97	313.66	282.07	278.73
Other Non-Interest Expense	76.91	77.79	69.9	75.97	97.52	95.17
Total Non-Interest Expense	1,393	1,360	1,289	1,164	1,178	1,164
EBT Excluding Unusual Items	682.12	672.17	727.02	660.16	796.1	563.86
Other Unusual Items	2.12	-5.52	-43.77	-	-	-
Pretax Income	684.24	666.64	683.25	660.16	796.1	563.86
Income Tax Expense	148.28	143.09	152.12	139.86	179.78	128.79
Earnings From Continuing Operations	535.97	523.55	531.13	520.29	616.33	435.07
Minority Interest in Earnings	-0.02	0.02	-0.39	-0.02	1.8	-0.04
Net Income	535.95	523.57	530.75	520.27	618.12	435.03
Preferred Dividends & Other Adjustments	5.49	4.99	4.25	3.8	4.3	2.61
Net Income to Common	530.46	518.58	526.49	516.47	613.82	432.42
Net Income Growth	15.38%	-1.35%	2.01%	-15.83%	42.09%	-13.13%
Basic Shares Outstanding	63	64	66	67	69	70
Diluted Shares Outstanding	63	64	66	67	69	70
Shares Change (YoY)	-1.76%	-2.90%	-2.32%	-2.01%	-1.79%	-1.35%
EPS (Basic)	8.36	8.14	8.02	7.68	8.95	6.19
EPS (Diluted)	8.36	8.14	8.02	7.68	8.95	6.19
EPS Growth	17.28%	1.44%	4.42%	-14.18%	44.57%	-11.93%
Dividend Per Share	2.280	2.240	2.180	2.140	2.100	2.060
Dividend Growth	3.64%	2.75%	1.87%	1.91%	1.94%	1.98%
Effective Tax Rate	21.67%	21.46%	22.26%	21.19%	22.58%	22.84%

Updated Jul 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q